Usually from 10 to 1 us time the action happens it will slow down a little towards the closing time

Today volatility was because short squeze happens to bunch of shares which affected the broader index hence you will see the difference in gains or losses

To those who pull out last week big congrats to them and now patience and waiting to re enter because the upside will happen later the year which is gonna another 2020 repeat from May to Nov

Better deposit tomorrow on working day then the buy order will should in call tonight but Friday dips are not the best to buy into because weekend surprises

The best time is always deposit on Sunday and Monday and if you are not happy that week just switch to 26% and 36% when MOMO trade is back

IMHO, this week still not the best time to buy into dips but the best time to buying is soon in the next couple of weeks when the ringgit is up and dollar is strengthening with the markets are on back to bullish MOMO

This post has been edited by xander83: Jan 28 2021, 02:04 PM

If your plan is DCA then you will be fine but be patient after Feb10 because that’s the best time to buy into it

Something major in the US you just need to read more news from stateside

Small dips with small deposit no need to think so much just put only

Only those invested millions will need to analyse and track properly

SAMY still operating just that deposit clearance to trustee will be delayed due to CNY with the clearance house on holidays

ETFs market will fluid because of US situation after digesting corporate earnings coupled political bashing from both sides which is as messy as it’s gonna be and thankfully taking profits since last week for now for next 2 weeks while looking to re enter and repositioning for q3 and q4 earnings when the vaccine will be used by 10% in the world

Raiz is pretty useless for sure in Malaysia

Wahed very slow on putting the buy calls and I suspect it is due to the algorithms calculating on their ETF which has peaked

Their Tesla stake has peaked and it will be interesting whether they will hold of sell off half their shares

ARK will said that because they have been long terms holdersvbut I can foreseen that if Tesla fell below 800 which happening soon a lot of funds will cut their position and take profits

If buying early before split then by all means keep because it’s like the same story like Apple between 2012 and 2014 when the boom is inconsistent

Google Tesla bears as there a few are starting to short it

Tesla drop markets won’t crash as the cyclicals will start picking up to cover Tesla in S&P500

By right S&P500 should hit 3900 now because reddit traders sentiments affect the broader market which the market now corrects after halting the Reddit traders

Your next of kin ie spouse or parents or siblings or anyone nominated family member through a will

DCA is just a nicer way of saying pump in to cover your shortfalls in the long run

Both will lead to the same goals just that how bumpy the ride is

Today last day seems SA on 36 will only gain 1.5% for the month as the correction is still happening

To those who took their gains last week congrats 6% and next month time to buy in the dips soon

PRS most likely but better don’t get EPF involved because it will distorted a lot of things unless a seperate portfolio for largely for bonds with low expense ratio

Just wait because the broader markets still volatile and the correction is just starting

If you plan to put just put on 6.5% and then crank it up to 36%

Otherwise just put in a bit about few hundreds then monitor the market

This week past 3 days already wipe out all the gains currently below 1% for SA which is about right value

If you have Wahed it is even worse

In fact not slowdown but monitor and then put in more money when the time is right which in around 2 weeks time

Your negative is only not like you are losing 22% so don’t worry too much as your loss is small compared to the markets

The markets will always correct itself every 3 months and back on the normal growth path so don’t fret too much

Jan SA performance still not bad on monthly basis with a volatile still ek up 0.5% gain on these path will likely be 18% or more on 36% growth on 2021

Coming soon but only small black swan this time

Correction is long overdue time for shopping and loading up soon

Something major that is unpredictable and hit on everyone’s behind

The term is coined by Naseem Taleb during the 1st black swan event which is the great GFC

If you planning to invest on black swan event always beware and take profit so when necessary otherwise it willing hit your back just like this month

For you since flexible you can have it both ways whether lump sum or DCA

My suggestion if since you have a base throw the big base after Feb10 and then monitor every quarter to DCA i can be almost sure by year end will be easily 9% gain for the year

I am also waiting as well because I already made my gain 3 weeks this year waiting right timing to enter

But make sure deposit on Monday morning preferably before 10am in order for faster execution to buy order on Monday

Just be patient because market now hit with short squeeze saga which causes a lot of volatility which will play down by the next 2 weeks

Currently on 36% just monitor the KWEB and IJR because the correction are in place after those 2 have hit their all time high

Anything you can ask us the friendly bunch here or can pm me anytime

Read the proper stateside news and you know why. Next week would be the trigger if the current situation plays out. All depends on the few powerful pen strokes bunch and how it plays out.

You go to remember markets are forward pricing hence the current situation is not surprising in fact it was overblown by the current situation that’s why you got to be flexible and think critically on how things play out in only a few ways because the correction was right with the numbers itself just that the streak was blown out earlier than even everyone thought.

Bursa will have the same effect as well but after a week delay.

You can DCA both ways in Wahed and SA to maximise returns and minimise risk if you having this dilemma

But the question time horizon and purpose of investment that is question you need to answer yourself

Simple to Investing will take a week to reflect because of the settlement, conversion and buy order which takes time execute unless you want to time the market in weekly basis which is hard when on bullish run

If you want quick direct debit fastest within the same day on Monday morning before 10am with the exception of public holiday in Malaysia so that it can execute order on Monday in US markets

The reason why it takes because they have to sell your money market units in Malaysia which takes 3 days, conversion is quick and buy order will be reflected the next day depending on market price buy order execution

Tomorrow will be interesting for KWEB and IJR in terms on catalyst whether to see the trend will reversing or not

Waiting time is important because too long waiting time missed on opportunity to make money

Anyway, the time is because of our financial system which the clearance, trading and execution are slow compared to developed financial hubs in NY, London, HK, SG, Tokyo or Sydney which way quicker hence you can see those are markets to trade because the movements are quick

Malaysia are slow like a snail only know how to copy the gamestonk which Tuesday won’t panned to those who try short squeeze the institutional investors on Glove shares

Park short term money on Simple and the long terms on investing to maximise gains which how SA is designed for

22% risk will suit you if you’re able to use 50k lump sum don’t touch it until 2024 where you will be happy to see the gains then

If you’re willing to go 3 years then by all means because usd has never been weaker in terms of with usd as it willing be very difficult for ringgit to drop to below 4 which was only this year once

4.04 will be right for those whose willing ride and with your risk appetite can’t hardly go wrong as the returns will beat the market at least 5.35% pa on the downside to trajectory and being bullish run it will be go high as high 8.2% if the markets repeat again in 2020

But with SA 50k split into 5 portfolios with 2 high risk ones and the other 2 go on medium and 1 with low risk to balance portfolio if you worrying about concentration risk