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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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Human Nature
post May 24 2019, 10:47 AM

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Do we not get VIP points for government transactions (JPJ)? hmm.gif

If my card expiry month is May, SST will be charged on June's statement?

TQ
cybpsych
post May 24 2019, 10:55 AM

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QUOTE(Human Nature @ May 24 2019, 10:47 AM)
Do we not get VIP points for government transactions (JPJ)?  hmm.gif

If my card expiry month is May, SST will be charged on June's statement?

TQ
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if not mistaken, charged on following statement date (after expiry month).

mine expiry Apr, sst charged on my statement date in May.
ableze_joepardy
post May 24 2019, 11:11 AM

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supplementary card cannot apply online is it?

only pdf form avail?
tan_aniki
post May 24 2019, 11:15 AM

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QUOTE(ableze_joepardy @ May 24 2019, 11:11 AM)
supplementary card cannot apply online is it?

only pdf form avail?
*
just fill up and scan it and send online through email to the customer care.
fruitie
post May 24 2019, 01:09 PM

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QUOTE(suadrif @ May 24 2019, 10:17 AM)
now i already have Visa Signature Card and i transfer maximum amount of RM650 every month to BIGPAY card. this is to maximize the cashback value.

Is it worth for me to apply another quantum card and apply the same method?
this way i can get more cashback. or any problem if doing this?
*
Yes, I do that every month. RM 635 (VS) and RM 600 (QMC) to BP then I spend on other things.
You don't need to spend that much on VS.. sweat.gif
ClarenceT
post May 24 2019, 01:21 PM

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QUOTE(fruitie @ May 24 2019, 01:09 PM)
Yes, I do that every month. RM 635 (VS) and RM 600 (QMC) to BP then I spend on other things.
You don't need to spend that much on VS.. sweat.gif
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If annual spending of >RM8000 to get a SST credit is true, then RM667 x 12. (VS)
tan_aniki
post May 24 2019, 01:22 PM

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QUOTE(fruitie @ May 24 2019, 01:09 PM)
Yes, I do that every month. RM 635 (VS) and RM 600 (QMC) to BP then I spend on other things.
You don't need to spend that much on VS.. sweat.gif
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i think he means RM650 can get 13 Big Points rather than 12.
I also top up RM650 rather than RM633.25

QUOTE(ClarenceT @ May 24 2019, 01:21 PM)
If annual spending of >RM8000 to get a SST credit is true, then RM667 x 12. (VS)
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no need one la, if got campaign sure exceeded.
if not meet also no need to scare, they will offer to spend RM500 within 60 days to get the SST rebate.

This post has been edited by tan_aniki: May 24 2019, 01:24 PM
fruitie
post May 24 2019, 01:25 PM

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QUOTE(ClarenceT @ May 24 2019, 01:21 PM)
If annual spending of >RM8000 to get a SST credit is true, then RM667 x 12. (VS)
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Yeah but not sure if PBB strictly follows to this rule.

QUOTE(tan_aniki @ May 24 2019, 01:22 PM)
i think he means RM650 can get 13 Big Points rather than 12.
I also top up RM650 rather than RM633.25
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Oh but 1 point is too negligible. tongue.gif
voncrane
post May 24 2019, 01:31 PM

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QUOTE(fruitie @ May 24 2019, 01:25 PM)
Yeah but not sure if PBB strictly follows to this rule.
Oh but 1 point is too negligible. tongue.gif
*
When you have 9998 but need 9999 Big Points to redeem that return flight completely free.. Then you know how important it is.. laugh.gif
Tigerr
post May 24 2019, 01:43 PM

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QUOTE(voncrane @ May 24 2019, 01:31 PM)
When you have 9998 but need 9999 Big Points to redeem that return flight completely free.. Then you know how important it is..  laugh.gif
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Why cannot pay that 1 point shortage via cash? How important is that 1 points? hmm.gif

This post has been edited by Tigerr: May 24 2019, 01:43 PM
propusers
post May 24 2019, 01:43 PM

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I have QMC for 2 years and applied VS 7 months ago and kena rejected. Although i have exceed the income requirement.

I would like to apply VS again now.

What is the recommended way to apply a new card? Last time I send email to custsvc@publicbank.com.my and rejected after 7 days. I don't think Public bank has a card center like MBB card center which is very efficient in credit card matters.


tan_aniki
post May 24 2019, 01:53 PM

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QUOTE(Tigerr @ May 24 2019, 01:43 PM)
Why cannot pay that 1 point shortage via cash?  How important is that 1 points? hmm.gif
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just top up RM650 to get that extra 1 point every month and you an get more points rather than taken care so much on the RM17 difference.
voncrane
post May 24 2019, 02:00 PM

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QUOTE(Tigerr @ May 24 2019, 01:43 PM)
Why cannot pay that 1 point shortage via cash?  How important is that 1 points? hmm.gif
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Satire..
jefftan4888
post May 24 2019, 02:09 PM

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QUOTE(syiafuku @ May 24 2019, 09:00 AM)
usually how long does it take for new cc application? been more than 2 weeks i applied for the quantum cards. called the service centre and keyed in my IC number still get "no records in system"

bangwall.gif

applied at public islamic branch
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Where is the location of the branch? Within KV, if you submit to the branch in the morning, they will courier it to the credit card center in the afternoon. Otherwise, they will courier it the next day. Upon receiving your form & documents, they will take 7 working days for processing.

My own experience: CC center received my documents on 22/3 Fri, approved on 30/3 Sat, received SMS on 31/3 Sun, received cards on 1/4 Mon, within 7 working days.

This post has been edited by jefftan4888: May 24 2019, 02:48 PM
jefftan4888
post May 24 2019, 02:18 PM

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QUOTE(propusers @ May 24 2019, 01:43 PM)
I have QMC for 2 years and applied VS 7 months ago and kena rejected. Although i have exceed the income requirement.

I would like to apply VS again now.

What is the recommended way to apply a new card? Last time I send email to custsvc@publicbank.com.my and rejected after 7 days. I don't think Public bank has a card center like MBB card center which is very efficient in credit card matters.
*
Very strange, normally add cards are easier, tell them to maintain your credit limit.

QUOTE(jefftan4888 @ May 21 2019, 04:40 PM)
Officer told me that no issue to add 2 more cards, i.e. VS & QM.  rclxm9.gif
*
Should get my cards by next week. whistling.gif

This post has been edited by jefftan4888: May 24 2019, 03:13 PM
chenhui87
post May 24 2019, 02:28 PM

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how to apply credit limit increase for PBB credit card? I cant get the form from PBB website.
wilson1149
post May 24 2019, 03:13 PM

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QUOTE(propusers @ May 24 2019, 01:43 PM)
I have QMC for 2 years and applied VS 7 months ago and kena rejected. Although i have exceed the income requirement.

I would like to apply VS again now.

What is the recommended way to apply a new card? Last time I send email to custsvc@publicbank.com.my and rejected after 7 days. I don't think Public bank has a card center like MBB card center which is very efficient in credit card matters.
*
Same here,

unlike scb , cimb, am.

those banks can add card without submit document.
jefftan4888
post May 24 2019, 03:39 PM

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QUOTE(wilson1149 @ May 24 2019, 03:13 PM)
Same here,

unlike scb , cimb, am.

those banks can add card without submit document.
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My cards are approved in Mar so they said no issue to add cards.
Tigerr
post May 24 2019, 04:00 PM

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QUOTE(tan_aniki @ May 24 2019, 01:53 PM)
just top up RM650 to get that extra 1 point every month and you an get more points rather than taken care so much on the RM17 difference.
*
That rm17 if use on Mbb Mu vi. Can get x2 or x5. Better than the 1 big point if we want to be effective. tongue.gif
ClarenceT
post May 24 2019, 04:10 PM

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QUOTE(tan_aniki @ May 24 2019, 01:53 PM)
just top up RM650 to get that extra 1 point every month and you an get more points rather than taken care so much on the RM17 difference.
*
17 X 0.2% (1 Treatpoint / VIP point using QV) = 3.4 sen.
1 Big Point = 1 sen.

Which one better?

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