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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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klsooo
post Sep 28 2018, 06:33 PM

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6 Aug first spend 7.01am last spend 7.06am

Received rm50.
klsooo
post Oct 1 2018, 02:30 PM

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01 OCT 01 OCT SPEND NOW 4 MORE - WK7 50.00 CR

Thanks BP and PBB
klsooo
post Oct 3 2018, 01:57 PM

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QUOTE(coolgoh98 @ Oct 3 2018, 02:53 PM)
May I know how VIP point if calculate ? I reload BigPay didnt get, may be is reasonable however, I pay to lazada 509 only get 495.75. why? 
I am using PB quantum Master
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If you get cb 5% from pb quantum master, not entitled for vip point.

Correct me if i am wrong.
klsooo
post Nov 9 2018, 08:15 AM

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Just done instant transfer to pay my card due amount, surpringly in less than two hours, it appear in my unbill transaction.

So fast!!!
klsooo
post Nov 9 2018, 08:16 AM

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QUOTE(pvateme @ Nov 9 2018, 09:15 AM)
i made my redemption by combining points from principal card (vs, qm, qv) and my supplementary cards in vs wo...
made the redemption probably 2 months ago or more ...
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How u made redemption by combining. Pls share
klsooo
post Nov 24 2018, 09:39 AM

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QUOTE(tan_aniki @ Nov 23 2018, 11:29 PM)
if you plan to join the spend now 4 more CB campaign, then you should keep the Quantum Visa after you finish 10 X RM60 for Quantum MasterCard as you will get additional VIP points for Quantum Visa for non entertainment/departmental swipe and additional CB if you swipe for movie or departmental.

Let say one month got 4 weeks, you need one week fully for Quantum MasterCard to swipe 8 X RM60.
2nd week 2 X RM60 for QMC and 6 X RM60 for QV.
3rd and 4th week will be 8 X RM60 for QV.
If got 5th week then will be another 8 X RM60 for QV.
Let's say for the current campaign which starts from July till Dec, there are 26 weeks.
Means you got 60 swipes are QMC while the remaining 148(26 X 8 - 60) swipes are QV.
148 X RM60 earn you 8880 VIP points and thats around RM22.20 value if you exchange RM10 voucher for 2000 VIP points.
If you combine the early campaign this year which is RM500 X 2 swipes per week, you got 12 swipes for QMC and 40(26 X 2 - 12) swipes for QV.
40 X RN500 earn you 20000 VIP points which is around RM100 value in voucher form.
That not bad for additional RM122.20 bonus to cover the SST and the SST might be waive for yearly RM8000 spend for each card.
Of cos if you manage to get Visa Infinite, then Quantum Visa can cancel already as VI got 0.3% CB straight into your card, not VIP points.
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i always top up big pay 8*60 for 4 weeks in a month through Quantum master card. But there is no VIP points for given.

Is it only VIP points will be given in Quantum visa?
klsooo
post Nov 24 2018, 09:47 AM

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QUOTE(David83 @ Nov 24 2018, 10:42 AM)
Yes. He's talking about VIP points for QV not QMC.
Since you got cash back for QMC, you won't be rewarded with VIP points for BP reload.
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Yea, i understand no VIP points for BP reload with cashback, which means is up to rm600.

My situation now is i have reload BP with Quantum master card for every week, means i have exceeded rm600, but no VIP points given.

Just want to confirm is it no VIP points will be given for quantum Master for big pay reload.
klsooo
post Nov 24 2018, 05:31 PM

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QUOTE(David83 @ Nov 24 2018, 10:55 AM)
Yes. No VIP is awarded even though you have breached the RM 600 quota.
It'll be stated clearly under cash rebate and VIP points reward tables summary in the PDF statement.

That's why he was proposing once you have reached RM 600 quota with QMC, it's better to switch to QV or VI.
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QUOTE(cybpsych @ Nov 24 2018, 11:03 AM)
essentially, your ALL your bp reloads are eligible for cb. just that the cb is capped to rm30.

it's not like pbb stop counting once you've reached rm30 cb, then count the remaining for VIP instead.
yeah, do try escalate to CS to review.
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QUOTE(rapple @ Nov 24 2018, 11:38 AM)
The eligible cash back transaction always doesn't count as VIP points even though the cash back it's maxed out.

I actually realize this a few months back.

If all my Quantum Master cash back is maxed out, I would instead use Quantum Visa to swipe BigPay to get the VIP points.
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Thanks David83, Cybpsych and rapple for the reply.

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