I thought I come to the wrong place, noisy like a kopitiam, wasting time. Mana polis?
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Nov 23 2018, 08:04 PM
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All Stars
18,411 posts Joined: Oct 2010 
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Nov 23 2018, 08:09 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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Guys...
Stick to topic.. I don't want topic locked down for too much off topic |
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Nov 23 2018, 08:42 PM
Show posts by this member only | IPv6 | Post
#1963
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Senior Member
1,220 posts Joined: Dec 2016
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Sorry.
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Nov 23 2018, 09:16 PM
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Senior Member
785 posts Joined: Mar 2012
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QUOTE(5p3ak @ Nov 23 2018, 06:52 PM) How to take ASNB loan? Or is it for masterace only? That one is the country where veera7 working, can take zero interest loan for any purpose.long time ago there was GenXGenYGenZ blog . . .  Anyway, I think Indians can take asm3 loan last time. Now not sure. On a side note, really got people report me. lol... Don't want talk anything liao, become silent reader again... |
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Nov 23 2018, 10:23 PM
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Senior Member
5,648 posts Joined: Mar 2011 From: Jalan Tijani
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QUOTE(vanitas @ Nov 23 2018, 09:16 PM) That one is the country where veera7 working, can take zero interest loan for any purpose. ohh ok my bad for misunderstanding Anyway, I think Indians can take asm3 loan last time. Now not sure. On a side note, really got people report me. lol... Don't want talk anything liao, become silent reader again...  |
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Nov 23 2018, 10:29 PM
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#1966
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Senior Member
619 posts Joined: Jul 2017
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Everytime login and see thereโs so many new post, first thing that comes to my mind is did I just miss ASM again.
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Nov 23 2018, 10:55 PM
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Junior Member
964 posts Joined: Jun 2008
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QUOTE(samuraix79 @ Nov 23 2018, 03:01 PM) Since we are suddenly in topic of Maybank, just curious, never heard of this before, was this mentioned in the forum? Maybank has an online savings account, that gives 2% interest, but must online transaction only. So probably viable to keep it here while waiting for units in ASNB to do FPX? Sorry ya, maybe old news but just found out today  https://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts QUOTE(nexona88 @ Nov 23 2018, 03:13 PM) you guys really the best.. Sorry guys but I don't understand.always find loophole for maximum benefits  seriously didn't even think about using the account for parking purpose... 2% or 3.15% is way better than normal CASA rate  Why do we need "parking" while waiting for units? I supposed if coffin money already in ASNB, the rest top up money (which I assume would be <4figure per day for most ppl) shouldn't be much, hence makes 2%pa meaningless. Furthermore, unless the interest calculated daily, else if money take out before end of the month will it entitle for interest? I hope I'm not off topic... |
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Nov 23 2018, 11:47 PM
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Senior Member
1,229 posts Joined: Jul 2011
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QUOTE(vanitas @ Nov 23 2018, 09:16 PM) That one is the country where veera7 working, can take zero interest loan for any purpose. There is 5k interest-free loan for B40 Indian to invest in ASM3...but u have to apply to SEDIC, JPM..seems its not transparent enough and looks more like political sweet.. Anyway, I think Indians can take asm3 loan last time. Now not sure. On a side note, really got people report me. lol... Don't want talk anything liao, become silent reader again...  I emailed SEDIC few times to apply for relatives but no reply...i think they want people to bend-down to them to get this 5k loan |
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Nov 24 2018, 11:10 AM
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Senior Member
785 posts Joined: Mar 2012
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QUOTE(5p3ak @ Nov 23 2018, 06:52 PM) How to take ASNB loan? Or is it for masterace only? See the quote below for Indians asnb loan. Unfortunately, Chinese would need to look for promotions from bank that offer very low interest loan, such as hlb 1.68% loan that someone mentioned about.long time ago there was GenXGenYGenZ blog . . . If I am not mistaken genxyz mainly talk about credit cards. I am planning to start one, just everything I know about finance and investments in Malaysia, but no idea use what domain name. Anyone got good idea please pm me to avoid off topic. QUOTE(veera77 @ Nov 23 2018, 11:47 PM) There is 5k interest-free loan for B40 Indian to invest in ASM3...but u have to apply to SEDIC, JPM..seems its not transparent enough and looks more like political sweet.. It was 30k loan, no? https://m.malaysiakini.com/news/412016I emailed SEDIC few times to apply for relatives but no reply...i think they want people to bend-down to them to get this 5k loan Anyway, now still got? |
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Nov 24 2018, 11:12 AM
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Senior Member
785 posts Joined: Mar 2012
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QUOTE(xeon1989 @ Nov 23 2018, 10:55 PM) Sorry guys but I don't understand. I also don't understand, I already suggest put efd for one month Why do we need "parking" while waiting for units? I supposed if coffin money already in ASNB, the rest top up money (which I assume would be <4figure per day for most ppl) shouldn't be much, hence makes 2%pa meaningless. Furthermore, unless the interest calculated daily, else if money take out before end of the month will it entitle for interest? I hope I'm not off topic... or more temporary parking, or money market fund for few days parking if really needed. |
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Nov 24 2018, 01:12 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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QUOTE(5p3ak @ Nov 23 2018, 06:52 PM) How to take ASNB loan? Or is it for masterace only? Oh u mean ASB loans huh..Sorry for bumi only... Btw don't use the word masterace... Its not kopitiam section... Mind your wording.... Its serious section.. Later kena suspended account.. Don't cry... |
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Nov 24 2018, 01:15 PM
Show posts by this member only | IPv6 | Post
#1972
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Senior Member
3,019 posts Joined: Oct 2005 
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QUOTE(nexona88 @ Nov 24 2018, 01:12 PM) Oh u mean ASB loans huh.. Your right, bumi very sensitive.Sorry for bumi only... Btw don't use the word masterace... Its not kopitiam section... Mind your wording.... Its serious section.. Later kena suspended account.. Don't cry... When I talk about "spoon-fed", I got reported |
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Nov 24 2018, 01:18 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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QUOTE(john123x @ Nov 24 2018, 01:15 PM) Your right, bumi very sensitive. Huh spoon fed also get reported???When I talk about "spoon-fed", I got reported Speechless... Anyhow... Wonder what upgrade they doing for MyASNB portal? Seems the same only... Maybe expending their server capacity?? Because there's people complained about auto logout previously... |
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Nov 24 2018, 01:32 PM
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Senior Member
1,229 posts Joined: Jul 2011
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It was 30k loan, no? https://m.malaysiakini.com/news/412016 Anyway, now still got? [/quote] Indian ASM3 30k is not loan but allocation...means u could top up freely upto 30k without โunit unavailable error 068โ..after 30k reach then as usual depending unit availability. Anyway, ASM3 Indian quota usually have unit availability...easy to get even without all above political gimmick.. This 30k still available i think...i donโt care much on this political sweet..i usually top up ASW2 and only use ASM3 mainly for kids account if can not get AS2W unit. |
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Nov 24 2018, 01:40 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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Well Indian quota still available because lack of $$$...
Also those with $$$, normally invest in others assets class like gold, properties... |
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Nov 24 2018, 01:49 PM
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Senior Member
1,229 posts Joined: Jul 2011
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Khazanah portfolio hit (for weekend investment reading)
https://www.thestar.com.my/business/busines...falling-stocks/ Im not saying ASNB portfolio also being hit..ha ha Anyway, its bear market now...Cash is king..keeping in low risk investment like ASNB is one of the best choice.. This post has been edited by veera77: Nov 24 2018, 02:19 PM Attached thumbnail(s) 
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Nov 24 2018, 07:20 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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QUOTE(veera77 @ Nov 24 2018, 01:49 PM) Khazanah portfolio hit (for weekend investment reading) Well I guess asnb portfolio also somehow would be affected...https://www.thestar.com.my/business/busines...falling-stocks/ Im not saying ASNB portfolio also being hit..ha ha Anyway, its bear market now...Cash is king..keeping in low risk investment like ASNB is one of the best choice.. Prepared for below 6% dividends ๐๐ |
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Nov 24 2018, 07:32 PM
Show posts by this member only | IPv6 | Post
#1978
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Senior Member
2,525 posts Joined: Sep 2013
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QUOTE(nexona88 @ Nov 24 2018, 07:20 PM) Well I guess asnb portfolio also somehow would be affected... I tot asnb got lotsa bufferPrepared for below 6% dividends ๐๐ |
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Nov 24 2018, 07:35 PM
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All Stars
48,446 posts Joined: Sep 2014 From: REality
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QUOTE(kkk8787 @ Nov 24 2018, 07:32 PM) I tot asnb got lotsa buffer Well can last how long...Already few years using reserved to pay dividends  |
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Nov 24 2018, 08:28 PM
Show posts by this member only | IPv6 | Post
#1980
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Senior Member
619 posts Joined: Jul 2017
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QUOTE(nexona88 @ Nov 24 2018, 07:35 PM) Well can last how long... ASM2 should last the longest given the number of years it has accumulated extra bufferAlready few years using reserved to pay dividends |
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