looking at the snapshot, the 20% GLD weightage in our 36% portfolio managed to cushion the drop yesterday.

that said tho i am still a gold hater, haha! GLD is an awesome asset to hold now when the economy is so unsure of itself. but once this all blows over, GLD will just go back to being stagnant and other EQ will begin to rise at a higher rate.

however, maybe it makes sense for a dynamic model like STASHAWAY to hold GLD right now. later when the economy recovers, STASHAWAY would pandai pandai switch back to full EQ portfolio. so we're kinda depending on their system to time the market.

They sent an email to clarify and apologise and how they plan on making up for it. No need report to SC and all, seems extreme.

The use of tech startups for doing this auto debit, now sounds like a stupid fark up to me.

I mean, in this day and age, still need new tech to do this?

I wonder what else do they sub-out to which newbie now....

https://www.curlec.com/about-us

wonder those insurance company using what kind of company

For me I am not too satisfied but apa boleh buat

Just happy that got some compensation which again overlapping with my referral

I guess I am the only few that is not happy
Everyone here seems to be very happy with how SAMY handle the situation
It is like they curi your money then did not tell you till you find out from your friend that your money kena curi and then you check really kena curi (found out from this forum then check my account)
Then you confronted the thief, the theif blame another thief (Curlec)
Then few hours later again the theif curi without telling you (2nd time auto debit)
Then the thief email you ask you don't worry they will return money to you next day before 11pm
Then next morning you check your email and found out that the thief try curi again but fail (auto debit failure cause bank no more money)
Finally the theif return all the money that they curi but some receive partial some recevie full
Then slowly everyone got their money back
And everyone is happy that the thief return their money and continue to trust the thief
so everyone live happily ever after together and continue trusting the thief
-the end-

I’d love more discount but not expect any. What I do want is detailed explanation, and prevention steps. Also reassurance that my funds are always safe. Not too much right?

As they say, fool me once shame on you. Fool me twice shame on me.

And yes, I’m still investing as of now.

And I just realise that no portfolio is now with S&P500. Right?

3k DCA. One day I'd want to be able to invest as much as you brother.

I did a Jompay deposit last night, the money still not in my SA as of now. 

thanks. but another concern of mine is with gold taking up 20% of total allocation and with its current all time high price. With gold price showing no signs of retreating in current climate, means we are continuously buying it at higher prices through dca. If gold prices were to crash suddenly for whatever reason (which happened before in 2011 or 2013 i think) then all of us will get a good beating.

well the above could be avoided if SA performs another round of reoptimization by disposing gold just before any possible crash as "predicted" by their algorithm. guess we just have to trust SA in this or another way is for us to cash out SA if we feel gold will crash soon.

Are you referring to etf unit buy order? Then it follows US market which is still a normal business day. As long as the money is already in your portfolio (converted to USD), the robo advisor platform automatically calculates the breakdown and process the buy order when US market opens.l

I would advise NOT to get ILP. Keep protection and investment separate.

yikes. company insurance is bad and always got quota. if got 2 person need to have bypass operation and the company has only coverage for one then you are fucuked.
ILP is a buffer to prevent premium increase that's all. not a way to make money but to ensure your premium stays at the same price as long as possible (assuming the funds are profitable).