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e-Wallets you use most, Survey of APP you use most
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andrekua2
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Sep 14 2019, 08:58 PM
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QUOTE(xperiaDROID @ Sep 14 2019, 08:47 PM) Well, I believe they will do a lot more if the demand for e wallets is high enough... Although I'm using it, I think it's a stupid app tbh...  They should've made this a membership app like how Familymart does, instead of trying so hard to be an e wallet that doesn't even allow you to top up using cards...Wonder why they're so in denial from the fact that there are many other better e wallets that they can just adopt it for the convenience of their customers. I believe everyone's goal is the same. Save the processing fees they have been absorbing all these years plus you're putting cash in for them to use.
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jefftan4888
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Sep 21 2019, 09:40 AM
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QUOTE(inquiries @ Sep 21 2019, 02:32 AM) 1Pay is included in recent Citi CC top up campaign.
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andrekua2
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Sep 22 2019, 10:57 AM
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It is time for ewallet providers to implement two funds in each account. Each reload shall be split 50-50 into both funds, one is withdraw-able and the other is non- withdraw aka credit. Really hate it when abuser are taking everything and everyone else ended losing out.
Maybe wechat has foreseen everything and stick to their debit card policy for top up.
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skty
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Sep 22 2019, 02:58 PM
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QUOTE(andrekua2 @ Sep 22 2019, 10:57 AM) It is time for ewallet providers to implement two funds in each account. Each reload shall be split 50-50 into both funds, one is withdraw-able and the other is non- withdraw aka credit. Really hate it when abuser are taking everything and everyone else ended losing out. Maybe wechat has foreseen everything and stick to their debit card policy for top up. that's why nobody use wechat pay. hahaha
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Tigerr
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Sep 22 2019, 04:51 PM
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QUOTE(andrekua2 @ Sep 22 2019, 10:57 AM) It is time for ewallet providers to implement two funds in each account. Each reload shall be split 50-50 into both funds, one is withdraw-able and the other is non- withdraw aka credit. Really hate it when abuser are taking everything and everyone else ended losing out. Maybe wechat has foreseen everything and stick to their debit card policy for top up. If they do that. They are going to kill themselves by 50% at least. How long can they survive without much activities
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kclamtarc
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Sep 22 2019, 06:37 PM
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QUOTE(Tigerr @ Sep 22 2019, 04:51 PM) If they do that. They are going to kill themselves by 50% at least. How long can they survive without much activities i think for sure wechatpay know their current situation. perhaps they have diffrent strategies. anyway. malas to comment. they should know how best to grab the market. if normal ppl like us already know how to get users, no way they cant think the same like us.
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andrekua2
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Sep 22 2019, 06:52 PM
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QUOTE(Tigerr @ Sep 22 2019, 04:51 PM) If they do that. They are going to kill themselves by 50% at least. How long can they survive without much activities You're kidding me... you guys aren't even using it as it was meant to be. Don't make me laugh.
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andrekua2
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Sep 22 2019, 06:56 PM
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QUOTE(kclamtarc @ Sep 22 2019, 06:37 PM) i think for sure wechatpay know their current situation. perhaps they have diffrent strategies. anyway. malas to comment. they should know how best to grab the market. if normal ppl like us already know how to get users, no way they cant think the same like us. Because wechat already is the biggest. They do not need to fight for market share. They know what game these ewallet are playing. Trying to become the biggest and then sell to investor. Pretty much like Twitter, FB etc. It's not about profits because they would be lucky to breakeven, let alone making profits. One thing for sure, all these unethical topping up and withdrawing will slowly kill it for sure.
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Tigerr
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Sep 22 2019, 08:54 PM
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QUOTE(andrekua2 @ Sep 22 2019, 06:52 PM) You're kidding me... you guys aren't even using it as it was meant to be. Don't make me laugh. Huh? It does sound like u really use it for real business... Am i one of the so called abusers? I got 4 boosts account from family members. 4 accounts. I withdrawn 1500 x 3 x 4 every months. 4 accounts i use 1500 x 3 x (3 or 4) every months for spending depends on merchants. Sometimes i let my friend help me spend using their boost accounts as all my boost accounts reach the limits of spending. Not forget i got 4 BP cards which i top up to the limit each months. My total usage is slightly lower than 40% as to date n forsee it going to lower as i will swipe more on M2P physically. Is this abuse or what or we dont know how to use e wallets? When people see users top up n withdraw, they see it as abuser. Never they think about we use it as another form of spending. There are many merchants do not accept credit cards or ewallets n they all transact in cash terms. We top up e wallets n withdraw n then use the cash to pay those cash merchants. Isnt it we are using e wallets as a medium to transact? Need to laugh? This post has been edited by Tigerr: Sep 22 2019, 09:00 PM
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Tigerr
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Sep 22 2019, 09:02 PM
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QUOTE(andrekua2 @ Sep 22 2019, 06:56 PM) Because wechat already is the biggest. They do not need to fight for market share. They know what game these ewallet are playing. Trying to become the biggest and then sell to investor. Pretty much like Twitter, FB etc. It's not about profits because they would be lucky to breakeven, let alone making profits. One thing for sure, all these unethical topping up and withdrawing will slowly kill it for sure. Have u top up n withdraw? If yes, u r also one of "them". If no, why u worry as it is not one of the features that u r using. If ewallets cant stand the top up n withdrawal, they can remove them, they wont close down because of this. And if they remove the withdrawal, it also wont bother u also. This post has been edited by Tigerr: Sep 22 2019, 09:03 PM
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andrekua2
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Sep 22 2019, 09:04 PM
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QUOTE(Tigerr @ Sep 22 2019, 09:02 PM) Have u top up n withdraw? If yes, u r also one of "them". If no, why u worry as it is not one of the features that u r using. If ewallets cant stand the top up n withdrawal, they can remove them, they wont close down because of this. LoL Pathetic as usual. Just STFU if you're one of them.
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xperiaDROID
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Sep 22 2019, 09:46 PM
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QUOTE(Tigerr @ Sep 22 2019, 08:54 PM) Huh? It does sound like u really use it for real business... Am i one of the so called abusers? I got 4 boosts account from family members. 4 accounts. I withdrawn 1500 x 3 x 4 every months. 4 accounts i use 1500 x 3 x (3 or 4) every months for spending depends on merchants. Sometimes i let my friend help me spend using their boost accounts as all my boost accounts reach the limits of spending. Not forget i got 4 BP cards which i top up to the limit each months. My total usage is slightly lower than 40% as to date n forsee it going to lower as i will swipe more on M2P physically. Is this abuse or what or we dont know how to use e wallets? When people see users top up n withdraw, they see it as abuser. Never they think about we use it as another form of spending. There are many merchants do not accept credit cards or ewallets n they all transact in cash terms. We top up e wallets n withdraw n then use the cash to pay those cash merchants. Isnt it we are using e wallets as a medium to transact? Need to laugh? You admitted you are an abuser though, just that you took a longer and twisty road instead of a shorter and straight road. I didn't know I have to transact money from my e wallet and wait for a day or two for the process just to pay for chap fan when there's an ATM, cool. Just saying...
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Tigerr
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Sep 22 2019, 10:42 PM
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QUOTE(xperiaDROID @ Sep 22 2019, 09:46 PM) You admitted you are an abuser though, just that you took a longer and twisty road instead of a shorter and straight road. I didn't know I have to transact money from my e wallet and wait for a day or two for the process just to pay for chap fan when there's an ATM, cool. Just saying...  If i think i am an abuser for withdrawing, am i also an abuser for spending since i also used up the spending limit each month for each accounts? Different people different view la. We all are legitimate user under the permissible rules n regulation n valid features set by Ewallets companies. U ngam, u follow n use. If not ngam, u just ignore it n delete the apps. If credit cards, we just dump it inside our drawers. Ewallets are welcome to change their rules anytime anyway they like as we got no controls over it. They have more high pay experts designing the Ewallets n they exactly what to do n what to expect.
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harrishkrishna1
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Sep 23 2019, 02:09 PM
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I frankly think this is obviously a subjective question since different people carry out different activities and the various e-wallets available might cater to these different activities best so it's incredibly difficult to objectively grade all these e-wallets in the same manner. But from what i've experienced i think it can be broken down into two main aspects of priority when it comes to picking e-wallets. The rewards and the general availibility.
I think that grabpay wins in the rewards aspect hands down! It's the only e-wallet where what you see is what you get. Unlike all other e-wallets that seem to commonly offer cashbacks that range in value(i.e. When i spend RM10 on boost i've received cashbacks ranging from RM0.10 to even RM 0.50),whereas with grabpay i receive a known amount of points which in my opinion is better since accumulation of points to redeem rewards is undoubtedly the safest bet if you're seeking to obtain the most out of an e-wallet system which if you're not, there's no point in venturing into this domain!
Secondly, the availibility. In this regard, boost wins by a long stretch. I'm from East Malaysia and i literally see boost merchants every corner of the street! Which if i'm to make an intelligent guess, i can only imagine boost being as widely accepted as cash payments these days in West Malaysia. This competently makes boost an efficient option to have and utilise on a daily basis in addition to the cashback factor known to all.
In short, i'd suggest grabpay as the top choice closely followed by boost in places where grabpay is not accepted(*which is quite a lot). I hope this helps!
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harrishkrishna1
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Sep 23 2019, 02:19 PM
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QUOTE(CardNoob @ Jul 23 2019, 08:23 AM) Battle Of Malaysian E-Wallets: Who Offers The Best Service Among All? If you enjoy getting discounts, rebates, or cashbacks whenever you dine out or shop, GrabPay and Boost are the champs. But if you had to choose between the two, just ask yourself these questions: do you use Grab to commute frequently? Do you eat in a lot and resort to ordering from GrabFood? If you answered no, Boost is the preferred choice. The Touch 'n Go e-wallet is very useful to reload or check your Touch n' Go card, which will help prevent you from becoming the reason for the long queue at the toll lane (read: insufficient balance). So regardless of any e-wallets you may prefer, the Touch 'n Go app appears to be a necessity for those living in the city, especially for those who drive to work every day. Fave, on the other hand, is another e-wallet out there that offers similar functions and cashback, but with limited restrictions to its cashback system, this may seem as a major drawback for users. So, which do you think suits you the most? Share your thoughts in the comments section below. http://www.rojakdaily.com/lifestyle/articl...d_zq9BVp60UAznY Tbf, grabpay does offer cashback. They call it rebate. But yes, as observed, there are extremely limited merchants and the merchants that offer these rebates are even smaller. But, i've gotten back the most per transaction via grabpay than i have from boost or any other e-payment options for that matter.
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xperiaDROID
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Sep 25 2019, 03:47 PM
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QUOTE(jaylanll @ Sep 25 2019, 03:38 PM) i have used several but i dont think its any convenient more than paying with debit or credit card. whats convenient about having to topup frequnently? QUOTE(jaylanll @ Sep 25 2019, 03:40 PM) and ppl with too much money couldn't care much of using e-wallet for saving right? It's just another form of payment method, doesn't matter how rich or poor you are.
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dyzr
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Sep 27 2019, 04:20 PM
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New Member
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QUOTE(hazlin @ Sep 27 2019, 02:43 PM) yes betul tu! Korang boleh guna boost untuk bayar parking, bayar bil, beli topup, shopping pun boleh juga hehe skrg ni boost ada buat super shake. Lpeas korang dah guna boost korang boleh guna token yang boost bagi untuk shake shake ha boleh menang phone tau! korang taknak ke phone free? guna boost cepat geng! deheck is supershake?
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cybpsych
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Sep 27 2019, 04:28 PM
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dyzr
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Sep 27 2019, 05:14 PM
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New Member
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QUOTE(cybpsych @ Sep 27 2019, 04:28 PM) until 29 leh. almost end d..
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