thx for the explanation

AL Rajhi Personal loan latest interest rate

package A without bank credit card balance transfer
8.5% per annum
0.71% monthly...

Package B with bank credit card balance transfer(any amount)
7.99% per annum
0.67% monthly..

for any enquiry pm or contact detail 012-2257116

This post has been edited by theanswerL2: May 4 2009, 10:50 PM

i'm interested to apply for PL...any agent here can PM me...thanks

Hi..i juz wanna ask people in this forum where can i find da cheapest personal loan rate for government servant?im looking at doing a 30k loan for 9 years.how much will i need to pay monthlu?anyone can help me with this?i cant do a research myself due to da fact dat there r not many bank at my office.only maybank..n da bank is not open when im traveling to my office n its closed when i went back..thank you all for your help in advance

why you no borrow from gomen loan? try bank rakyat , or bank islam

bank muamalat also good for govn servant

Do you know da rate or details?gomen got personal loan meh?

call the bank and ask or visit their website to get more info. I think bank rakyat gives less than 5%. But it is better you clarify with the bank officer.

Better get it fast, saw in The Star today ex TM CEO (uh forgot his name, now some bank CEO iinm) and a few other people asking government to regulate loan interest rates because intense competition between banks causing every bank trying to give better deals than the other.

dunno tho, I may have miss read the article, just glanced through it.

Go for Alliance Bank. 5% for 15 years - plus 1% cash back.

I think that's the absolutely lowest in the market right now.

15years for PL?wau....damn long period giving..

15yrs only for gov staff..but the interest rate serius for 15yr.

Friend,

your 7.99% Al-Rahji P.loan for government servants is totally uncompetitive.

you have lost to all banks in that sense.

anyone heard bout rhb islamic PL...the profit is 12% (forgot what style they use) and the sales person quote me 5 years installment of RM222.44 only...cheaper than al-rajhi 8.5% (flat rate), 5 years installment of RM237...

any comments on the rhb islamic PL ??

This post has been edited by Asus: May 19 2009, 01:11 PM

Anyone who really know/experienced and could recommend a personal finance loan, do inform me the plan (no guessing games,please)

my status are as follows to date:
- Employed under private company, not government
- Salary almost RM2,000
- Confirmation letter by employer received January 2009
- EPF savings started 5 months ago

I have already browsed online / phone calls to a few local banks(CIMB, Maybank, BankIslam, etc.), none of their mini personal finance loans could accept me due to one or two requirements (working with company >6months from confirmation date, government servant, asset as guarantor, etc.).

The situation I am in right now isn't death threatening, but I would really like to settle some things with this small loan. Does not matter to me the interest %(i understand the APR and fixed rate), as long as not more than RM500 per month for the duration(hoping for 2 years) of repayment.

This post has been edited by mooze: May 20 2009, 12:40 PM

err...!! Hong Leong Bank? Hong Leong Personal Loan
http://www.hlb.com.my/pfs/loan/loanpl_f.jsp?flag=loanpl_f

Borrow from friends, colleagues or your managers. Return the money to them with interests each month. They'll be glad to be your personal Ah Long minus the hassle. The worse that could happen when you fail to pay back is that you'll lose your friends. But hey, you can always find new friends to leech from them.

borrow 10k lol got extra then dont take it out n pay back more

hi all,

if you need some personal loan, just can contact my email or sms to me, our loan can provide 6x of your income salary and till installment 7yrs.
my email: kelvinhee@ocbc.com
hp: 0163225929

regards,
kelvin

called them, they strictly need a creditcard holder or employee with at least RM24,000 income a year(which mine doesn't reach that for now)

friends: i would not resort to borrowing money from them even if i know its possible, its just unlawful, unless of course they're my business partners or such to use money to expand work capacity.
colleagues(workplace): even they themselves are in tight budget.
managers: oh no, never ever do it, i've seen people getting 'out of place' attitudes due to the debt from company.

the "persuade them by paying them interest" theory is a no go, its prone to bring relationship problems later as most people 'sign the agreement' by mouth promises, instead of written contract, which make complications later.

weird.