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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post Jul 2 2020, 12:10 PM

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QUOTE(netguy @ Jul 2 2020, 12:00 PM)
Hey there!
1.) Yes, above that limit. Quite comfortably I think.
2.) It's a HP loan, under Maybank Islamic. Conventional and Islamic records are separated is it?
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(1) Good, >RM36k not limited to 2 credit cards.
(2) I noticed Maybank Islamic offer HP customers Maybank Islamic credit card. It might be easier for you to get a CC from Maybank Islamic.
ClarenceT
post Jul 2 2020, 01:10 PM

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QUOTE(derick8860 @ Jul 2 2020, 12:43 PM)
1. would mbb rebate/waive the SST charged on maybank cards?

2. only can use treatpoints to offset the sst charges?

3. barcelona card cannot use treatpoints to offset because it's a non-tp card?

better to ask than sorry, thank you so much!
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1. Never.
2. Yes.
3. Yes.
ClarenceT
post Jul 3 2020, 05:44 PM

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QUOTE(MGM @ Jul 3 2020, 04:29 PM)
U misunderstood me. From the latest statement dated 3June, it shows no TP expiring b4 Nov2020.
My balance of 33k TP was earned last July2020 n should expire in 3 years time i.e. July2023  right?
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Maybank should devalue TP by Dec, so no matter the TP expiring in Nov and in 2023. Don't keep TP for too long...
ClarenceT
post Jul 4 2020, 06:04 AM

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QUOTE(darkdevilrey @ Jul 4 2020, 05:56 AM)
Just realized JOMPAY for TNB and TIME internet is not eligible for cashback 5% doh.gif

but still payment for digi postpaid still eligible for 5% cashback

maybe petrol want shift from Caltex to Petronas again for the sake of 5% cashback tongue.gif
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Jompay/FPX is more like fund transfer than credit card transaction. Almost all the credit cards (including Maybank's) don't give rebate/reward to Jompay/FPX transactions.
ClarenceT
post Jul 5 2020, 11:03 PM

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QUOTE(weiseang72 @ Jul 5 2020, 09:55 PM)
Anyone trying top up Petronas Setel by Amex? if yes, then do they giving the 5% cash back? because i scare they treated as e-wallet
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Accept Amex?
Setel is an ewallet.
Setel is not Petronas.
ClarenceT
post Jul 7 2020, 11:48 AM

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QUOTE(jasonchan323 @ Jul 7 2020, 11:45 AM)
ok thanks for your info. So i need to carry both card in my wallet? or can i just carry the amex card and keep the other at home? just swipe the amex for cb ok?
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Funny question. It is your own decision.
ClarenceT
post Jul 7 2020, 04:44 PM

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QUOTE(jasonchan323 @ Jul 7 2020, 02:24 PM)
Wondering why the AMEX card has no security code behind the CC?
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First timer. Hahaha.
ClarenceT
post Jul 8 2020, 08:07 PM

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QUOTE(socratesman @ Jul 8 2020, 07:45 PM)
How to change (or even disable) Visa + Amex contactless limit?
Searched on M2U and ATM menus, no luck.

ps.  yeah yeah i know it's super convenient, but I'm a bit paranoid and not a fan of contactless.
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Not possible for credit cards
ClarenceT
post Jul 9 2020, 10:04 AM

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QUOTE(gastacopz @ Jul 9 2020, 10:02 AM)
Updates-

Below is my transactions for Jun

352.65 - Groceries     - 352.65
312.93 - Etiqa Online - 312.93
  70.00 - Roadtax Renewal @ JPJ Counter

735.58 - Total

36.779 - 5% Cashback, but only get 33.27.

So, ETIQA online still eligible for CB, and JPJ also, but wondering 5% cb is not full.. short of rm3.++
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JPJ - Government No CB

All other transactions are posted in June?

This post has been edited by ClarenceT: Jul 9 2020, 10:05 AM
ClarenceT
post Jul 10 2020, 11:46 AM

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QUOTE(Breakaway_011134 @ Jul 10 2020, 11:35 AM)
Hi guys, I was going to apply my first credit card at Maybank online, but got rejected even my salary is higher than the target salary. Anyone know about the hidden criteria for online application? I do not have any CC or loan before.
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Apply at Maybank card centre - 1Utama or The Gardens.
The M2U robot not very reliable.
ClarenceT
post Jul 10 2020, 05:52 PM

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QUOTE(dlttdltt @ Jul 10 2020, 01:13 PM)
Heard that another round of Treatpoints devaluation is coming soon. Anyone knows when the exact date ? I have another 3k points to reach 58k for the rm100 vouchers redemption.
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Why not using on the spot redemption, eg at SenQ, Parkson, Mydin etc? 500 TP = RM1. (So 58000 TP = -RM116 from your purchase)

QUOTE(charlesj @ Jul 10 2020, 04:57 PM)
No idea, hopefully not.
TP value is less than 1% for now (assume Amex 5x).
Nevertheless, MBB will usually give 21 days notice.
3k points = RM600 using Amex, not hard to achieve.
Pay in advance 2 months telco + unifi + astro.
If still not enough, go buy Tesco / giant / aeon voucher.
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MBB give 21 days notice on revision of card features/benefits, but redemption of TP (including devaluation) is not a card feature.
ClarenceT
post Jul 11 2020, 01:07 PM

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QUOTE(majorarmstrong @ Jul 11 2020, 01:01 PM)
hey guys - got my shopee card, try to perform a top up of RM5 into shopee wallet not working
just want to  test out see my card can use or not
so i call mbb they say they saw me trying to perfrom card validation with shopee and it is successful
my card is activated

so i am very puzzle
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Wrong thread
ClarenceT
post Jul 13 2020, 09:12 AM

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QUOTE(rko0504 @ Jul 13 2020, 09:09 AM)
Yes amex card  nod.gif
Because i saw petron have RM5 cashback for qrpay,anyone know petron is merchant scan us or we scan them? Mae works like an ewallet we need to reload into in right?
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Read T&C first. (clause 2c and 2f)
Even you can use Amex, you won't get RM5.

This post has been edited by ClarenceT: Jul 13 2020, 09:16 AM
ClarenceT
post Jul 15 2020, 01:36 PM

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QUOTE(kw @ Jul 15 2020, 01:33 PM)
Question, if using Amex to pay the monthly auto debit insurance fee, is it still entitle for 5x treat point (transaction on weekday) or 5% CB (if transaction on weekend)?
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Insurance gives 5x TP ?
Etiqa / Etiqa Takaful / MAA ?

ClarenceT
post Jul 19 2020, 07:28 PM

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QUOTE(kkdavelim @ Jul 19 2020, 06:40 PM)
Amex for weekends (sat&sun)
Just wondering Sunday transaction usually maybank is on time posted on Sunday as well?

I am worry Sunday purchase but posted on Monday.

Anyone can advice?
I am new amex card holder
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Transaction date must be a Saturday or Sunday, posting date is not important.
Eg Malaysia time 4am Monday 20/7, if you spend at Tesco London, the transaction date/time is Sunday 19/7, 9pm BST. Still can get the weekend cashback because the transaction date is a Sunday.
ClarenceT
post Jul 20 2020, 05:53 AM

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QUOTE(YoungMan @ Jul 19 2020, 09:42 PM)
If compare side to side between Amex and PB Quantum Master, what advantage does one have over another? I know the Amex doesn't have cb for ewallet but any cash back?
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If you stay in Kuching...
(1) PB Quantum MasterCard - spend RM600 at SarawakPay App only to get RM30 monthly CB. Then use Sarawak Pay at supermarkets, KFC (Sarawak outlets only) Pizza Hut (Sarawak outlets only), Guardian (Sarawak outlets only), Petronas (Sarawak outlets only), Sesco, KWB etc.
(2) M2 Amex - Unifi, Aeon, Shell, Petronas, Parkson, Guardian, Watson's, CS Mini Market, a lot of places in Kuching don't accept Amex (including Everrise, H&L, Everwin, DValley). 5% CB on weekend transactions only.
(3) PB Quantum Visa - This card can be more useful than M2 Amex, 5% CB using paywave, can be used at a lot of supermarkets, dining places.


QUOTE(yingchai @ Jul 19 2020, 11:01 PM)
Sorry, off-topic a bit...

How do u guys pay your Syabas water bills from Maybank2U? Which payee to choose from?
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Air Selangor bill can be paid at Boost App, TouchNGo ewallet App, Lazada, Shopee, e-pay.com.my, via FPX / Maybank2U / Maybank Savings account / Visa or MasterCard (not all). Amex not accepted.

This post has been edited by ClarenceT: Jul 20 2020, 05:55 AM
ClarenceT
post Jul 23 2020, 07:47 AM

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QUOTE(evofantasy @ Jul 22 2020, 11:49 PM)
Can you just go into a Maybank branch and get a new credit card? Mine is expiring in October and just thinking if I can get a new one to replace it; instead of them mailing over (cause I don't trust their mailing address)
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Branches don't have the machine and tool to make credit cards.
ClarenceT
post Jul 30 2020, 11:11 AM

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QUOTE(Kilohertz @ Jul 30 2020, 11:03 AM)
is this better than ikhwan? currently using mbb ikhwan
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You compare Apple vs. Orange.
ClarenceT
post Aug 3 2020, 03:30 PM

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QUOTE(avinlim @ Aug 3 2020, 03:22 PM)
any reference for no more 10%
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Check your July statement!
ClarenceT
post Aug 28 2020, 05:26 AM

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QUOTE(earshore @ Aug 27 2020, 09:23 PM)
This is a real shocker. That viewnet comes under "Utillities"
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You refer to M2U pie chart?
Electrical/lighting MCC are included under "Utilities" at M2U pie chart but only MCC 4900 (electricity, water) items are excluded from cashback.

Shocker only if you don't get cashback. smile.gif

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