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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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yeeck
post Jun 15 2020, 02:14 PM

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QUOTE(BacktoBasics @ Jun 15 2020, 02:12 PM)
i think we need to remind each other that 2.4% p.a. from Simple is simply a projected rate. whereas FD is a locked fixed rate upon deposit.
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Correct, Simple is also an investment product, while FD is guaranteed.
yeeck
post Jun 24 2020, 04:27 PM

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QUOTE(kelvinfixx @ Jun 24 2020, 04:22 PM)
Why there is no beneficiary feature, if anything happen to you? I felt not secure invest a lot of money.
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This one to be mentioned in your will. Just like our CDS accounts also don't mention beneficiary. As far as I know currently only insurance, EPF, PRS allows nomination of beneficiaries.

This post has been edited by yeeck: Jun 24 2020, 04:29 PM
yeeck
post Jun 25 2020, 10:36 AM

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QUOTE(B500 @ Jun 25 2020, 12:07 AM)
Market is dipping tonight.. Perhaps may advance the timing of my monthly deposit hehe
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It's very difficult to time the market because it takes 2-3 working days to process your funds. So Dow could be up again on the day they buy into the market.
yeeck
post Jun 25 2020, 12:32 PM

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QUOTE(backspace66 @ Jun 25 2020, 11:33 AM)
Firstly if anyone trying to get in during the dip. It would be good if one compares the amount to be put in relative to the total investment, if it is just 1-5% of the investment amount , it might not even worth the extra effort. It is just a slight dip and if combined with negligible (in term of percentage) of fund being transferred, it might not even be worth your time and effort.
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True, if it's a major dip then I would consider pumping in bigger amount.
yeeck
post Jun 25 2020, 01:49 PM

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QUOTE(stormseeker92 @ Jun 25 2020, 01:45 PM)
Business alr opened as usual. Riots in US like crazy. Trump doing stupid shit all day long. The stock market dips a bit. I dont see a big dip anywhere soon or it wont even happen anymore
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Actually Trump is doing a good thing to the US markets. smile.gif
yeeck
post Jul 9 2020, 10:09 AM

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QUOTE(preducer @ Jul 7 2020, 11:03 PM)
did u read the disclaimer ?
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At least SA has a capital market license from SC. I would stay far far away from Pentaip.
yeeck
post Jul 9 2020, 03:01 PM

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QUOTE(honsiong @ Jul 9 2020, 12:42 PM)
Should localize to chinese and persuade money game aunties and uncles.
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thumbup.gif
yeeck
post Jul 10 2020, 10:41 AM

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QUOTE(TheEquatorian @ Jul 10 2020, 09:48 AM)
Thanks! Is this from the desktop version? I can’t find the breakdown like that in the app.
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You can actually see the same breakdown from the app if you click on your portfolio and go to Assets.
yeeck
post Jul 10 2020, 11:37 AM

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QUOTE(WhitE LighteR @ Jul 10 2020, 11:27 AM)
seems china tech is the only out performing fund
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No, gold is also doing very well.
yeeck
post Jul 13 2020, 11:30 AM

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QUOTE(myownworld @ Jul 11 2020, 04:55 PM)
That's such a risky idea. Why would you use credit card funds at 15% interest rate at the lowest (if you dont pay back in time) and dump into SA where the returns are nowhere near 15%.

A far better strategy would be to take out personal loan at about 5-6% and throw it in the markets. Assuming you know what you're doing of course.
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Or even better a 0% personal loan and throw it in the markets... rclxm9.gif

This post has been edited by yeeck: Jul 13 2020, 11:31 AM
yeeck
post Jul 13 2020, 11:34 AM

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QUOTE(jeushyun @ Jul 13 2020, 10:37 AM)
For new user, is there any advice for me to follow? I am 22 currently and felt like my FD rate (1.85) is not worth keeping in the bank.
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Only put enough for your emergency use in the bank (3-6 months without monthly income). The rest that you can spare, I would suggest SA. All the best!
yeeck
post Jul 17 2020, 03:20 PM

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QUOTE(ben3003 @ Jul 17 2020, 03:18 PM)
i found out 1 thing about this stashaway, this morning i see my 16jul amount is like 5000, but now after today show is 17jul is 4988, then my 16 jul also show 4988 LOL. can like that change one meh? felt like abit weird the system. macam, cincai saja..
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It depends on the time that you view, considering the time of market closure, forex exchange rate, and whatever fund buying/selling fees.

This post has been edited by yeeck: Jul 17 2020, 03:21 PM
yeeck
post Jul 20 2020, 10:08 AM

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QUOTE(bourse @ Jul 19 2020, 12:22 PM)
Google and read Smartly roboadvisor story.
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https://www.finextra.com/newsarticle/35557/...rtly-shuts-down

VinaCapital says it has arranged the return of all funds held in customers’ accounts and directed them to another service provider with whom it has negotiated a special arrangement.
yeeck
post Jul 21 2020, 10:21 AM

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QUOTE(chiangth @ Jul 21 2020, 10:19 AM)
I moved my money from Simple to 36% porfolio. maybe portfolio can get higher returns.
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Higher risks doesn't always mean higher returns. It's up to each individual risk preference.
yeeck
post Jul 21 2020, 09:55 PM

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QUOTE(gundamsp01 @ Jul 21 2020, 09:25 PM)
if i am not wrong, someone replied that he loss more than 30% from the point issue withdrawal order to the point he received the money
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30% is actually a lot!!!! Gasp.
yeeck
post Jul 23 2020, 11:36 AM

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QUOTE(backspace66 @ Jul 23 2020, 10:46 AM)
I am sorry uncle, seems i have to highlight this. Do you know you are investing in equity through SA? If i remember correctly you choose 26% risk which is 67% equity. Even the 14% risk is 1/3 equity.

I dont mean any disrespect, but please try to equip with more knowledge on investing. Last thing we want is some retired uncle lose their retirement fund.
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Correct, if uncle wants to enter SAMY, better adjust risk index accordingly. After all, the StashAway Risk Index is defined as "There is a 1% chance that my portfolio's value will lose more than <SAMY Risk Index>% of its value in any given year."
yeeck
post Jul 23 2020, 12:32 PM

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QUOTE(xianmeng @ Jul 23 2020, 12:28 PM)
Same. Even I would runaway. My friend got huge balls pump in 2k. When bounce back he earn.

DISCLAIMER: THIS DOESN'T MEAN HE COULD PREDICT THE MARKET WILL GO BACK UP DURING A DROP. PLEASE INVEST AT YOUR OWN RISK AND GAIN MORE KNOWLEDGE.
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During March I put in DCA as usual, but couldn't put more as I wanted to because bonus not out yet until April....lol
yeeck
post Jul 27 2020, 05:23 PM

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only CIMB direct debit accounts affected? Doesn't sound too good for CIMB then
yeeck
post Jul 27 2020, 05:27 PM

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QUOTE(jacksonpang @ Jul 27 2020, 05:26 PM)
Nope, HLB and MBB too according to FB group
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Wow..that's bad...I don't trust auto-debit from my CASA accounts...
yeeck
post Jul 28 2020, 10:54 AM

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QUOTE(joshtlk1 @ Jul 27 2020, 08:32 PM)
A brief explanation of what had happened with StashAway Glitch!
https://www.youtube.com/watch?v=dzOnWlDLThs&feature=youtu.be


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Did the video at the end just said 250k will be protected because you are invested in StashAway? That's not true right? The 250k is protected for the accounts in PIDM member banks and StashAway is not a member bank.

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