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Personal Loan, which banks offer the best deal?
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Syd G
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 Jun 25 2010, 10:08 PM
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Mom. Servant of God.
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QUOTE(Automatic Kalashnikov @ Jun 25 2010, 11:06 AM) I'm Looking for a Loan of around RM 10k. I dont have proper income statement or epf also. but, I do have an ASB savings, RM 200K++, but I dont want to touch it, will pay the loan with the profits I make. will ASB documentation be good enough? Looking for a loan with no Guarantor. You can go to CIMB and get a OD against your ASB certs at BLR-1.65%. Better than personal loan  |
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Automatic Kalashnikov
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Jun 25 2010, 11:59 PM
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New Member
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QUOTE(Syd G @ Jun 25 2010, 10:08 PM) You can go to CIMB and get a OD against your ASB certs at BLR-1.65%. Better than personal loan I dont meet their age requirement
Added on June 26, 2010, 12:00 amQUOTE(dannyooi_84 @ Jun 25 2010, 05:48 PM) auto, if you have credit card, you can just use ic to apply. my bank will do all the relevant checkings on the credit card so ..no need to provide credit card, just the IC will do the job. if you guys have any Q, just PM me or sms to me @ 016-4360898 Danny Ooi @ SCB If I have no cc? This post has been edited by Automatic Kalashnikov: Jun 26 2010, 12:00 AM |
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hapeace
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Jun 28 2010, 09:40 PM
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Getting Started
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Hi. I'm in need of RM100,000 for personal reason. i already have pamphlet from few bank that offer personal loan.. and interested in getting the one with 20 years term. however i have no idea at all on how much rebate they will offer me if i manage to settle the loan early. let's say in 5 years time..
just wanna know.... do u guys know any bank that offer personal loan that offer reducing valance type method instead straight line? thank you
This post has been edited by hapeace: Jun 29 2010, 03:18 AM
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JackKor
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Jun 29 2010, 01:01 PM
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New Member
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Hi. I need abt 2-4k loan and tenure less than 1year. pls pm me for the detail. thanks
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vodka
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Jul 2 2010, 12:16 AM
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Getting Started
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Hi all,
Please help me out, I still got RM8K+ Ambank CC haven't settle... it have been dragged for few months already, I regretted I overspend. What should I do now? Please advice.
Thank you very much
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b0702085
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Jul 2 2010, 05:11 PM
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New Member
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Hi,
My annual salary is about 30k,
Would i be entitled to take personal loan on 50k?
What is the interest rate currently for 50k loan?
max only up to 5 years only?
Thank you.
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EyraYus
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Jul 6 2010, 08:52 PM
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I need a personal loan around 8K-10K. Family business. Dont have any payslip or KWSP/EPF. But do have car loan, ASB loan, and credit card..
Agent..PM me with ur offer...need it quick...thinking about RHB now
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Cinta Laura
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Jul 6 2010, 09:24 PM
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hi , quite newbie here , let say if i do a personal loan 50k , then how much should i pay back ? thanks
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JackKor
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Jul 6 2010, 09:44 PM
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New Member
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QUOTE(JamesChaow @ Jul 5 2010, 04:34 AM) any1 staying around pj or shah alam can contact me for easy rhb loan . 016-2734566 rhb loan is sucks! processing super slow and delay and delay! it take 14working days to process even small amount of loan and with hidden cost!! |
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EyraYus
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Jul 6 2010, 09:55 PM
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QUOTE(JackKor @ Jul 6 2010, 09:44 PM) rhb loan is sucks! processing super slow and delay and delay! it take 14working days to process even small amount of loan and with hidden cost!! u mean Easy RHB loan or? |
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darkhady
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Jul 6 2010, 11:07 PM
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New Member
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looking for personal loan 35k
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Automatic Kalashnikov
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Jul 7 2010, 11:22 AM
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New Member
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QUOTE(Automatic Kalashnikov @ Jun 25 2010, 11:06 AM) I'm Looking for a Loan of around RM 10k. I dont have proper income statement or epf also. but, I do have an ASB savings, RM 200K++, but I dont want to touch it, will pay the loan with the profits I make. will ASB documentation be good enough? Looking for a loan with no Guarantor. no one can help? |
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jeff_v2
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Jul 7 2010, 12:06 PM
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QUOTE(Automatic Kalashnikov @ Jul 7 2010, 11:22 AM) 200k of ASB? easy lor, make OD from ur ASB... can get 80-90% of loan from ur ASB amount, hope that help. thanks |
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Automatic Kalashnikov
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Jul 7 2010, 12:25 PM
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New Member
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QUOTE(jeff_v2 @ Jul 7 2010, 12:06 PM) 200k of ASB? easy lor, make OD from ur ASB... can get 80-90% of loan from ur ASB amount, hope that help. thanks can recommend which bank that give OD to 18+ year old? CIMB only accept 21++ |
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Syd G
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Jul 7 2010, 12:26 PM
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Mom. Servant of God.
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QUOTE(Automatic Kalashnikov @ Jul 7 2010, 12:25 PM) can recommend which bank that give OD to 18+ year old? CIMB only accept 21++ Can you even get a personal loan if you're 18? |
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Automatic Kalashnikov
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Jul 7 2010, 12:38 PM
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New Member
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can, for some loans, provided you meet certain conditions.
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Syd G
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Jul 7 2010, 12:40 PM
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Mom. Servant of God.
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Prolly you can apply loan with your ASB certs as collateral
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xixo_12
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Jul 9 2010, 07:23 PM
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hi wanna ask... which bank offer low interest for private company worker?
Thanks!
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ketupat
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Jul 9 2010, 10:00 PM
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New Member
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hi... i looking for 20k loan...with 7-10 years repayment period...
who got info?which bank can give?
what minimum requirement?
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wufei
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Jul 9 2010, 11:39 PM
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QUOTE(zerro.yap @ Jul 9 2010, 09:17 PM) My Bank actually offer the loan interest from 5.5% to 12% per annum to both government and private company employee. Kindly call or text me for more information. Cheers. Regards, Zerro Yap 017-4515158 zerroyap@ocbc.com 5.5%, good rate, what is the condition |
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