Do you mean :
RM4k for EPF contribution employment
RM3k for life insurance
RM3k for EPF self-contribution [NEW 2023]
Total = RM10k tax relief ?

that means no difference lah... aiyo... i thought got extra RM3k to claim in 2023 .

The Govt would increase higher limit TAX Relief for EPF, Insurance la

Previous few years gomen servant (pencen) not allowed to claim exemption for epf self contribution at all. Does this new tnc allows gomen servant to claim epf exemption for YA2023?

Don't think would change overnight...

Why not at SSPN???

Yes...

Better park at SSPN if children education purposes...

EPF okay. But only account 2 can withdraw for education purposes....

Not everyone have 1mil above 😅

the withdrawn amount - EPF took out from which account? ie. ac1 or ac2 OR 70%/30% from ac1/ac2 

Need to wait I guess...

This chatbot always use textbook reply one....
Not really accurate....

Real person??

Seriously 🤔🧐

Anyway...
Want accurate... Talk to actual person... Called their center.... Talk directly to get information 🙏

To all eagerly waiting for 100k contribution limit, how much extra do you plan to contribute? The way I see it here, quite a few forummers blow like they have rm 1mil in the sideline waiting to deposit into epf account

So say if I have RM100k to self contribute, I will still gain dividen if I contribute RM100k in April (Apr to Dec dividen) vs December (1 mth dividen)?

don't know when the new limit...

some says already implemented but I see in apps still the old 60k

seriously... really fishy... what they waiting for....

even dewan negara approved....

Hello, I'm new to this thread. Can i ask if this is official info? I always thought EPF dividend is calculated by number of days. If it's true they only calculate from 1 day before last date of the month, then there is no point for me to self contribute early of the month?

I have been self contributing early in the month like 1st or 2nd days... so based on your info, i rugi like 28 days of interest that i could have earn from the bank 😅

Say if we have a total of RM1.5M in EPF (Acc1 RM1.1M, Acc2 400k), can we withdraw all RM500K or just the RM400k in Acc2? Age below 55.

You can withdraw any amount above RM 1 million, which in this case its RM 500K.
It doesn't matter whether it comes from Acct 1 or 2.

Why say so?

Or those curious cats 🤦‍♀️

Those already reach more than 1million won’t not be bothered where the money is withdraw from which account so as long as they are able to withdraw to the sum they want 🤦‍♀️

Exactly, and those who are concerned about which account it comes from are the lesser sub-1M folks who need to watch out for every cent that can be squeezed out from their EPF accounts.

If they have it already they won’t be asking but will withdraw 1st rather than asking 🤦‍♀️ as those asking mostly are curious cats not eligible
That’s why those folks are most curious when we all know that once have a million you will start withdrawing even without asking because they know that are able to do it for countless times in the future

sorry new in here. can use desktop for self contribution or not a. means this self contribution can b done adhoc n no need deduct from salary la ?

So at age 55,
Akaun 1 + Akaun 2 becomes Akaun 55

Any topup from age 55 onwards starts a new Akaun Emas, which can start withdraw after age 60

Guys, you got me thinking if its possible to use elder's name to put in the self contribution, with the benefit that the amount can be taken out any time?

The interest for the self contribution is calculated daily or monthly right?