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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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janson_kaniaz
post Mar 26 2019, 06:55 PM

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QUOTE(coolguy_0925 @ Mar 26 2019, 06:33 PM)
CASH REWARDS/DEBIT REVERSAL ADJUSTMENT
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is it because you’re new or existing customers can ask for it as well?
Lingohal
post Mar 26 2019, 07:49 PM

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QUOTE(cybpsych @ Mar 26 2019, 05:51 PM)
what is the description shown for this RM25 reward?
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QUOTE(coolguy_0925 @ Mar 26 2019, 06:33 PM)
CASH REWARDS/DEBIT REVERSAL ADJUSTMENT
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Mine was called Card Upgrade Cash Back because I was using their old credit card and they just sent me the quantum mastercard.
coolguy_0925
post Mar 26 2019, 09:54 PM

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QUOTE(janson_kaniaz @ Mar 26 2019, 06:55 PM)
is it because you’re new or existing customers can ask for it as well?
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I am exactly one year with their credit card rclxms.gif
mamamia
post Mar 26 2019, 10:20 PM

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QUOTE(coolguy_0925 @ Mar 26 2019, 09:54 PM)
I am exactly one year with their credit card rclxms.gif
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U call them b4 SST charge or after?
coolguy_0925
post Mar 26 2019, 10:26 PM

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QUOTE(mamamia @ Mar 26 2019, 10:20 PM)
U call them b4 SST charge or after?
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I called after SST charged (statement date) because I saw previously I saw forummer said spent RM8k last year can ask for it
But they came back after checking offering me RM500 spending after SST charged
willhoo
post Mar 27 2019, 12:06 PM

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I try to apply their vs card, but rejected direct without key in to ccris record sad.gif sad.gif
Can complain?
SUSDavid83
post Mar 27 2019, 12:57 PM

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QUOTE(willhoo @ Mar 27 2019, 12:06 PM)
I try to apply their vs card, but rejected direct without key in to ccris record  sad.gif  sad.gif
Can complain?
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Can complain or can appeal?
willhoo
post Mar 27 2019, 01:06 PM

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QUOTE(David83 @ Mar 27 2019, 12:57 PM)
Can complain or can appeal?
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Email and complaint..
Because i read from other post b4, if documents complete,and bank reject without any reason,can try to email bnm
So wanna ask anyone else who try before?
cybpsych
post Mar 27 2019, 01:23 PM

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QUOTE(willhoo @ Mar 27 2019, 01:06 PM)
Email and complaint..
Because i read from other post b4, if documents complete,and bank reject without any reason,can try to email bnm
So wanna ask anyone else who try before?
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doc complete is min req, not guarantee for approval.

bank approve or reject always substantiated with reasons. whether they disclose to you is another matter.
leootan
post Mar 27 2019, 04:21 PM

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QUOTE(willhoo @ Mar 27 2019, 12:06 PM)
I try to apply their vs card, but rejected direct without key in to ccris record  sad.gif  sad.gif
Can complain?
*
Hey ya, i applied their VS also last December, but only got the result early of January, rejected also😓.

And hey ya, i check my eccris, no record of showing rejection also... perhaps can reapply sooner than 6 months time?

My requirement is more than enough for them, documents submitted, have hire purchase with them too, also kena reject~~
qu3vax
post Mar 27 2019, 06:09 PM

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QUOTE(leootan @ Mar 27 2019, 04:21 PM)
Hey ya, i applied their VS also last December, but only got the result early of January, rejected also😓.

And hey ya, i check my eccris, no record of showing rejection also... perhaps can reapply sooner than 6 months time?

My requirement is more than enough for them, documents submitted, have hire purchase with them too, also kena reject~~
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existing QMV customer, reject my VS too
Sumofwhich
post Mar 27 2019, 06:22 PM

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QUOTE(qu3vax @ Mar 27 2019, 06:09 PM)
existing QMV customer, reject my VS too
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Same here, tak cukup (almost) 80k annual income, included some asnb statements well surpassing but not successful. Offered me Visa Platinum instead I said no thanks lol
SUSDavid83
post Mar 27 2019, 06:23 PM

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QUOTE(Sumofwhich @ Mar 27 2019, 06:22 PM)
Same here, tak cukup (almost) 80k annual income, included some asnb statements well surpassing but not successful. Offered me Visa Platinum instead I said no thanks lol
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ASNB statement can be used as income proof? hmm.gif
Sumofwhich
post Mar 27 2019, 06:27 PM

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QUOTE(David83 @ Mar 27 2019, 06:23 PM)
ASNB statement can be used as income proof?  hmm.gif
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Haha why not?
Dividends and capital, but me 0-1 pbb hahah
SUSDavid83
post Mar 27 2019, 06:37 PM

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QUOTE(Sumofwhich @ Mar 27 2019, 06:27 PM)
Haha why not?
Dividends and capital, but me 0-1 pbb hahah
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I'm not expert in this.
That's why I was wondering.
Can I funnel multiple FD certificates which has very long maturity too? hmm.gif
metaloid
post Mar 27 2019, 10:03 PM

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Built in Shoppe installment plan - is it entitled to casback? Quantum mc
SUSDavid83
post Mar 27 2019, 10:07 PM

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QUOTE(metaloid @ Mar 27 2019, 10:03 PM)
Built in Shoppe installment plan - is it entitled to casback? Quantum mc
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Yes.
metaloid
post Mar 27 2019, 10:13 PM

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QUOTE(David83 @ Mar 27 2019, 10:07 PM)
Yes.
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It's 3% of your payment every month? Not flexi pay right, the installment you select in the shopee app.
SUSDavid83
post Mar 27 2019, 10:15 PM

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QUOTE(metaloid @ Mar 27 2019, 10:13 PM)
It's 3% of your payment every month? Not flexi pay right, the installment you select in the shopee app.
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Installment during point-of-sale at Shopee during checkout

I have no idea on the 3% thing.

What I know is 0% interest and monthly repayment should be amount / tenure
metaloid
post Mar 27 2019, 10:19 PM

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QUOTE(David83 @ Mar 27 2019, 10:15 PM)
Installment during point-of-sale at Shopee during checkout

I have no idea on the 3% thing.

What I know is 0% interest and monthly repayment should be amount / tenure
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Sorry I mean 5% cb on the amount you pay month. Nice if really have cb since shopee app i heard have cb issues.

This post has been edited by metaloid: Mar 27 2019, 10:20 PM

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