and China recently did things like this...

Where Is Alibaba Founder Jack Ma? What the Saga of One of the World's Richest Men Reveals About China Under Xi Jinping
https://time.com/5926062/jack-ma/

explains why Alibaba stocks went down so much also.
if I find more about China I will share..

I suspect China or KWEB or someone pulled some string to make Stashway list KWEB as its top investment for General Investing. Maybe Stashaway receive something behind close doors.. we'll never know.

ESG new portfolio now seems like damage control before more ppl pull out of Stashaway
They could put it as another Thematic portfolio, but how come put it under General Investing? hmmm that's the question..

This post has been edited by Davidtcf: Jan 27 2022, 03:53 PM

yea these companies are great stocks for an ETF.

This post has been edited by Davidtcf: Jan 27 2022, 04:19 PM

As long not KWEB type of red. US stocks will bounce back one.
My portfolio in IBKR also much red. All of them US stocks and ETFS (irish domiciled).
Keep maintain DCA and wait for them to bounce back up.

Yes it's because it's more liquid. Buy sell volume higher each time. That's their decision. I have no problem buying or selling irish domiciled etf if I want to. Maybe difference is I need wait a bit longer to get the price I want.

Stashaway need accurate pricing during buy and sell orders. Also orders need to be executed quickly for them since they have SLA. Maybe thats why they chose US ETFs.

This post has been edited by Davidtcf: Jan 29 2022, 11:14 AM

My IBKR portfolio down 7% as I only started investing last year. Mainly in CSPX/VUAA, VWRA, Apple stocks, SWRA. Some BNKS and SMH ETFs. But will still DCA. When prices are down good time to buy. One day will go up.. historical records also show that for these stable stocks/ETF.

For kweb then dunno.. so many years already still keep heading down. Maybe one day will shoot up. Depends how investors feel about China.

This post has been edited by Davidtcf: Jan 30 2022, 10:08 AM

Best wait Xi Jin Ping step down first, and pray hard next China president not like him.

Every month got weird2 news coming from China:
https://www.channelnewsasia.com/asia/china-...g-games-2467871

https://www.channelnewsasia.com/asia/astraz...d-fraud-2468051

https://www.express.co.uk/news/world/155793...south-china-sea



This post has been edited by Davidtcf: Jan 30 2022, 10:44 AM

just DIY buy a bunch of good ETFs and stocks, sit back wait for few years then profit.

learn much in the process also..

investing need a lot of reading and checking also to ensure you pick the best available.

if lazy wanna just brainless deposit money, then use tools like Stashaway. But don't complain when its result not according to your expectation..

I wish Syfe one day open in Malaysia.. heard many gooding things about it.

This SA thread so hot.. almost every weekday sure many topics to discuss hahaha.. no other stock/investment thread in LYN as ong as this

This post has been edited by Davidtcf: Feb 9 2022, 04:17 PM

For SG REITs I prefer to pick myself. Not all the REITs are doing good every year. Some underperforming. Buying SG stocks min is 100 lots each purchase, but not a big problem since majority of the REITs aren't that expensive. Similar to buying malaysia stocks in term of pricing.

DIY still best. Just wanna see how LYN ppl will respond if got Syfe in Malaysia
Now SA monopoly in Malaysia as the only viable robo advisir. The rest don't come close to it.

This post has been edited by Davidtcf: Feb 10 2022, 09:36 AM

their new ESG portfolio for general investing good la.. much better than the normal one stacking so much in KWEB (main reason why many lost money is this).
thematic portfolio depends on market movement, need more years to see results.

This post has been edited by Davidtcf: Feb 10 2022, 09:37 AM

Bursa hard to grow de.. I just park some spare cash there for dividend investing (Maybank, UOAREIT, Sentral) due to ease of withdrawal.

watch Ziet Invest videos he got teach how to use IBKR to invest in US market or buy Irish Domiciled ETFs. That is where real growth comes from. For young people 20-40 still can invest this way. Old liao 60+ then start main dividend investing at MY or SG stocks.

if you lazy then Stashaway lor.. can also. SA > Bursa imo.

This post has been edited by Davidtcf: Feb 10 2022, 10:25 AM

dont need to go down Singapore bro.. I recently opened my SG CIMB account all online. Only MY CIMB susah a bit coz I got old account with them last time... need to go to bank open new account. If never have CIMB MY before can open all online. Steps here:


funding IBKR using CIMB SG and Wise


Funding Tiger brokers steps here via CIMB SG:
https://nomoneylah.com/2021/07/27/tiger-bro...sit_via_CIMB_SG

For Moomoo:
https://ringgitfreedom.com/investing/beginn...ock-via-moomoo/

Moomoo cheaper if wanna buy SG stocks. But I hate it coz it requires a valid passport with >6 mths before expiry as part of registration process. Not gonna renew my passport just for a broker since we all cant fcking travel now.. So went with Tiger brokers instead. Try do a first deposit of 2k SGD to Tiger broker (only valid for 1st DEPOSIT - will get free x1 Apple stock after a few days!)

This post has been edited by Davidtcf: Feb 10 2022, 11:07 AM

refer to "Step 1" inside this video on how to use Wise to transfer to CIMB SG. Once reach CIMB SG u wanna transfer to which broker up to u liao.



The other video opening CIMB account didn't state it.

You're welcome.

if use CIMB MY direct to CIMB SG can.. you'll pay more for FX (currency conversion MYR to SGD). The rate is poorer if use bank's rate.

Use this Wise calculator, then compare with fees/rates for transfer direct from CIMB MY to SG. You will see which is better:
https://wise.com/my/pricing/send-money

This post has been edited by Davidtcf: Feb 10 2022, 01:20 PM

Of course focus on your career/business also la.. no money from salary how to invest more?
Then of course save more also.

I invest to overcome inflation of 3-4% every year.. getting whatever income and putting in bank / FD will slowly degrade the value of what you have.
Put in EPF also can.. earn average 4-5% every year.

But if long term invest in good stocks or ETF in US or other markets can grow 10-20% or more a year, why not?
Now US there red due to Fed increasing interest rates to fight inflation, but once this pass bull market will dominate again.

Malaysia Bursa/KLSE use to be a good place to invest, but after 1MDB issue everything changed.. not much foreign investments coming in anymore. Hence why market hard to grow.

This post has been edited by Davidtcf: Feb 10 2022, 01:18 PM

Yes already bought insurance, I have savings/emergency funds readied.
Thanks for your concern.

To quote: “In investing, what is comfortable is rarely profitable.” ― Robert Arnott

Can Google's value be wiped out overnight? How much will that take? Or Microsoft, Apple, Nvidia. A major crisis like US to be hit by a meteor before that can happen.

Do these charts lie? (5 years timeline)







This post has been edited by Davidtcf: Feb 10 2022, 02:31 PM

ok. Up to you then.. keep invest in Bursa and show us your results in 5 years time for comparison. Or FD, Crypto, or anywhere for that matter outside of the stock market if you prefer.

This post has been edited by Davidtcf: Feb 10 2022, 02:10 PM

I wouldn't invest in these companies to begin with. If you have extra cash wish to diversify/take more risks then ok to go ahead. They might go back up in time.

Facebook is huge but its usage is declining.
I would not buy overhyped stocks like Tesla also.. if something happens to the Elon Musk one day (whos so good at hyping its stocks and is a genius), for sure its price will tumble.
Do check on any stocks fundamentals/details/news/information/financial report yearly/quarterly before you buy.. same with ETFs especially if lesser known. Do as much research as you possibly can before putting in your money.

This post has been edited by Davidtcf: Feb 10 2022, 02:29 PM

he posted my personal pic as his avatar. Had to report it to take it down.
anyhow I will post here less after this, since what I share could be regarded as offensive. Sometimes best to keep the good things to one's self. Let others figure out themselves on how they want to invest.

I have good intentions but people might not regard it that way. Fine.

my pic is still in his profile's avatar. Already contacted the 3 mods of this subforum to remove.
he has a grudge against me ever since I replied to him in one of the crypto thread.

This post has been edited by Davidtcf: Feb 10 2022, 04:43 PM