Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
cybpsych
post Nov 23 2018, 08:50 PM

---------------------
*********
All Stars
65,258 posts

Joined: Jan 2003
QUOTE(celaw @ Nov 23 2018, 06:03 PM)
Didn't get for Week 16. Last transaction 9.18am (Based on OTP sms). sad.gif
*
none at all? when was your 3rd and 5th swipe?

any swipes not eligible for cb?


below user gotten full rm50.

QUOTE(rapple @ Nov 23 2018, 03:57 PM)
15-10-18 x8 Big Pay - 9.17am to 9.30am
*
This post has been edited by cybpsych: Nov 23 2018, 09:17 PM
coolguy99
post Nov 23 2018, 09:05 PM

Look at all my stars!!
*******
Senior Member
7,341 posts

Joined: Aug 2015



Only got RM25 cash back. I think my last top up at 10.53am didn't count. Sad.
fruitie
post Nov 23 2018, 09:08 PM

Rise and Shine
Group Icon
Staff
72,771 posts

Joined: Sep 2005
From: KUL

Got my first RM 50 campaign cash back. laugh.gif

First transaction 8.01 a.m., last transaction 8.12 a.m.
jimbet1337
post Nov 23 2018, 09:18 PM

meh
*******
Senior Member
2,669 posts

Joined: Sep 2006
Best transaction time starting from 8am to 9am?
cybpsych
post Nov 23 2018, 09:20 PM

---------------------
*********
All Stars
65,258 posts

Joined: Jan 2003
QUOTE(jimbet1337 @ Nov 23 2018, 09:18 PM)
Best transaction time starting from 8am to 9am?
*
anytime before 9am to be safe.

7-9am has the highest ppl swiping.
drbone
post Nov 23 2018, 09:23 PM

Regular
******
Senior Member
1,754 posts

Joined: May 2011
My last transaction was at 758am. got the CB
jackstrom
post Nov 23 2018, 09:29 PM

Getting Started
**
Junior Member
93 posts

Joined: Feb 2011
Hi,
1st time apply Credit Card
I recently received PB Quantum which include both MasterCard & Visa
Now I confused, do I keep both or choose 1 (ignore/return)?
SUSDavid83
post Nov 23 2018, 09:31 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(jackstrom @ Nov 23 2018, 09:29 PM)
Hi,
1st time apply Credit Card
I recently received PB Quantum which include both MasterCard & Visa
Now I confused, do I keep both or choose 1 (ignore/return)?
*
It depends on your usage.
Mastercard: Dining & Online
Visa: Entertainment & Departmental
Human Nature
post Nov 23 2018, 09:33 PM

- student of human nature -
*********
All Stars
26,503 posts

Joined: Jan 2003
I did not get mine last transaction 12:18 am. Have sent screenshots of OTP's as proof
beLIEve
post Nov 23 2018, 09:33 PM

三軍都督
*******
Senior Member
7,805 posts

Joined: Jan 2005


QUOTE(jackstrom @ Nov 23 2018, 09:29 PM)
Hi,
1st time apply Credit Card
I recently received PB Quantum which include both MasterCard & Visa
Now I confused, do I keep both or choose 1 (ignore/return)?
*
Mastercard gives cashback for Online and Dining spends.

Visa gives cashback for Departmental and Entertainment.

So it depends on how you normally spend loh. Take note that both not entitled for groceries.
jackstrom
post Nov 23 2018, 09:42 PM

Getting Started
**
Junior Member
93 posts

Joined: Feb 2011
QUOTE(David83 @ Nov 23 2018, 09:31 PM)
It depends on your usage.
Mastercard: Dining & Online
Visa: Entertainment & Departmental
*
QUOTE(beLIEve @ Nov 23 2018, 09:33 PM)
Mastercard gives cashback for Online and Dining spends.

Visa gives cashback for Departmental and Entertainment.

So it depends on how you normally spend loh. Take note that both not entitled for groceries.
*
Thank for info. Already know these cash back when I apply that time.
So, what if I decided to keep 1 card, how about another one? Return it or just leave it?
SUSDavid83
post Nov 23 2018, 09:43 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(jackstrom @ Nov 23 2018, 09:42 PM)
Thank for info. Already know these cash back when I apply that time.
So, what if I decided to keep 1 card, how about another one? Return it or just leave it?
*
Call CS to cancel the card that you don't wish to keep/use.
mamamia
post Nov 23 2018, 09:51 PM

Look at all my stars!!
*******
Senior Member
6,419 posts

Joined: Jun 2005
I got RM50 for week 16 (15 Oct), last txn was 8:35am
tan_aniki
post Nov 23 2018, 10:29 PM

Look at all my stars!!
*******
Senior Member
9,052 posts

Joined: Feb 2006


QUOTE(jackstrom @ Nov 23 2018, 09:29 PM)
Hi,
1st time apply Credit Card
I recently received PB Quantum which include both MasterCard & Visa
Now I confused, do I keep both or choose 1 (ignore/return)?
*
if you plan to join the spend now 4 more CB campaign, then you should keep the Quantum Visa after you finish 10 X RM60 for Quantum MasterCard as you will get additional VIP points for Quantum Visa for non entertainment/departmental swipe and additional CB if you swipe for movie or departmental.

Let say one month got 4 weeks, you need one week fully for Quantum MasterCard to swipe 8 X RM60.
2nd week 2 X RM60 for QMC and 6 X RM60 for QV.
3rd and 4th week will be 8 X RM60 for QV.
If got 5th week then will be another 8 X RM60 for QV.
Let's say for the current campaign which starts from July till Dec, there are 26 weeks.
Means you got 60 swipes are QMC while the remaining 148(26 X 8 - 60) swipes are QV.
148 X RM60 earn you 8880 VIP points and thats around RM22.20 value if you exchange RM10 voucher for 2000 VIP points.
If you combine the early campaign this year which is RM500 X 2 swipes per week, you got 12 swipes for QMC and 40(26 X 2 - 12) swipes for QV.
40 X RN500 earn you 20000 VIP points which is around RM100 value in voucher form.
That not bad for additional RM122.20 bonus to cover the SST and the SST might be waive for yearly RM8000 spend for each card.
Of cos if you manage to get Visa Infinite, then Quantum Visa can cancel already as VI got 0.3% CB straight into your card, not VIP points.
cclim2011
post Nov 23 2018, 10:42 PM

Regular
******
Senior Member
1,701 posts

Joined: Feb 2011
Got my wk16 cashback. Topping up BP in Japan at 1am Japan time lol. Diligent participant.
cclim2011
post Nov 23 2018, 10:44 PM

Regular
******
Senior Member
1,701 posts

Joined: Feb 2011
QUOTE(tan_aniki @ Nov 23 2018, 10:29 PM)
if you plan to join the spend now 4 more CB campaign, then you should keep the Quantum Visa after you finish 10 X RM60 for Quantum MasterCard as you will get additional VIP points for Quantum Visa for non entertainment/departmental swipe and additional CB if you swipe for movie or departmental.

Let say one month got 4 weeks, you need one week fully for Quantum MasterCard to swipe 8 X RM60.
2nd week 2 X RM60 for QMC and 6 X RM60 for QV.
3rd and 4th week will be 8 X RM60 for QV.
If got 5th week then will be another 8 X RM60 for QV.
Let's say for the current campaign which starts from July till Dec, there are 26 weeks.
Means you got 60 swipes are QMC while the remaining 148(26 X 8 - 60) swipes are QV.
148 X RM60 earn you 8880 VIP points and thats around RM22.20 value if you exchange RM10 voucher for 2000 VIP points.
If you combine the early campaign this year which is RM500 X 2 swipes per week, you got 12 swipes for QMC and 40(26 X 2 - 12) swipes for QV.
40 X RN500 earn you 20000 VIP points which is around RM100 value in voucher form.
That not bad for additional RM122.20 bonus to cover the SST and the SST might be waive for yearly RM8000 spend for each card.
Of cos if you manage to get Visa Infinite, then Quantum Visa can cancel already as VI got 0.3% CB straight into your card, not VIP points.
*
Just to check...
RM10 voucher is only popular book store now right?
Before my next SST I think I can only get about 2000 points... Need postage somemore
tan_aniki
post Nov 23 2018, 10:52 PM

Look at all my stars!!
*******
Senior Member
9,052 posts

Joined: Feb 2006


QUOTE(cclim2011 @ Nov 23 2018, 10:44 PM)
Just to check...
RM10 voucher is only popular book store now right?
Before my next SST I think I can only get about 2000 points... Need postage somemore
*
ya that's why, if can apply VI then go for that, else just make full use of QV.
cclim2011
post Nov 23 2018, 10:59 PM

Regular
******
Senior Member
1,701 posts

Joined: Feb 2011
QUOTE(tan_aniki @ Nov 23 2018, 10:52 PM)
ya that's why, if can apply VI then go for that, else just make full use of QV.
*
Then I will just use visa quantum for now. Hope can get some better points offering then
Barricade
post Nov 24 2018, 12:33 AM

Look at all my stars!!
*******
Senior Member
4,141 posts

Joined: May 2005
23 NOV SPEND NOW 4 MORE - WK16 50.00 CR

Thank you PBB. Last transaction 10am morning
jackstrom
post Nov 24 2018, 02:39 AM

Getting Started
**
Junior Member
93 posts

Joined: Feb 2011
QUOTE(David83 @ Nov 23 2018, 09:43 PM)
Call CS to cancel the card that you don't wish to keep/use.
*
Noted. thumbsup.gif

QUOTE(tan_aniki @ Nov 23 2018, 10:29 PM)
if you plan to join the spend now 4 more CB campaign, then you should keep the Quantum Visa after you finish 10 X RM60 for Quantum MasterCard as you will get additional VIP points for Quantum Visa for non entertainment/departmental swipe and additional CB if you swipe for movie or departmental.

Let say one month got 4 weeks, you need one week fully for Quantum MasterCard to swipe 8 X RM60.
2nd week 2 X RM60 for QMC and 6 X RM60 for QV.
3rd and 4th week will be 8 X RM60 for QV.
If got 5th week then will be another 8 X RM60 for QV.
Let's say for the current campaign which starts from July till Dec, there are 26 weeks.
Means you got 60 swipes are QMC while the remaining 148(26 X 8 - 60) swipes are QV.
148 X RM60 earn you 8880 VIP points and thats around RM22.20 value if you exchange RM10 voucher for 2000 VIP points.
If you combine the early campaign this year which is RM500 X 2 swipes per week, you got 12 swipes for QMC and 40(26 X 2 - 12) swipes for QV.
40 X RN500 earn you 20000 VIP points which is around RM100 value in voucher form.
That not bad for additional RM122.20 bonus to cover the SST and the SST might be waive for yearly RM8000 spend for each card.
Of cos if you manage to get Visa Infinite, then Quantum Visa can cancel already as VI got 0.3% CB straight into your card, not VIP points.
*
Interesting.... about the campaign, not sure how many my weekly swipe since I currently using my debit card for dining/petrol because this is my first credit card then. hmm.gif
by the way, I already plan to keep it 1st. Then cancel if really not using it. thumbsup.gif


Anyone here can answer my question?
the letter said i can create pin via online but i cannot create it via pbebank online. sweat.gif
it said:
Your Request Could Not Be Executed.
You Do Not Have The Relevant Account(s) For This Feature.
Did I miss out something?
Note: I want monitor it my card, so I went this method since I already have online banking. I been digging info but cannot find it confused.gif

190 Pages « < 186 187 188 189 190 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0183sec    0.97    6 queries    GZIP Disabled
Time is now: 27th November 2025 - 05:16 AM