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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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vin_ann
post Nov 24 2018, 05:23 AM

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QUOTE(Human Nature @ Nov 23 2018, 09:33 PM)
I did not get mine last transaction 12:18 am. Have sent screenshots of OTP's as proof
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Every single week also got screenshots on the OTP as proof for future dispute purpose ?


vin_ann
post Nov 24 2018, 05:27 AM

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QUOTE(jackstrom @ Nov 24 2018, 02:39 AM)
Noted.  :thumbsup:
Interesting.... about the campaign, not sure how many my weekly swipe since I currently using my debit card for dining/petrol because this is my first credit card then.  hmm.gif
by the way, I already plan to keep it 1st. Then cancel if really not using it.  :thumbsup:
Anyone here can answer my question?
the letter said i can create pin via online but i cannot create it via pbebank online.  sweat.gif
it said:
Your Request Could Not Be Executed.
You Do Not Have The Relevant Account(s) For This Feature.
Did I miss out something?
Note: I want monitor it my card, so I went this method since I already have online banking. I been digging info but cannot find it  :confused:
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When no info, dead end, time to call customer service

SUSDavid83
post Nov 24 2018, 06:57 AM

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QUOTE(jackstrom @ Nov 24 2018, 02:39 AM)
Anyone here can answer my question?
the letter said i can create pin via online but i cannot create it via pbebank online.  sweat.gif
it said:
Your Request Could Not Be Executed.
You Do Not Have The Relevant Account(s) For This Feature.
Did I miss out something?
Note: I want monitor it my card, so I went this method since I already have online banking. I been digging info but cannot find it  confused.gif
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To create PIN, you can use IVR (call method).
Edward12399
post Nov 24 2018, 06:58 AM

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QUOTE(Barricade @ Nov 24 2018, 12:33 AM)
23 NOV SPEND NOW 4 MORE - WK16 50.00 CR

Thank you PBB. Last transaction 10am morning
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May i know is loading Boost count?

thanks
sulab
post Nov 24 2018, 07:00 AM

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QUOTE(Edward12399 @ Nov 24 2018, 06:58 AM)
May i know is loading Boost count?

thanks
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I don't think it is counted since you do not receive OTP when topping up Boost
SUSDavid83
post Nov 24 2018, 07:04 AM

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QUOTE(Edward12399 @ Nov 24 2018, 06:58 AM)
May i know is loading Boost count?

thanks
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QUOTE(sulab @ Nov 24 2018, 07:00 AM)
I don't think it is counted since you do not receive OTP when topping up Boost
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Boost doesn't count for both card benefits and campaign cash back.

1. It doesn't need OTP; hence no cash back for PBB VS or QMC
2. Its MCC is direct marketing; hence no cash back for the Spend Now 4 For Cash Back campaign.
klsooo
post Nov 24 2018, 09:39 AM

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QUOTE(tan_aniki @ Nov 23 2018, 11:29 PM)
if you plan to join the spend now 4 more CB campaign, then you should keep the Quantum Visa after you finish 10 X RM60 for Quantum MasterCard as you will get additional VIP points for Quantum Visa for non entertainment/departmental swipe and additional CB if you swipe for movie or departmental.

Let say one month got 4 weeks, you need one week fully for Quantum MasterCard to swipe 8 X RM60.
2nd week 2 X RM60 for QMC and 6 X RM60 for QV.
3rd and 4th week will be 8 X RM60 for QV.
If got 5th week then will be another 8 X RM60 for QV.
Let's say for the current campaign which starts from July till Dec, there are 26 weeks.
Means you got 60 swipes are QMC while the remaining 148(26 X 8 - 60) swipes are QV.
148 X RM60 earn you 8880 VIP points and thats around RM22.20 value if you exchange RM10 voucher for 2000 VIP points.
If you combine the early campaign this year which is RM500 X 2 swipes per week, you got 12 swipes for QMC and 40(26 X 2 - 12) swipes for QV.
40 X RN500 earn you 20000 VIP points which is around RM100 value in voucher form.
That not bad for additional RM122.20 bonus to cover the SST and the SST might be waive for yearly RM8000 spend for each card.
Of cos if you manage to get Visa Infinite, then Quantum Visa can cancel already as VI got 0.3% CB straight into your card, not VIP points.
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i always top up big pay 8*60 for 4 weeks in a month through Quantum master card. But there is no VIP points for given.

Is it only VIP points will be given in Quantum visa?
SUSDavid83
post Nov 24 2018, 09:42 AM

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QUOTE(klsooo @ Nov 24 2018, 09:39 AM)
i always top up big pay 8*60 for 4 weeks in a month through Quantum master card. But there is no VIP points for given.

Is it only VIP points will be given in Quantum visa?
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Yes. He's talking about VIP points for QV not QMC.
Since you got cash back for QMC, you won't be rewarded with VIP points for BP reload.
klsooo
post Nov 24 2018, 09:47 AM

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QUOTE(David83 @ Nov 24 2018, 10:42 AM)
Yes. He's talking about VIP points for QV not QMC.
Since you got cash back for QMC, you won't be rewarded with VIP points for BP reload.
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Yea, i understand no VIP points for BP reload with cashback, which means is up to rm600.

My situation now is i have reload BP with Quantum master card for every week, means i have exceeded rm600, but no VIP points given.

Just want to confirm is it no VIP points will be given for quantum Master for big pay reload.
celaw
post Nov 24 2018, 09:50 AM

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QUOTE(cybpsych @ Nov 23 2018, 09:50 PM)
none at all? when was your 3rd and 5th swipe?

any swipes not eligible for cb?
below user gotten full rm50.
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Due to BigPay is not stable that day, I top up to another e Wallet and got full RM38 credit card cash back for it. So entitlement wise, I don't think is an issue. I will email to PBB Customer Service and let see is it left out from their end.

My OTP SMS time as below:-

9.09
9.10
9.11
9.11
9.12
9.13
9.16
9.18
SUSDavid83
post Nov 24 2018, 09:55 AM

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QUOTE(klsooo @ Nov 24 2018, 09:47 AM)
Yea, i understand no VIP points for BP reload with cashback, which means is up to rm600.

My situation now is i have reload BP with Quantum master card for every week, means i have exceeded rm600, but no VIP points given.

Just want to confirm is it no VIP points will be given for quantum Master for big pay reload.
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Yes. No VIP is awarded even though you have breached the RM 600 quota.
It'll be stated clearly under cash rebate and VIP points reward tables summary in the PDF statement.

That's why he was proposing once you have reached RM 600 quota with QMC, it's better to switch to QV or VI.

This post has been edited by David83: Nov 24 2018, 09:57 AM
cybpsych
post Nov 24 2018, 10:03 AM

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QUOTE(klsooo @ Nov 24 2018, 09:47 AM)
Yea, i understand no VIP points for BP reload with cashback, which means is up to rm600.

My situation now is i have reload BP with Quantum master card for every week, means i have exceeded rm600, but no VIP points given.

Just want to confirm is it no VIP points will be given for quantum Master for big pay reload.
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essentially, your ALL your bp reloads are eligible for cb. just that the cb is capped to rm30.

it's not like pbb stop counting once you've reached rm30 cb, then count the remaining for VIP instead.

QUOTE(celaw @ Nov 24 2018, 09:50 AM)
Due to BigPay is not stable that day, I top up to another e Wallet and got full RM38 credit card cash back for it. So entitlement wise, I don't think is an issue. I will email to PBB Customer Service and let see is it left out from their end.

My OTP SMS time as below:-

9.09
9.10
9.11
9.11
9.12
9.13
9.16
9.18
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yeah, do try escalate to CS to review.

This post has been edited by cybpsych: Nov 24 2018, 10:05 AM
rapple
post Nov 24 2018, 10:38 AM

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QUOTE(cybpsych @ Nov 24 2018, 10:03 AM)
essentially, your ALL your bp reloads are eligible for cb. just that the cb is capped to rm30.

it's not like pbb stop counting once you've reached rm30 cb, then count the remaining for VIP instead.

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The eligible cash back transaction always doesn't count as VIP points even though the cash back it's maxed out.

I actually realize this a few months back.

If all my Quantum Master cash back is maxed out, I would instead use Quantum Visa to swipe BigPay to get the VIP points.
cybpsych
post Nov 24 2018, 10:51 AM

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QUOTE(rapple @ Nov 24 2018, 10:38 AM)
The eligible cash back transaction always doesn't count as VIP points even though the cash back it's maxed out.

I actually realize this a few months back.

If all my Quantum Master cash back is maxed out, I would instead use Quantum Visa to swipe BigPay to get the VIP points.
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yes i'm aware of that, as what's posted above.
siahkh
post Nov 24 2018, 11:13 AM

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15-10-18 x8 Big Pay - 8.58am to 9.03am
WK16 50.00

This post has been edited by siahkh: Nov 24 2018, 02:45 PM
Edward12399
post Nov 24 2018, 11:33 AM

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QUOTE(David83 @ Nov 24 2018, 07:04 AM)
Boost doesn't count for both card benefits and campaign cash back.

1. It doesn't need OTP; hence no cash back for PBB VS or QMC
2. Its MCC is direct marketing; hence no cash back for the Spend Now 4 For Cash Back campaign.
*
Thanksss
chezzcake2
post Nov 24 2018, 12:07 PM

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QUOTE(siahkh @ Nov 24 2018, 11:13 AM)
15-10-18 x8 Big Pay - 8.58am to 9.03am
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so u got the cb or not? pls report properly if can
areankim
post Nov 24 2018, 12:19 PM

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QUOTE(cybpsych @ Nov 23 2018, 09:20 PM)
anytime before 9am to be safe.

7-9am has the highest ppl swiping.
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every monday?
shmily86
post Nov 24 2018, 12:21 PM

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23 NOV 23 NOV SPEND NOW 4 MORE - WK16 25.00 CR

didn't get RM 50, so sad~~~~



Mon, 15 October 2018 at 8:48 AM
Mon, 15 October 2018 at 9:17 AM
Mon, 15 October 2018 at 9:22 AM
Mon, 15 October 2018 at 9:23 AM
Mon, 15 October 2018 at 9:25 AM
Mon, 15 October 2018 at 9:46 AM
Mon, 15 October 2018 at 9:48 AM
Mon, 15 October 2018 at 9:53 AM

janson_kaniaz
post Nov 24 2018, 12:28 PM

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QUOTE(shmily86 @ Nov 24 2018, 12:21 PM)
23 NOV 23 NOV SPEND NOW 4 MORE - WK16 25.00 CR

didn't get RM 50, so sad~~~~
Mon, 15 October 2018 at 8:48 AM
Mon, 15 October 2018 at 9:17 AM
Mon, 15 October 2018 at 9:22 AM
Mon, 15 October 2018 at 9:23 AM
Mon, 15 October 2018 at 9:25 AM
Mon, 15 October 2018 at 9:46 AM
Mon, 15 October 2018 at 9:48 AM
Mon, 15 October 2018 at 9:53 AM
*
so quota finished sometime between 9.25 - 9.53am.

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