I am talking about opt in for reoptimisation. Not talking about transfer between funds

If really guarantee can be rich in 1-2 years by dumping RM100k now, I will dump it. But...nobody have a crystal ball. Can get much worse.
Anyway, just joking only

You must be dumping a lot of $ in the stock market then

Just invest what you can then. All the best in your investments

My stashaway still negative when it comes to USD. Sigh!

Both my TWR and MWR still negative for USD risk 8%

I have 8 and 30. My 30 is better than 8. When the economy better, I will likely shift 8 to 36

Thanks for the above. So what's your rationale for having SGD vs MYR portfolio?

This post has been edited by abcn1n: Apr 19 2020, 04:21 PM

You are depositing in SGD and if you withdraw $ from SA, you will be paid in SGD right? Why did you choose SGD instead of RM, that's my question. Is there any advantage?

This post has been edited by abcn1n: Apr 19 2020, 10:57 PM

Oh, I see. Thanks

Wouldn't US bonds interest be low? Not sure what's the duration of the bond but interest rate in Malaysia would certainly be higher than USA. Plus the loss in exchange rate from converting MYR to USD when depositing and vice versa when withdrawing will kill one's profits

2 x a week or 2x a month? 2 x a week is like overkill

This post has been edited by abcn1n: May 4 2020, 10:09 PM

Wah, really so often. Well, if you can afford the $, then 2x a week is really good. This will ensure you do not miss the delicious price drop if it happens

Guess we are forced to reoptimize. I actually turned it off but then they sent me an email asking me to turn it on. Really not happy about this. Was planning to add some $ soon but after this, will hold it off for the time being.

So Trading212 is ruled out now as no more US ETFs. Thanks for info

Have never touched CFD and don't intend to do so as don't know how to play it

Now I know why it takes so much longer for my funds to get invested. Need to use jompay instead of IBG Giro fom now on

I see. Thanks

Sorry--OT a bit.

I really don't understand why Wahid doesn't have a portfolio that can exclude MYETF-MMID. I'm sure if they do that, they will have more customers and more $ going into them. Maybe if enough of us make noise they will do that.

One of the attractions of Wahid is that we can buy in smaller amounts each time which allow us to do more frequent DCA. So although we can buy HLAL directly, many will still choose to do it through Wahid due to the above reason.

Ever since SA reoptimize to having very little exposure to USA markets, Wahid has become more attractive

This post has been edited by abcn1n: Jun 14 2020, 01:57 AM

Nah, you can't reject reoptimisation from what I heard although in the email , SA do put it very nicely as if you can

Makes me think, maybe Wahed invests in Malaysia a fair bit due to agreement with Malaysia to support the local stock market and maybe get some incentive for doing so. Otherwise, they are really dumb if they have never thought of creating a portfolio that excludes Malaysia market

Cool. Projected 2.4% pa

Ohh, I thought that if I park $ in SA simple, then when I want to transfer the $ to my portfolio, it will be as fast as doing it as per jompay. I guess not then. Bubble burst