QUOTE(sg8989 @ May 31 2023, 11:01 PM)
Not for me as for now....60k also cannot maximize ๐
So how to hit the 100k target...
As for the rate...
I'm looking at least minimum of 5% to maximum of 5.5%
Higher rate... I'm happy ๐
EPF - self contribution, need advise
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May 31 2023, 11:34 PM
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#2001
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
QUOTE(sg8989 @ May 31 2023, 11:01 PM) Not for me as for now....60k also cannot maximize ๐ So how to hit the 100k target... As for the rate... I'm looking at least minimum of 5% to maximum of 5.5% Higher rate... I'm happy ๐ sg8989 liked this post
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Jun 1 2023, 02:08 AM
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131 posts Joined: Apr 2013 |
Hi Sifus,
Would like to enjoy the I-saraan 15% contribution mirror by the govt capped at rm 300 In the Maybank website there are 2 option, self contribution and I-saraan contribution I have always been choosing the self contribution part, because i had called the staff before and they weren't familiar on this and mention to just proceed with the self contribution option. This time i chose the i-saraan option, and i initially assume they wont create a new category in the app but combine it with the self contribution part, but seems they did create a new category under i-saraan So my question is, would you happen to know if they will look at the self contribution part or the i-saraan part when the calculate how much i have contributed, or they combine both? Note i have already registered myself for the i-saraan program prior to performing both the self and i-saraan contribution. ![]() |
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Jun 1 2023, 02:51 AM
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#2003
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Senior Member
2,543 posts Joined: Jan 2003 |
QUOTE(timeekit @ Jun 1 2023, 02:08 AM) Hi Sifus, Only the i-saraan part count towards the gov incentive rm300.Would like to enjoy the I-saraan 15% contribution mirror by the govt capped at rm 300 In the Maybank website there are 2 option, self contribution and I-saraan contribution I have always been choosing the self contribution part, because i had called the staff before and they weren't familiar on this and mention to just proceed with the self contribution option. This time i chose the i-saraan option, and i initially assume they wont create a new category in the app but combine it with the self contribution part, but seems they did create a new category under i-saraan So my question is, would you happen to know if they will look at the self contribution part or the i-saraan part when the calculate how much i have contributed, or they combine both? Note i have already registered myself for the i-saraan program prior to performing both the self and i-saraan contribution. ![]() timeekit liked this post
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Jun 1 2023, 05:19 AM
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#2004
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Senior Member
2,215 posts Joined: Oct 2010 |
QUOTE(nexona88 @ May 31 2023, 11:37 PM) Done ๐ซ HolyCooler and nexona88 liked this post
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Jun 1 2023, 05:34 AM
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#2005
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5,741 posts Joined: Apr 2019 |
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Jun 1 2023, 05:59 AM
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#2006
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Senior Member
2,215 posts Joined: Oct 2010 |
All the pessimists would say oh the govt needs money๐ HolyCooler, CommodoreAmiga, and 2 others liked this post
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Jun 1 2023, 06:02 AM
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Senior Member
4,550 posts Joined: Jan 2003 |
QUOTE(nexona88 @ May 31 2023, 11:34 PM) Not for me as for now.... but but... all ministers said ekonomi recovering so should be better rate rite 60k also cannot maximize ๐ So how to hit the 100k target... As for the rate... I'm looking at least minimum of 5% to maximum of 5.5% Higher rate... I'm happy ๐ |
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Jun 1 2023, 08:04 AM
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#2008
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Senior Member
2,215 posts Joined: Oct 2010 |
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Jun 1 2023, 08:10 AM
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#2009
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All Stars
14,931 posts Joined: Mar 2015 |
Contribution made from 1st of the month will reap only 1 day of interest for that month... Put in KDI until the last few days of the month then transfer to kwsp BoomChaCha, nexona88, and 2 others liked this post
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Jun 1 2023, 08:49 AM
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#2010
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Junior Member
512 posts Joined: Nov 2021 |
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Jun 1 2023, 09:20 AM
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#2011
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
QUOTE(coolguy_0925 @ Jun 1 2023, 06:02 AM) Ohhhh they said that...No comments... All populist decisions & statements coolguy_0925 liked this post
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Jun 1 2023, 09:21 AM
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#2012
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14,931 posts Joined: Mar 2015 |
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Jun 1 2023, 09:25 AM
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Senior Member
2,215 posts Joined: Oct 2010 |
You guys very rajin in monitoring the dates to credit in lol. I have no patience for these haha....when system allows, I will just hentam in... HolyCooler liked this post
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Jun 1 2023, 09:29 AM
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#2014
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
QUOTE(romuluz777 @ Jun 1 2023, 09:25 AM) You guys very rajin in monitoring the dates to credit in lol. Everything counted...I have no patience for these haha....when system allows, I will just hentam in... Personally... If I were to deposit... Only would do it last week of the month.... At least 5 working day before last day of the month.... To give gaps if There's any issues in credit the $$$ into EPF account ๐ sijee and BoomChaCha liked this post
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Jun 1 2023, 09:33 AM
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#2015
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
QUOTE(timeekit @ Jun 1 2023, 02:08 AM) Hi Sifus, Just deposit rm2000... Pick i-saraan/i-suri option. Now till end of the month... Would like to enjoy the I-saraan 15% contribution mirror by the govt capped at rm 300 In the Maybank website there are 2 option, self contribution and I-saraan contribution I have always been choosing the self contribution part, because i had called the staff before and they weren't familiar on this and mention to just proceed with the self contribution option. This time i chose the i-saraan option, and i initially assume they wont create a new category in the app but combine it with the self contribution part, but seems they did create a new category under i-saraan So my question is, would you happen to know if they will look at the self contribution part or the i-saraan part when the calculate how much i have contributed, or they combine both? Note i have already registered myself for the i-saraan program prior to performing both the self and i-saraan contribution. ![]() Get your 300 in August/September (for contribution made during Jan - June period) timeekit liked this post
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Jun 1 2023, 01:08 PM
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#2016
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Senior Member
4,676 posts Joined: Jan 2003 |
QUOTE(romuluz777 @ May 31 2023, 11:23 PM) Iโm more worried about the depleting strength of the MYRโฆhaving a large EPF balance could mean nothing in future๐ถโ๐ซ๏ธ Now only if you worried for what ๐คฆโโ๏ธ if you have accumulating USD earlier then you should be thankful QUOTE(nexona88 @ May 31 2023, 11:34 PM) Not for me as for now.... 5% is achievable so long as RM donโt appreciate past rm4.20 with current Bursa level at 1450 60k also cannot maximize ๐ So how to hit the 100k target... As for the rate... I'm looking at least minimum of 5% to maximum of 5.5% Higher rate... I'm happy ๐ QUOTE(coolguy_0925 @ Jun 1 2023, 06:02 AM) Good luck listening to ministers ๐คฆโโ๏ธ when RM depreciating down the drain ๐คฆโโ๏ธ |
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Jun 1 2023, 02:31 PM
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#2017
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Junior Member
876 posts Joined: Feb 2022 |
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Jun 1 2023, 03:28 PM
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Junior Member
202 posts Joined: Jul 2017 From: Malaysia |
nexona88 liked this post
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Jun 1 2023, 03:33 PM
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Senior Member
2,367 posts Joined: Feb 2008 |
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Jun 1 2023, 03:35 PM
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All Stars
17,513 posts Joined: Feb 2006 From: KL |
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