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 Personal Loan, which banks offer the best deal?

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wufei
post Jul 11 2010, 08:17 AM

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QUOTE(GreenApple87 @ Jul 11 2010, 01:58 AM)
i am personal financial consultancy from xxxx bank!!
The annual interest rate is 5.5% to 11% ( depend on certain circumstance).
Anyone who intrested in personal loan or about financial info, can contact me (ONLY SMS) any time, thanks!!

Contact number-0165979319!! rclxms.gif
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I am interested to know how to get 5.5%


Added on July 11, 2010, 8:18 am
QUOTE(zerro.yap @ Jul 10 2010, 05:41 PM)
monthly income >= RM15,000 ; OR
average credit card limit >= RM45,000

and we just need 1 day to make approval.
by the way, u are agent or directly from bank?
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Not agent and not banker

This post has been edited by wufei: Jul 11 2010, 08:18 AM
hackwire
post Jul 11 2010, 07:14 PM

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can i get business loan ? anyone offering good interest rate for starting up a business?

raymond1003
post Jul 12 2010, 11:14 AM

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Try to look for hong leong agent, but no luck. haha. i realize OCBC agents have flood lowyat.net. haha
hackwire
post Jul 12 2010, 07:55 PM

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any business loan for sdn bhd company?
bob
post Jul 13 2010, 11:57 AM

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QUOTE(hackwire @ Jul 12 2010, 07:55 PM)
any business loan for sdn bhd company?
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can visit smidec or sme webpage ...


lot info there
ketupat
post Jul 13 2010, 07:40 PM

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i'm private staff...looking for loan around 10k-20k...my basic only 2k..have a credit card,but just use about 7 months and the limit only 3500...
can i get any loan from any bank??

bob
post Jul 14 2010, 09:14 PM

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QUOTE(ketupat @ Jul 13 2010, 07:40 PM)
i'm private staff...looking for loan around 10k-20k...my basic only 2k..have a credit card,but just use about 7 months and the limit only 3500...
can i get any loan from any bank??
*
can try alrajhi bank.... but interest rate 9.99%
theanswerL2
post Jul 15 2010, 11:10 AM

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QUOTE(wufei @ Jul 9 2010, 11:39 PM)
5.5%, good rate, what is the condition
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good rate,is tat need to apply big amount >more than 30k loan.
or basic salary must more than 5 k.
,
ketupat
post Jul 15 2010, 07:25 PM

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QUOTE(bob @ Jul 14 2010, 09:14 PM)
can try alrajhi bank.... but interest rate 9.99%
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anyone from alrajhi here? 9.99% should be ok lol compare to other bank...

who can help me...alrajhi agent please....
m3tabolic515
post Jul 15 2010, 07:58 PM

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Price Solutions of Standard Chartered Executive here, Personal Loan Division. Providing p.loan application, inquiry pm me thx¬!
raymond1003
post Jul 16 2010, 11:51 PM

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anyone come across at this product "Cash Plus Financing-i" by CIMB? Can provide some details like interest rate? It did not mentioned in the website
onestopaccess
post Jul 17 2010, 05:48 PM

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Hi, anyone know any bank can guarantee approve for personal loan?As currently already got few in hand but still need some cash, tried stand chart but rejected. If anyone know please pm me thank you.
raymond1003
post Jul 18 2010, 07:37 PM

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QUOTE(onestopaccess @ Jul 17 2010, 05:48 PM)
Hi, anyone know any bank can guarantee approve for personal loan?As currently already got few in hand but still need some cash, tried stand chart but rejected. If anyone know please pm me thank you.
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have u manage to get it?
ketupat
post Jul 19 2010, 08:02 PM

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Hi, everyone...which bank can give 10x basic salary for loan amount?
epalpai
post Jul 20 2010, 05:10 PM

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hi.. looking for personal loan of 15-20k, repayment period 5-7years. pls pm me. tq
orkedcutez
post Jul 21 2010, 02:52 PM

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hi anyone.. need advise/help.. im looking for personal loan 10k.. which bank's interest rate is better.. stand chartd just rejected my application.. ermm my basic around 2k..working with private comp.. bad cc user... erm anyone knows about EON Bank PL need life insurance as one of the requirement (as mentioned in website).. is it true?
foo33
post Jul 21 2010, 04:42 PM

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Ive got personal loan for those who have BIRO ANGKASA DEDUCTIONS. Interest rates as low as 4% annually.
kurtkantoi
post Jul 22 2010, 01:53 PM

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Im working for private sector with yearly income around 30k. I have credit card with limit at 5k.

I want to get 15k personal loan. Tried before with Al-Rajhi bank before but they can only offer not more than 10k since this is my first ever personal loan. Can anyone experience or clarify on this? Is it normal practice with other banks?
Aster66
post Jul 22 2010, 02:33 PM

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This post has been edited by Aster66: Jul 22 2010, 02:38 PM
Shitagi Shop
post Jul 23 2010, 10:14 PM

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QUOTE(epalpai @ Jul 20 2010, 05:10 PM)
hi.. looking for personal loan of 15-20k, repayment period 5-7years. pls pm me. tq
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PMed


Added on July 23, 2010, 10:51 pm
QUOTE(kurtkantoi @ Jul 22 2010, 01:53 PM)
Im working for private sector with yearly income around 30k. I have credit card with limit at 5k.

I want to get 15k personal loan. Tried before with Al-Rajhi bank before but they can only offer not more than 10k since this is my first ever personal loan. Can anyone experience or clarify on this? Is it normal practice with other banks?
*
Yearly Income 30k = Monthly Income RM2.5k per month

Normally bank can give loan base on the Monthly Income x 4-6
As you're working in a private sector (non-established company), thus the bank normally gives the lowest financing amount which is x 4.

Hope my answer helps smile.gif

This post has been edited by Shitagi Shop: Jul 23 2010, 10:51 PM

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