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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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ericlaiys
post Jul 29 2020, 10:07 PM

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QUOTE(djhenry91 @ Jul 29 2020, 09:29 PM)
ur amount big, efficient kut..
last night i deposit RM400, today dah convert and ready to do buy order..

dulu 100 buck 200 buck slow gila
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no one buy mah..coz debit issue
ericlaiys
post Jul 30 2020, 09:49 PM

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QUOTE(chichabom @ Jul 30 2020, 09:47 PM)
Is there a best interval for dca? Weekly biweekly or monthly? Whats usually the reasonable amount?

Also say if the market drops further in between dca interval, should take advantage to top up or ignore and follow planned dca routine?
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up to u. based on latest incident, everyone already dropped auto dca & do manual dca.

ericlaiys
post Aug 11 2020, 07:17 AM

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sharing on experience on stashaway simple after 2 month
1. 1st month got dividend rm13+ with 5k investment
2. 2nd month, increase investment to 10k. got dividend only RM 8+

I also realised, even dividend bank in every few days but in reality, cannot withdraw out that dividend earned until it commit at the 8th. Then after 10, it is consider can withdraw all money with dividend.

Look at this earned rm13 vs this month rm8. Well, it is not consistent on dividend. most likely it is due to performance on the fund. You can check on transaction, then u will understand what i say.

So i moved out all to FSM which is better investment than stashaway for stashaway simple

That's all on my feedback

This post has been edited by ericlaiys: Aug 11 2020, 07:19 AM
ericlaiys
post Aug 21 2020, 08:46 PM

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QUOTE(GrumpyNooby @ Aug 21 2020, 08:41 PM)
I found something interesting about dividend:

For normal SAMY portfolio:

Where do dividends go?
For goal-based portfolios and general investing portfolios, our system automatically reinvests any dividends you may earn.

All dividend payments are reflected in your "Transactions" tab.

https://www.stashaway.my/faq/900000812706-w...o-dividends-go/

For SAMY Simple™:

How do the dividends accrue?
The dividends accrue on a daily basis and are paid out monthly.

https://www.stashaway.my/faq/900001298363-h...vidends-accrue/
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yup. that why dividend on simple cannot withdraw till it deposit on monhly. then i wait till it finally deposit the dividend and withdraw it
Did a comparison for 2 month. 1st month is higher than 2nd month even 2nd month, i deposit more.
Now move out to FSM Nomura which is much more better

This post has been edited by ericlaiys: Aug 21 2020, 08:47 PM
ericlaiys
post Aug 30 2020, 08:09 AM

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QUOTE(tadashi987 @ Aug 29 2020, 10:12 PM)
curious to know, not sure if anyone know this

for the dividend reimbursement, if we sold all and quitted, will SA still credit the reimbursement into our portfolio?
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Depend. Twice I received dividend after I sold and close portfolio. To get it, need to transfer to a portfolio
ericlaiys
post Sep 3 2020, 08:45 AM

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QUOTE(majorarmstrong @ Sep 3 2020, 08:25 AM)
Usd continue to drop
Possible below 4?
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last time 3.8. So it is possible
ericlaiys
post Sep 3 2020, 09:22 AM

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QUOTE(majorarmstrong @ Sep 3 2020, 09:13 AM)
If comtinue drop then quite painful
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then your previous investment become loss.
ericlaiys
post Sep 20 2020, 09:50 PM

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QUOTE(jovialguy @ Sep 20 2020, 08:31 PM)
On the highest risk 36%
Deposited since June till now

Don’t see any good returns
Only rm13++ roi after few k inside

On the auto mode
Any suggestion?

Withdraw out or adjust risk ?
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people been complaining making loss since last week. you are consider good already with profit. Now it is bad to withdraw as US currency weak.
ericlaiys
post Sep 26 2020, 10:39 AM

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QUOTE(JJ93 @ Sep 25 2020, 10:43 PM)
24 Sept 7am JomPay
25 Sept afternoon ETFs already bought and reflected in Assets

Is SAMY getting faster? Or is this a one-off heh.
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less traffic. no one buying.that why faster...lol
ericlaiys
post Oct 2 2020, 01:26 PM

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us market may be going to crash. donald trump and wife tested covid positive
ericlaiys
post Oct 26 2020, 07:35 AM

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etoro is illegal in malaysia. stashaway is recognise by sc.
ericlaiys
post Oct 26 2020, 10:42 PM

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QUOTE(littlegamer @ Oct 26 2020, 10:30 PM)
Is this true?

Is there any legal alternative to this. Looking at what @eurobeater said, I kinda agree. In a sense, SA now hold too much gold regardless of what portfolio u choose. I assume etoro/other platform should have a bit more wider choice of stocks and etf.
Please Leave your thought.
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refer to https://www.soyacincau.com/2020/05/21/etoro...ssion-malaysia/
ericlaiys
post Oct 29 2020, 02:32 PM

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QUOTE(blibala @ Oct 29 2020, 02:06 PM)
Yesterday drop wipe off 50% of profit. Amazing
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US election on 3 Nov. So expect more drop in these few days
ericlaiys
post Oct 29 2020, 07:54 PM

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QUOTE(GrumpyNooby @ Oct 29 2020, 07:52 PM)
Yes, starting to lose steam. Hope it continues to slide. laugh.gif
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yes. also pray hard that it fall hard tonight. lucky today is a public holiday so no one process any deposit.
ericlaiys
post Nov 2 2020, 07:29 PM

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QUOTE(frostfrench @ Nov 2 2020, 05:28 PM)
user posted image

This is my stash in STASHAWAY for the past 17months.

My risk index at 18%. Is this platform good investment?
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dont put all in one basket for an investment. If US economy crash, then u know it is good investment or not
ericlaiys
post Nov 2 2020, 09:55 PM

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QUOTE(ky33li @ Nov 2 2020, 09:50 PM)
Correct me if I am wrong. (RM8,430/RM179,000)/17 months X 12 months = 3.3% annually. Is this good return?
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Now consider bad coz it's go down. 3% per year is bad. Don't forget current economy is bad.
ericlaiys
post Nov 10 2020, 05:42 PM

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Update on my FPx using jompay.

Jompay this morning - 10am.
Stashaway received it - 5pm.

That was quick bank in...tonight can start to buy & conversion
ericlaiys
post Nov 14 2020, 11:02 PM

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QUOTE(vl319 @ Nov 14 2020, 09:06 PM)
Hi sifus here. Want to ask about withdrawal. I am thinking to withdrawl few thousand of profit from portfolios in SA. 1st time doing withdrawal.

How the process works? Do SA need to sell entire portfolios and buy back again at current price and currency? Or it just sell portion of my portfolio etf without affect the principal amount?
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depend on how much u want to sell. u decide
ericlaiys
post Nov 18 2020, 08:32 AM

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QUOTE(nugget_piece @ Nov 18 2020, 02:32 AM)
i have started using SA during early this year.
last week was talking with financial advisor from bank. (not naming the bank)

when i mentioned i invested in SA, there is like a negative vibe from them. like spread fear/doubt that SA is unstable and what not. not sure why..
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lol...bank investment too low return. Even SG bank FD less than 1% interest. Who want to invest with them when return is lower than inflation.
As long it is regulated by SC, it is better than etoro which is unregulated.

Another story is buy stock
1. Last time must go through broker
2. Nowaday online can do and cut down broker fees

Another story on loan
1. must borrow from loan
2. recently approved to online platform

Last word, dont put your investment in one basket to be safe side & platform must be regulated and approved by SC. Then you're fine
ericlaiys
post Nov 20 2020, 08:20 AM

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QUOTE(honsiong @ Nov 19 2020, 09:55 PM)
StashAway Simple really babi giler slow.

Monday night request withdrawal, Thursday night baru sampai. Eesh.
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Zero fees so dont expect too much

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