that's the conundrum when going cashless.

merchants are being onboarded by boost/banks, then have to bear the MDR

unless these fees are subsidized by PLUS by offsetting from the rental? just guessing.

also, most small merchants/traders are reluctant to go cashless due to transparency (sales value, volume, traffic). unless PLUS has no view of the merchant's transactions and sales value, then OK. if the merchant onboarding is tied to PLUS (as master merchant), then PLUS has overall view to all its participating merchants/traders in the R&R locations.

This post has been edited by cybpsych: Jul 17 2019, 02:25 PM

Don't think the charge matter much since it is based on percentage.
Should be around 0.6-0.8% for local debit cards and 1.3-2.5% for local credit cards.

Such the irony tho, TnG (both card and ewallet) should have dominated this long time ago.

probably there is initiative provided by PLUS for cashless

Basically lots of things for PLUS to consider to successfully make their R&R's fully cashless...

During the time when I was in Ayer Keroh R&R, 9/10 merchants accepted Boost, so it's not entirely complete yet.

But then again, e wallets won't be an issue since the MDR is little to none, unless the merchant itself is too stingy or not doing well in business.

However, accepting card payments will be hard, there's a reason why smaller merchants that we see around us nowadays don't accept card payments as opposed to countries like Korea or Europe which rely on cards in almost everywhere.

That will be a different story then.

Majority of Malaysians use CC more often, it will probably be a big deal for smaller merchants as they have to get charged by the bank at that rate, unless their business is doing very well.

This post has been edited by xperiaDROID: Jul 17 2019, 03:01 PM

Merchants will just increase price. The ones that suffer are the consumers.

Wait till everyone else died in this market and you will see MDR spiking up. Refer to case Grab v Uber.

U can try to argue if you want. just say the email is misleading and didn't say have to spend in a single transaction .

p.s my friend also complains and send a lot of emails till CS give in and give him the cashback, but it gonna takes time and not necessarily work.

PIKA !!

Thats good news...I think end of this year and mainly 2020, we will see more digital payment.

BTW....STAR english!!! "was currently"

This post has been edited by VeeJay: Jul 17 2019, 04:19 PM

Hopefully at least half of KL will be accepting e wallets by that time...

Selangor areas should be more than that since they're really aggressive in expanding the e wallet acceptance.

This post has been edited by xperiaDROID: Jul 17 2019, 04:26 PM

Yes, always pika

The thing is I only change it once. N if we are not allowed to change the cards, what happen when our cards expired? Right now I only remove the Amex because it's no longer having benefits, and change with another card. If that new card is not able to reload, then I'm fine, but the existing other card, that I never removed?

CHUUUUUUU!!!

Wait few days before trying to reload again. Should be ok then.

This post has been edited by avinlim: Jul 17 2019, 05:10 PM

it allow actually, just give it some cool down time. during the Amex last cashback day, added the same Amex card to new account but failed, then remove from existing account and let it cool down for 1 day and can be added successful.

Oopps.. seriously? I always thought is cumulative within the period... But I never try it before la

forget place token. No even have chance to watch PIKA's tail.

How long is the cooldown time?

1 day

It's been more than a day. And when I ask about it, they are saying something about fraudulent transaction. If that is the case, they should inform the user (Boost side fraud) or the credit card company will call us about it.

The more you ask them, the more they have attention on your account. Just wait few days before reload, dont keep trying. You will trigger the suspicious activities on their site if try too many times.