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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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mamamia
post Aug 15 2018, 09:50 PM

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QUOTE(wan7075 @ Aug 15 2018, 09:44 PM)
i got cashback w4 rm25. last swipe on wednesday but can't get cash back rm50
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Week 4 is out? I only receive up to week 3..
mamamia
post Aug 18 2018, 07:18 PM

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QUOTE(TongCN @ Aug 18 2018, 12:47 PM)
I guess you just need to use other platform like M2U to advance payment using Amex ?
Pay RM XXX minus RM2 in advance (Just before your statement date generate)

Once statement kicks in, you will see RM2 remaining minus with the auto billing RM2.
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QUOTE(David83 @ Aug 18 2018, 12:49 PM)
It's not as simple as that.
Somebody mentioned that your outstanding amount needs to be > RM 20 (not sure the exact number).
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For unifi, minimum RM20 for autodebit to get RM2 discount on ur next bill
mamamia
post Aug 21 2018, 04:09 PM

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It seem cashback depleted on 24th July, my friend made 3 txn at Shopee, got 0 cashback
mamamia
post Aug 21 2018, 05:38 PM

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QUOTE(TongCN @ Aug 21 2018, 05:21 PM)
Any more entrants that made on 24th July morning ? Hmm

I asked my friend and his answer is .. "I swiped on 26th" doh.gif

Laugh die me
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my friend swipe 2 txn on 23 July, 3rd txn 24 July 2018 9am, but, get nothing..
mamamia
post Aug 25 2018, 04:58 PM

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QUOTE(JuneResources @ Aug 25 2018, 03:37 PM)
Normally you call up CS also no use.
As you heard they mention need final management approval, you can't do anything even through you push them.

Just take an easy way.. If you receive an sms been approve on Sept, then it is up to you willing to pay SST or not.
If you OK for it, then just pay for SST.. If don't want, then need to call them not need send the card to your doorstep.
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I thought once card issued, sst will be charged?
mamamia
post Aug 25 2018, 05:15 PM

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QUOTE(JuneResources @ Aug 25 2018, 03:37 PM)
Normally you call up CS also no use.
As you heard they mention need final management approval, you can't do anything even through you push them.

Just take an easy way.. If you receive an sms been approve on Sept, then it is up to you willing to pay SST or not.
If you OK for it, then just pay for SST.. If don't want, then need to call them not need send the card to your doorstep.
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QUOTE(celciuz @ Aug 25 2018, 03:39 PM)
Will follow up next week, I want the QMC... but don't want the Visa LOL.
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QUOTE(David83 @ Aug 25 2018, 05:03 PM)
Issued/Approved on September 1st, 2018.
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QUOTE(ClarenceT @ Aug 25 2018, 05:07 PM)
Good thing, banks will not simply issue pre-approved credit cards, especially CIMB.
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But, celciuz apply the card, so if approved / issued in sept, as what JuneResource mentioned,, we can call to cancel without paying sst? Is it true? Bcoz my friend also have pending application with PBB.
mamamia
post Aug 26 2018, 07:57 PM

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QUOTE(starry @ Aug 26 2018, 07:48 PM)
I just called PBB CS and was informed SST for each card can be waived if we meet a minimum spend of RM4000 per year per card.
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If this is true, i will definitely use them
mamamia
post Aug 29 2018, 06:52 PM

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QUOTE(christcwl9 @ Aug 29 2018, 04:48 PM)
I too tried to give this number a call, and it said it has been approved  rclxms.gif

But the problem is i just applied the card on 27th August 2018 night, and supporting documents submitted yesterday. Could it be that fast??  hmm.gif
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I don’t think PBB is that efficient for card application. MAybe u can just check with the CS instead of the IVR. the approval status maybe is for ur existing card which u have..


QUOTE(celciuz @ Aug 29 2018, 05:08 PM)
Maybe they rushing applications now haha, mine was under processing last week when I called. Weekend I called to CS they said to expedite, today I called up said approved. Will call again to CS to confirm.
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mamamia
post Aug 29 2018, 07:45 PM

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QUOTE(Tigerr @ Aug 29 2018, 07:10 PM)
I applied PBB visa signature + the 2 Quantum cards since 10th Aug till now still no news yet. If approved, i sure kena SST b4 i take it back thru their CB.
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So need to pay RM25 x 3
mamamia
post Aug 31 2018, 10:40 AM

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QUOTE(final @ Aug 31 2018, 09:42 AM)
hi sifus, may i know anyone managed to get the 15% VISA discount on Monday?

if i would like to get the discount, what time should i start purchasing from Shopee?
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12am sharp need to check out, the most within 5min can fully redeemed.
mamamia
post Sep 1 2018, 07:40 PM

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QUOTE(cybpsych @ Sep 1 2018, 07:30 PM)
Updated PBB PDS: https://www.pbebank.com/pdf/Cards/pds/pds_credit_pbb.aspx

Credit Card Service Tax
With effect from 1 September 2018, there will be service tax imposed on credit card as follows:

A) RM25 per annum on the Principal Card; and
B) RM25 per annum on each Supplementary Card

The service tax will be collected on the date the card is activated, on the completion of each year
or on the date of renewal of the card. This means that the above mentioned service tax shall be
levied on new credit card issued effective from 1 September 2018. For existing credit cards issued
before 1 September 2018, the service tax shall be levied upon anniversary of card issuance.
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Issued b4 1st September but activated in Sep18 will need to pay sst or not?

mamamia
post Sep 1 2018, 08:32 PM

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QUOTE(alexanderclz @ Sep 1 2018, 07:44 PM)
from the statement it clearly says date of activation instead of date of approval.
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For existing credit cards issued before 1 September 2018, the service tax shall be levied upon anniversary of card issuance.

But the above statement said card issued b4 1 sep


mamamia
post Sep 2 2018, 02:55 PM

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QUOTE(1hoohoo1 @ Sep 2 2018, 01:09 PM)
I'm not sure whether Touch n Go is entitled for online rebate or not, as I overspent that month.
Based on the statement, I believe reload TNG using Quantum MC can get CB.
Correct me if i'm wrong.

[attachmentid=10003234]

[attachmentid=10003235]
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Ur 790.24 include ur tng spending, so confirm is entitle for online cashback
mamamia
post Sep 8 2018, 10:02 AM

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QUOTE(celciuz @ Sep 8 2018, 12:38 AM)
I just received my Quantum, but they don't appear on my PBe... how do I add them in?
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Go to Pbe desktop version, Profile Maintenane o add card, key in ur card number to add
mamamia
post Sep 8 2018, 02:00 PM

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QUOTE(celciuz @ Sep 8 2018, 10:50 AM)
Hmm both also cannot, weird. Gonna call up bank then. Can't recall how I did for VS...
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Profile Maintenance > Manage Profile > Add/ Delete Account > Click “Add” > select Credit / Debit Account. Then u will come to this page which u need to type ur credit card no., IC n cvv

Attached Image
mamamia
post Sep 12 2018, 07:42 PM

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QUOTE(chrischiang @ Sep 12 2018, 11:27 AM)
are you sure anniversary month on sept will got charged on oct statement?

is this for all bank or just pbb?

my uob anniversary month on sept, i saw sst charge on unbilled statement on 1st sept... hmm
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QUOTE(tan_aniki @ Sep 12 2018, 11:54 AM)
it depends on the bank but for PBB, they posted the SST on the statement date, not shown in August but maybe Aug/Sep is an one off situation, they might reflect the same as other bank to shown the SST charged on the anniversary date rather than on the last day of statement date after Sep.
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QUOTE(distributor @ Sep 12 2018, 06:46 PM)
I just called pb CS. If your card written 08/xx. My card billed with the SST RM25.
Anniversary date will fall on any date on Sept, They don't  follow month. I think MBB doesn't charge me SST  for 08/xx card.
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By right, it should based on card issue date/ approval date.. among all banks, I c only AEON Credit provide the clear and correct SST charging treatment/ method in their FAQ as per Custom guideline.

PBB is following statement date, but, if ur existing card is approve b4 September, u can always appeal with them if they charge u in September following statement date, they will honor it and reverse based on few forummers’ experience sharing here..

This post has been edited by mamamia: Sep 12 2018, 07:45 PM
mamamia
post Sep 14 2018, 06:07 PM

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QUOTE(TongCN @ Sep 14 2018, 01:42 PM)
Ok, it's a system generated thing from installments that i have right now (11street + Balance transfer)

Which tie to the remaining amount.

Not sure why now appear, few days ago it still RM0.00
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Just now around 4pm I also notice got weird authorize charges 1.3k+, I confirm is not any installment or BT, but I guess must be some backend system recon etc. Then after reading ur post, I check again, luckily the weird authorize charges gone. Otherwise, I might need to call CS.


QUOTE(cybpsych @ Sep 14 2018, 05:36 PM)
thanks to mamamia for the tips  thumbup.gif
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Sharing is caring..

mamamia
post Sep 23 2018, 01:55 PM

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QUOTE(koala225 @ Sep 23 2018, 01:54 PM)
If I already have pbb vs card, can my dad supp me another pbb vs card?
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Yes, u can
mamamia
post Sep 25 2018, 07:46 PM

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QUOTE(tan_aniki @ Sep 25 2018, 06:55 PM)
you gotta fight back to reverse back...
i'm wondering how many people they charged SST for Aug anniversary date and i think most of them just given them without any questioning...
this is very bad bank...
hlb didn't even charge me in the same Sep statement and clearly stated the annual fee on August and reversed but PBB but everything on the statement date...
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IMO, It is PBB system issue which they only able to charge as per nearest statement date, but, true that when customer complaint, they should just reverse it without any hassle to escalate further..

As for case on mbb is the expiry date on card don’t tied with issue date.. n they want to charge sst based on card expiry date instead of card issue date.. so far I think only MBB n SCB following first card expiry date for all cards, but only MBB charge based on card expiry date.. SCB charge based on issue date n not the card expiry date..

This post has been edited by mamamia: Sep 25 2018, 07:47 PM
mamamia
post Sep 27 2018, 07:36 PM

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My case: 6 aug
3x BigPay with QM
1x ipay88 Shopee with QM
3x BigPay with VS
1x BigPay with VS sup

Last txn made 10:10am, only get RM25

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