FX loss means Malaysia Ringgit strong, dont worry about it.

A red day but a welcome one. Can get more out of our deposit. Hopefully it doesnt go lower than March lows. LOL

StashAway simple is launched. Check your app. 2.4% pa

any promotion code for me?

Is depend what time morning u deposit

Might as well I transfer from my bank acc directly then. At least that's a couple days faster

IMO, it depends on market,
there are lot people tend to favor ETF over mutual fund and put mutual fund in a position that doesn't worth investing
but in fact, mutual fund is not that bad IF
you know how to pick on the right fund (do your due diligence on the fund's past management performance    )

i would take the funds in Malaysia that i familiar with, as example

For US market, IMO ETF is better, I dont think there is any Malaysia fund that investing in US market, which get better return than ETF

For MY market, since Malaysia volume is soooo low, yeah that's why you have Eastspring Small Cap funds which get up to 10+% annual return rate if u invested 10 years ago, I would say the result is pretty good.

https://www.fundsupermart.com.my/fsmone/fun...-Small-Cap-Fund


For China, previously I was eyeing on a Greater China fund which IMO the performance is quite impressive these few years
https://secure.fundsupermart.com/fsm/funds/...China-P-Acc-SGD



thou not apple to apple comparison, but if solely looking at performance, it is performing better than KWEB
KWEB as of date 5-Y annualized return is 6.12% (source), UBS greater china funds 5 years annualized returns is around 12%
KWEB as of date 3-Y annualized return is 4.80%, UBS greater china funds 3 years annualized returns is around 16-17%

The problems of mutual funds are
1) there are too many funds to be selected, not everyone know how to pick and research for good funds
    - therefore the reason why these years Robo is taking up the market, no research required, index based, easy peasy
2) none-knowledgeable agents,who dont care if u earn, dunno how to pick good fund for u either
    - therefore we have lots of funds investor complain their funds are not performing (how to expect performing when your funds aint good fund in the first place)

Yup I have a 0.04% increased so far. Haha! Still testing it out, just putting it in there to see how it will perform.

What's the best way to maximise returns for SAMY Simple?

Just lump sum and let it sit there 1 year

or

Lump sump small amount, and transfer to SAMY portfolio bit by bit until habis then lump sump again next month?

As stashaway simple invests on Eastspring Investments Islamic Income Fund, i believe income distribution is once a month.. Hence may be that is why your price is still the same.

Maybe other sifu can confirm

portfolio

walao.. me poor 8k+.. good thing I set the auto-DCA rm350 only

2 days interest lost

Stashaway Simple lol.

URGENT URGENT PLS READ
PLS REMOVE DIRECT DEBIT BUT MOST IMPORTANT EMPTY THE ACCOUNT U TIE TO SAMY ELSE WILL CONTINUE POTONG
MINE TAK KENA POTONG CAUSE I EMPTY IT SINCE YESTERDAY

see 39 mins ago got this email

Guys, want to ask about annual fee rate. I have about 30k inside stashaway.

and below 50k will have 0.8% annual fee rate. So meaning i got charged about 2.4k every year?

Where can I see it being charged?