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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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yeeck
post Jul 28 2020, 10:56 AM

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QUOTE(backspace66 @ Jul 27 2020, 08:46 PM)
It is ok to report only to serve as a warning to avoid future blunder.
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I'm very sure SC is already aware of this issue by now.
yeeck
post Jul 28 2020, 10:58 AM

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QUOTE(iamshf @ Jul 27 2020, 08:56 PM)
Wasted .. I Just got 6 mths free from referral program .. overlapping
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You can probably use it in the future if the voucher doesn't have expiry.
yeeck
post Jul 28 2020, 12:12 PM

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Anyone who wants to exit SAMY due to this issue but got the voucher please share with me ya.
yeeck
post Jul 28 2020, 12:15 PM

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QUOTE(overclockalbert @ Jul 28 2020, 12:13 PM)
I haven't remove the direct debit thing, and guess what, it try to
potong again..just now ..wahlao....
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Maybe it won't stop until it reach 27x...lol
yeeck
post Jul 28 2020, 02:30 PM

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Maybe BNM need to enter the picture to investigate as well.
yeeck
post Jul 28 2020, 02:36 PM

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QUOTE(gundamsp01 @ Jul 28 2020, 02:31 PM)
if i am not wrong, BNM only regulate banks, stashaway is not one of it.
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Yes, but if Curlec is the one handling the direct debit for SA, then BNM should investigate Curlec, since it involves banking accounts in Malaysian banks.
yeeck
post Jul 28 2020, 02:54 PM

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QUOTE(vanitas @ Jul 28 2020, 02:53 PM)
For CIMB, I think many people changing bank and complain in this forum alone, no?
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Yeah I heard many things about CIMB lol.
yeeck
post Jul 28 2020, 04:17 PM

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My TWR: 9.28%, MWR: 23.48% since Nov 2019.
StashAway Risk Index: 22.0%

Very satisfied so far.
yeeck
post Jul 29 2020, 02:31 PM

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QUOTE(JLJQ @ Jul 29 2020, 02:22 PM)
Hey guys, how long does it usually take for JomPay funds to reach our SA account? First time using JomPay since they have suspended direct debit feature for now.
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Usually 2-3 business days.
yeeck
post Jul 30 2020, 10:55 AM

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QUOTE(lee82gx @ Jul 30 2020, 10:53 AM)
Simple has a capital guarantee more or less. Its just slightly better than FD.

If you want to play the market ie, potential more then surely put in a portfolio will have potential for higher returns. But there is always a potential for loss.
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Simple is capital guaranteed? That's new to me. I thought the risk is just much less than equities, but no such thing as capital guaranteed of any sort.
yeeck
post Jul 30 2020, 05:40 PM

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QUOTE(zstan @ Jul 30 2020, 04:55 PM)
Stashaway released their post mortem report:

https://www.stashaway.my/direct_debit_dupli...8iK5b8qCvIumXKU
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Wow, what age is this still using timestamp identifier up to seconds only instead of something truly unique? Also if it's synchronous call, once the request is received at Curlec's side the request should be immediately acknowledged before processing, so that from SA's side the request is already considered transferred to Curlec's responsibility. Terrible integration design. doh.gif
yeeck
post Jul 30 2020, 06:44 PM

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QUOTE(wendygoh @ Jul 30 2020, 06:20 PM)
Why they still using insecure protocol? HTTP

[Curlec] Curlec will switch the endpoint that processes collection requests from a synchronous working mode (attempting to process all requests while the HTTP call is active) to an
asynchronous working mode (acknowledging receiving of the file as the immediate result of
the HTTP call and sending status updates of processing later via a different channel).
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That doesn't mean they are using insecure protocol. It could be HTTPs for all we know, but still termed generically as HTTP.
yeeck
post Jul 31 2020, 04:23 PM

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QUOTE(ZeneticX @ Jul 31 2020, 12:18 AM)
Wish more financial institutions can be as transparent whenever there's a screw up incident like this

Looking at you octopus bank
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What is octopus bank?
yeeck
post Aug 4 2020, 10:51 AM

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user posted image
yeeck
post Aug 4 2020, 12:32 PM

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QUOTE(4eyeco @ Aug 4 2020, 12:30 PM)
yeah.. i got the code from a blog, before i found this forum...

oh no... I don't have AUM for more than 30k... think the normal referral code would have been more beneficial to me.  bangwall.gif

Anyone can pm me their referral code? In case SA allows me to switch the promo.
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PM'ed you.
yeeck
post Aug 5 2020, 10:13 AM

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QUOTE(XHunTerx123 @ Aug 5 2020, 10:10 AM)
Is this the fee been charged? Is alot puke.gif
Sorry because i'm new. Those fee already eat most of my primary money  cry.gif[attachmentid=10548515]
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LOL.. doh.gif look properly.
yeeck
post Aug 5 2020, 11:29 AM

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QUOTE(encikbuta @ Aug 5 2020, 11:24 AM)
I got a reply for my query on StashAway's fee. Hope this helps you guys as well because it sure did for meĀ  biggrin.gif

Question (by Me):
I have deposited a total of RM 46,500 in my account and it is currently valued at RM 53,200. Based on your pricing schedule here, am I already entitled for the discounted annual fee rate of 0.7%?

Answer (from StashAway):
Thanks for reaching out! To clarify, the annual fee rate is applied on a tiered basis i.e.
- 0.8% for your first RM50,000
- 0.7% for the remaining RM3,200
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So if we have 3mil with SA, we will still be charged 0.8% for the first 50k?

This post has been edited by yeeck: Aug 5 2020, 11:30 AM
yeeck
post Aug 5 2020, 11:39 AM

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Since 1st deposit in Nov 2019:

user posted image
yeeck
post Aug 5 2020, 11:48 AM

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QUOTE(victorian @ Aug 5 2020, 11:46 AM)
It gets cheaper by RM50 for each tier

[attachmentid=10548656]
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Thanks. The fees are charged on the amount deposited and not on the current value in the portfolio, right?

This post has been edited by yeeck: Aug 5 2020, 11:49 AM
yeeck
post Aug 5 2020, 12:02 PM

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QUOTE(MUM @ Aug 5 2020, 11:54 AM)
from their site.
How are the fees calculated?
Fees are calculated based on the average assets under management in your StashAway account. It is charged monthly, prorated for the number of days you're invested with us.

https://www.stashaway.my/faq/900000951026-h...ees-calculated/
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IC, then the performance better be much better than elsewhere...lol

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