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 ShopeePay, New wallet for shopee

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rojakwhacker
post Jan 24 2020, 06:32 PM

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QUOTE(!@#$%^ @ Jan 24 2020, 05:37 PM)
what did the terms and conditions say?
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1.2.1 Top Up Funds

You may add funds to your Account using the following methods:
i Online Banking

You may direct your bank to allow the Platform to transfer funds to and/or from your designated bank account. To assist you in this aspect, a step-by-step instruction will be provided and the same may be located within the Platform under the “Add Bank Account” section. You will be required to verify some personal information to activate the Digital Wallet Service. By activating the Digital Wallet Service, you confirm that (a) you have provided us with your consent to use your personal information for the Services; (b)you are legally authorised to access the bank account(s) you have linked to your Account; and © you will pay or allow us to deduct from your Account all fees and charges associated with the use of the Services.

ii Credit/Debit Card

a. You agree that we may verify and authorize your credit/debit Card details when you first register with us as well as when you use the Services.
b. In the case of credit/debit cards, you agree that we may issue a reasonable authorization hold, which is not an actual charge against your card, in order to verify your payment method via your card. The hold may appear in your statement as “pending”. The authorization hold is issued as a preventive measure against any unauthorized or fraudulent usage of your card.
c. In the event you intend to top up your account via credit/debit card, you hereby confirm, consent and irrevocably authorize AirPay to charge your credit card account, for the reload sum whenever you consent from ShopeePay TopUp page. You further agree and undertake to comply with the terms and conditions imposed by the issuer of the credit/debit card.
d. The Company has the right to suspend the processing of any transaction where it reasonably believes that the transaction may be fraudulent, illegal or involves any criminal activity or where the Company reasonably believes you to be in breach of this Terms of Service
e. You agree that you will cooperate in relation to any financial crime screening that is required and to assist the Company in complying with any prevailing laws or regulations in place.

When you make a top up via credit/debit card, you are liable to the Company for the full amount of the payment is later invalidated for any reason including but not limited to claims, chargebacks, or if there is a reversal of the payment. You agree to allow the Company to determine (or in the case where a credit card is used as the funding source, to work with your credit card issuer) to determine the appropriate party to incur the burden of such claims, chargebacks or reversals and where applicable to recover any amounts due to the Company by debiting your ShopeePay Wallet.
TSbeebee1314
post Jan 25 2020, 03:16 AM

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QUOTE(monara @ Dec 21 2019, 12:54 PM)
My rough guess they aware of people exploiting it afterwards, topup using the cc, then transfer it to bank acc 😅
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If u see, he says like lazada wallet. I don't think lazada wallet allows withdrawals.
SUSXXXOOOXXXOOO
post Jan 25 2020, 12:59 PM

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QUOTE(beebee1314 @ Jan 25 2020, 03:16 AM)
If u see, he says like lazada wallet. I don't think lazada wallet allows withdrawals.
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worst one is favepay, no withdraws worst your fund have expiry date.
TSbeebee1314
post Jan 29 2020, 09:53 PM

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QUOTE(XXXOOOXXXOOO @ Jan 25 2020, 12:59 PM)
worst one is favepay, no withdraws worst your fund have expiry date.
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Can we add cash to favepay?
SUSXXXOOOXXXOOO
post Jan 30 2020, 12:33 AM

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QUOTE(beebee1314 @ Jan 29 2020, 09:53 PM)
Can we add cash to favepay?
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when u buy voucher and shop refuse to accept .... all fund will refund to ur favePay (same like shopee now) and can't be withdraw n come with expiry day ....

go check their apps reviews, see how many kena.
247365
post Jan 31 2020, 06:38 PM

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QUOTE(rojakwhacker @ Jan 24 2020, 06:32 PM)
1.2.1      Top Up Funds

You may add funds to your Account using the following methods:
i      Online Banking

You may direct your bank to allow the Platform to transfer funds to and/or from your designated bank account. To assist you in this aspect, a step-by-step instruction will be provided and the same may be located within the Platform under the “Add Bank Account” section. You will be required to verify some personal information to activate the Digital Wallet Service. By activating the Digital Wallet Service, you confirm that (a) you have provided us with your consent to use your personal information for the Services; (b)you are legally authorised to access the bank account(s) you have linked to your Account; and © you will pay or allow us to deduct from your Account all fees and charges associated with the use of the Services.

ii      Credit/Debit Card

a. You agree that we may verify and authorize your credit/debit Card details when you first register with us as well as when you use the Services.
b. In the case of credit/debit cards, you agree that we may issue a reasonable authorization hold, which is not an actual charge against your card, in order to verify your payment method via your card. The hold may appear in your statement as “pending”. The authorization hold is issued as a preventive measure against any unauthorized or fraudulent usage of your card.
c. In the event you intend to top up your account via credit/debit card, you hereby confirm, consent and irrevocably authorize AirPay to charge your credit card account, for the reload sum whenever you consent from ShopeePay TopUp page. You further agree and undertake to comply with the terms and conditions imposed by the issuer of the credit/debit card.
d. The Company has the right to suspend the processing of any transaction where it reasonably believes that the transaction may be fraudulent, illegal or involves any criminal activity or where the Company reasonably believes you to be in breach of this Terms of Service
e. You agree that you will cooperate in relation to any financial crime screening that is required and to assist the Company in complying with any prevailing laws or regulations in place.

When you make a top up via credit/debit card, you are liable to the Company for the full amount of the payment is later invalidated for any reason including but not limited to claims, chargebacks, or if there is a reversal of the payment. You agree to allow the Company to determine (or in the case where a credit card is used as the funding source, to work with your credit card issuer) to determine the appropriate party to incur the burden of such claims, chargebacks or reversals and where applicable to recover any amounts due to the Company by debiting your ShopeePay Wallet.
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don't see CC topup yet though

Rudd
post Feb 2 2020, 06:48 PM

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QUOTE(247365 @ Jan 31 2020, 06:38 PM)
don't see CC topup yet though
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here also waiting for cc topup with shopeepay.
SUSXXXOOOXXXOOO
post Feb 2 2020, 09:48 PM

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QUOTE(Rudd @ Feb 2 2020, 06:48 PM)
here also waiting for cc topup with shopeepay.
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cc top up than withdraw to bank account ? instant cash withdraw without high interest ..... that why they not allow.
Rudd
post Feb 3 2020, 12:21 AM

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QUOTE(XXXOOOXXXOOO @ Feb 2 2020, 09:48 PM)
cc top up than withdraw to bank account ? instant cash withdraw without high interest ..... that why they not allow.
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For me, paying with cc give better % cashback compared to normal on-line banking.

Those transfer feature, they can just disable it if afraid user abuse.
247365
post Feb 3 2020, 05:45 PM

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QUOTE(XXXOOOXXXOOO @ Feb 2 2020, 09:48 PM)
cc top up than withdraw to bank account ? instant cash withdraw without high interest ..... that why they not allow.
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don't allow but why the t&c has?
cybpsych
post Feb 3 2020, 06:13 PM

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QUOTE(247365 @ Feb 3 2020, 05:45 PM)
don't allow but why the t&c has?
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does not matter. just because T&C has it, doesnt mean shopee MUST enable this feature.

T&C is stated to manage customer expectation.

shopee may decide to enable or disable cc topup channel, up to their discretion.
mujinkun
post Feb 3 2020, 06:17 PM

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Shopee should allow top up by using CC same as others e-wallet.
cybpsych
post Feb 4 2020, 04:34 PM

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topup with cc available now
ClarenceT
post Feb 4 2020, 05:40 PM

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MCC 6*** Financial Services
Different from Shopee.



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hwachong
post Feb 4 2020, 07:53 PM

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QUOTE(cybpsych @ Feb 4 2020, 04:34 PM)
topup with cc available now
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after topup with cc, can withdraw?
cybpsych
post Feb 4 2020, 07:54 PM

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QUOTE(hwachong @ Feb 4 2020, 07:53 PM)
after topup with cc, can withdraw?
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u try and let us know?
mamamia
post Feb 4 2020, 08:18 PM

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QUOTE(ClarenceT @ Feb 4 2020, 05:40 PM)
MCC 6*** Financial Services
Different from Shopee.
*
So mbb still cannot use
ClarenceT
post Feb 4 2020, 08:47 PM

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QUOTE(mamamia @ Feb 4 2020, 08:18 PM)
So mbb still cannot use
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Top up kaw kaw now, then use MAE to pay Maybank CC to get Jewel Rush cashback. smile.gif

This post has been edited by ClarenceT: Feb 4 2020, 08:48 PM
cucikaki
post Feb 4 2020, 09:28 PM

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The new GP. Thank you.
cucikaki
post Feb 4 2020, 09:28 PM

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QUOTE(ClarenceT @ Feb 4 2020, 08:47 PM)
Top up kaw kaw now, then use MAE to pay Maybank CC to get Jewel Rush cashback. smile.gif
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Split payment to mbb CC get to play the jewel game? How much is min amount?

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