this boyboycute sus again.. why? for how long?

no, it still split 75:15:10, therefore still can be withdrawn via Account 3

Ooh he talking about i-saraan deposit??

I was thinking the rm500 which directly credited to account 1

😁

I assumed he is asking about the deposit. The 1st 1/2 of the year's RM500 is not reflected yet, right? in Sept?

Last year is around End of August...

But this year one I think only September.... Too much applied & qualify... Numbers keep increase y-o-y 😔

This post has been edited by nexona88: Aug 29 2025, 11:19 AM

if deposit 100k on voluntary basis, later withdraw X amount, can we still deposit back X amount ?

NOPE 😔

Next cycle next year only another 100k

i mean within the same year, after hitting 100k say in Jan, withdraw say 10k in feb. then mar onwards cant bank in already right

The limit is gross into EPF for self-contribution...

if want to top-up more, and if you are an employee, elect a higher salary deduction for EPF. Go through your HR.

This post has been edited by Wedchar2912: Aug 29 2025, 04:53 PM

Sadly Cannot do that...

once hit 100k in January... till December cannot deposit anything...

wait for January to deposit again...

just becareful. if u hit 100k self contribution, any withdrawal from EPF will NOT be able to be "refilll". dont ever think of refill, REPLACE back and top up.

This post has been edited by ccschua: Aug 29 2025, 08:58 PM

Meaning what, sorry not following on refill, replace here.

This post has been edited by jojolicia: Aug 29 2025, 09:57 PM

Self deposit 100k into EPF in January...

February or March... Desperate need $$$... So withdraw EPF.. let's say 30k.

Then April or May... Kena Jackpot 4D... Got extra $$$... So got 30k+++ around laying....

But cannot deposit that 30k into EPF...

Because quota for the year already filled up @ 100k in January.....

Okok get it now, thanks for replying 🙏

yes if you value the 6.3% dividend
want to get the max return, dont ever withdraw
just masuk and masuk penuh

the earlier the better
not 1.1.2026 but end of month
29.1.26 or 30.1.26

and not wait till Dec 2026





This post has been edited by guy3288: Aug 29 2025, 10:22 PM

Say, self contribution is based on Date right? If say you reach 55 that year, but before birthday, contribution still going to your current accounts and not Akaun Emas right?

Upon, ....
After, .....

https://www.kwsp.gov.my/en/member/life-stag...5-60-withdrawal

This post has been edited by MUM: Aug 30 2025, 10:29 AM


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would you so happen to know... the amount in the Akaun Emas (ie the funds contributed after 55 but before 60).... can one withdraw from Akaun Emas if have more than the mandated threshold (by 2028 is 1.3 million)?

just curious... pretty sure whatever that is set now, may change again when i reach 55.

What I know those 1mil or 1.3mil withdrawal thingy only applies to members Below 55yo...

Account Emas confirm cannot withdraw until you reach age of 60yo

🙏

whats the last age possible to contribute into EPF? Was it until 75 yo? and 100k p.a.