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Personal Loan, which banks offer the best deal?
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Shitagi Shop
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 Jul 23 2010, 10:14 PM
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New Member
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QUOTE(epalpai @ Jul 20 2010, 05:10 PM) hi.. looking for personal loan of 15-20k, repayment period 5-7years. pls pm me. tq PMed
Added on July 23, 2010, 10:51 pmQUOTE(kurtkantoi @ Jul 22 2010, 01:53 PM) Im working for private sector with yearly income around 30k. I have credit card with limit at 5k. I want to get 15k personal loan. Tried before with Al-Rajhi bank before but they can only offer not more than 10k since this is my first ever personal loan. Can anyone experience or clarify on this? Is it normal practice with other banks? Yearly Income 30k = Monthly Income RM2.5k per month Normally bank can give loan base on the Monthly Income x 4-6 As you're working in a private sector (non-established company), thus the bank normally gives the lowest financing amount which is x 4. Hope my answer helps  This post has been edited by Shitagi Shop: Jul 23 2010, 10:51 PM |
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noodi
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Jul 26 2010, 11:44 AM
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New Member
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looking for personal loan around 10-15k for house renovation, can anyone from the bank, can pm the detail ?
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SUSPerunding
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Jul 26 2010, 12:38 PM
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Getting Started
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looking for personal loan 5k to settle some debt child born really eat some money..lol. Repayment 2-3 years. Got several Credit card (hsbc,citibank,cimb,ambank,public bank). Working with gov agencies but not permanent. salary > 3k per month. Plz pm ur lowest interest and doc requirement. Looking for easy app and fast one. ty
This post has been edited by Perunding: Jul 26 2010, 12:41 PM
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munchinks
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Jul 26 2010, 04:17 PM
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New Member
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I applied for a personal loan of RM14k with CIMB also rejected. I think it's because my CC debt is too high. Haih....dunno what to do now
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munchinks
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Jul 27 2010, 11:52 AM
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New Member
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QUOTE(GreenApple87 @ Jul 25 2010, 12:14 AM) hhmmm.....if you looking for personal loan, u can email to me, limkl0825@hotmail.com!! actually i from XXXX Bank!! I am Personal Financial Consultancy from this bank!! the lowest interest is 5.5%, the highest is 11% (PER YEAR)!! so,if anyone of you can contact my email (NAME and CONTACT NUMBER) ,i will reply you as fast as possible, thanks!!hehe...  which bank are u from? dun just put XXX ok
Added on July 27, 2010, 11:52 amand i plan to apply 15-20k loan, tried with Bank Islam and CIMB both also rejected This post has been edited by munchinks: Jul 27 2010, 11:52 AM |
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sitinoorbaya
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Jul 27 2010, 01:05 PM
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New Member
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QUOTE(munchinks @ Jul 26 2010, 04:17 PM) I applied for a personal loan of RM14k with CIMB also rejected. I think it's because my CC debt is too high. Haih....dunno what to do now u can try open my fb siti noorbaya mohd yusoff..im from bank
Added on July 27, 2010, 1:07 pmQUOTE(yewming87 @ Jul 26 2010, 06:30 PM) OCBC personal loan Financing rate from as lower at 5.5% to 12% depending on your monthly income need to have credit card and working more than one year For more detail please call 016-6938462 mbsb loan rate fixed 4.99% till 20years...max rm200k..can open my fb siti noorbaya mohd yusoff
Added on July 27, 2010, 1:41 pmanyone who want to apply for personal loan can pm or contact me on siti_noorbaya@yahoo.com...rate fixed 4.99% till 20years...govn staff...plus..malaysia airport..also certain private company...gsst..tnb...max rm200k
Added on July 27, 2010, 1:41 pmanyone who want to apply for personal loan can pm or contact me on siti_noorbaya@yahoo.com...rate fixed 4.99% till 20years...govn staff...plus..malaysia airport..also certain private company...gsst..tnb...max rm200k This post has been edited by sitinoorbaya: Jul 27 2010, 01:41 PM |
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who_care
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Jul 27 2010, 01:51 PM
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Getting Started
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QUOTE(sitinoorbaya @ Jul 27 2010, 01:05 PM) u can try open my fb siti noorbaya mohd yusoff..im from bank
Added on July 27, 2010, 1:07 pmmbsb loan rate fixed 4.99% till 20years...max rm200k..can open my fb siti noorbaya mohd yusoff
Added on July 27, 2010, 1:41 pmanyone who want to apply for personal loan can pm or contact me on siti_noorbaya@yahoo.com...rate fixed 4.99% till 20years...govn staff...plus..malaysia airport..also certain private company...gsst..tnb...max rm200k
Added on July 27, 2010, 1:41 pmanyone who want to apply for personal loan can pm or contact me on siti_noorbaya@yahoo.com...rate fixed 4.99% till 20years...govn staff...plus..malaysia airport..also certain private company...gsst..tnb...max rm200k plz tell us about package for private...especially sdn bhd company / small company....  |
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devour
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Jul 28 2010, 11:09 AM
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QUOTE(dario81 @ Jun 10 2010, 09:14 AM) hey all, previously I used Citibank Celcom card and now they have discontinued the card. So I've to settle all my outstanding. I've made a call to their customer service and talked about this, initially she said that I can still continue paying monthly. but then, a week later, I got a called from Citibank saying that I have to settle all of my outstanding. Imagine that.. initially my outstanding is only 3.7k.. but since i didnt pay full amount, now my outstanding becoming double!!!! I am thinking of applying for personal loan. I wonder if i can apply to citibank personal loan : 10k and deduct all my outstandings with them. i would like to have a repayment period about 3 years. alternatively, what do u recommend? my basic salary is 3.2k (excluding OT and other allowances) thanks. you mean that citibank has discontinued celcom card and no more ? why they dont allow you to transfer outstanding to other like clear card ? gold card? thts mean very dangerous if we own co-brand credit card, once bank discontinue it , we have to pay one lump sum..  |
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dario81
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Jul 28 2010, 10:21 PM
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Getting Started
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oh.. ive already called their officer and double confirm on it..
luckily, they said that it can be paid as normal monthly basis.. so no worries..! =)
fuhhhhh....
but i am still thinking of applying a personal loan so that i can consolidate all my debts and use some of it for ASB... of course.. i would prefer to deal with bank reps rather than some kind of agents (let it be ah long or authorized loan agency)..
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Eng_Tat
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Jul 28 2010, 10:44 PM
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any one know which bank is easiest and cheapest to cancel for pl with minimum cost. i intend to borrow 12k for 3-5years to make less monthly payment but plan to pay lumsum after 1yr to settle.
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sojen
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Jul 29 2010, 12:09 AM
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Getting Started
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Hi everyone. I got citibank credit card with X limit
In my statement got show X limit + Y Limit.
Y Limit is for loan installment.
Any agent can tell me how to use that amount? PM me I need the cash. Thanks.
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Kcee
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Jul 30 2010, 07:54 PM
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Dear forumers, I'm posting to notify all of you that Bank Islam also offers personal loan at the rate of 3.25% to 5.50% p.a based on certain loan amount and loan tenure. I've applied for the loan as a government employee where there's certain terms and conditions applicable, of course. I'm not sure about private sectors employee, but you might want to check out their website for more info. No harm checking it out since I believe they charged the lowest % p.a for certain amount and tenure. Happy browsing!  |
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syahpian
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Jul 30 2010, 09:35 PM
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what do you think about easy pinjaman express by rhb? its worth if i using it for personal loan around 15k for 5 year? my yearly income is 20k. i dont yet made any loan so far and i only use maybank debit card. cause i dont have credit card.
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blurjoey
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Aug 9 2010, 01:37 PM
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Looking for 35k personal loan, repayment 5 years.
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ah_suknat
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Aug 9 2010, 02:28 PM
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I am looking for personal loan for business expansion...had my own business for about 8 month, no income statement or EPF or income tax yet.
looking for any loan that offers less than 10%, not those cut throat cimb express cash that charge 20++% .... pm me
or anyone can teach me how to apply for OD? I asked the banker but still confuse, and they keep pushing on the express cash.
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bennazis
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Aug 9 2010, 10:47 PM
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Getting Started
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QUOTE(affable @ Mar 22 2010, 01:22 PM) Hi there, I'm not from RHB but I'm a representative from Al-Rajhi Bank. Our approval with the bank is 3 days and disbursement is another 4 days. All process will take within 7 days. Regards, Hafiz Noor For any enquiries you can pm me.... : ) salam bro..just want to know how much I can loan from alrajhi if my monthly is 2.2k..is it 5 times the salary?tq |
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dannyooi_84
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Aug 10 2010, 10:03 AM
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bennazis,
Usually it is 5 times of your salary. I'm from Standard Chartered Bank, doing personal loan. Offering 8% int rate.
PM me for further details or any inquiries.
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xixo_12
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Aug 10 2010, 11:33 AM
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pm me pliz all personal loan consultant.
looking rm10k personal loan, 3 years repayment period.
per annum must lower than 9%
no credit card required
asap!
tq
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ah_suknat
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Aug 10 2010, 11:38 AM
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QUOTE(dannyooi_84 @ Aug 10 2010, 02:03 AM) bennazis, Usually it is 5 times of your salary. I'm from Standard Chartered Bank, doing personal loan. Offering 8% int rate. PM me for further details or any inquiries. hi, pm me for detail please like the requirement and so |
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FateStayNight
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Aug 12 2010, 06:22 PM
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New Member
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Personal Loan agents can pm me offers on best value personal loan for any amount that can be offered. tenure not really important but please provide details of the loan and tell me the value and advantages of the loan.
gross salary around 5 to 6k per month. working in private MNC
i do not have debt nor any existing loan
thanks
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