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StashAway MY, New instrument for Malaysian?
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TS[Ancient]-XinG-
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Jan 6 2019, 04:35 PM
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QUOTE(Krv23490 @ Jan 6 2019, 04:28 PM) Yeah, thats why some like to look for those Irish domiciled funds ? i read before in some other thread. If only Malaysia has more ETFs. Want to enter KLCI etf also must go US (local 1 by ambank quite low volume and correlation seems to be off abit ) Do you know any other platform with this much ease for 0.8% ? malaysia etf don't have any good counter... so far I don't know any other platform yet. QUOTE(honsiong @ Jan 6 2019, 04:30 PM) You look at other robos in singapore, dont feel like we will have better access to intl market anytime soon. Again I havent tried FSMone and other brokers out yet, how good is it? FSMONE in sg you mean?
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B500
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Jan 7 2019, 07:45 PM
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Getting Started

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Just saw a transaction "Currency Conversion", all seemed normal, until I noticed that this one from Usd to RM.. And for this case, they converted a small amount from usd to RM and I saw my RM balance deducted by that same amount. Anyone faced this before?
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kelvinfixx
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Jan 7 2019, 07:47 PM
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I worried all invstor earn nothing at the end?
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tadashi987
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Jan 7 2019, 07:48 PM
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QUOTE(kelvinfixx @ Jan 7 2019, 07:47 PM) I worried all invstor earn nothing at the end? why the worry and how the worries comes from thou
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ViktorJ
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Jan 7 2019, 07:49 PM
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QUOTE(B500 @ Jan 7 2019, 07:45 PM) Just saw a transaction "Currency Conversion", all seemed normal, until I noticed that this one from Usd to RM.. And for this case, they converted a small amount from usd to RM and I saw my RM balance deducted by that same amount. Anyone faced this before? hmm interesting, my 6.5% doesn't have that transaction. Anyone else with a higher risk profile has this?
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honsiong
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Jan 7 2019, 07:58 PM
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QUOTE(ViktorJ @ Jan 7 2019, 07:49 PM) hmm interesting, my 6.5% doesn't have that transaction. Anyone else with a higher risk profile has this? In SG stashaway, they target 1% in SGD, and target 0% in USD. Then every month, they deduct SGD for management fee. They could be doing same thing in ur account, but I noticed they macam didn’t keep a separate MYR asset, so it may be a design flaw they need to account for. A lot of us are using referral code, so we won’t be seeing management fee for 6 months.
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ViktorJ
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Jan 7 2019, 08:05 PM
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QUOTE(honsiong @ Jan 7 2019, 07:58 PM) In SG stashaway, they target 1% in SGD, and target 0% in USD. Then every month, they deduct SGD for management fee. They could be doing same thing in ur account, but I noticed they macam didn’t keep a separate MYR asset, so it may be a design flaw they need to account for. A lot of us are using referral code, so we won’t be seeing management fee for 6 months. I think you are right. I am in my free-management-fee period too, is why I didn't see that transaction too, nor any MYR cash asset.
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TS[Ancient]-XinG-
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Jan 7 2019, 08:51 PM
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hmm. maybe we will have that in coming months after the fee free months end.
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Krv23490
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Jan 7 2019, 09:17 PM
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QUOTE(Ancient-XinG- @ Jan 7 2019, 08:51 PM) hmm. maybe we will have that in coming months after the fee free months end. Yeah man, i am saving my wife's referral and the rest of my family's referral so i get a few years of free service. Plan wisely!
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TS[Ancient]-XinG-
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Jan 7 2019, 09:28 PM
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QUOTE(Krv23490 @ Jan 7 2019, 09:17 PM) Yeah man, i am saving my wife's referral and the rest of my family's referral so i get a few years of free service. Plan wisely! it's just .8%......
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Krv23490
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Jan 7 2019, 09:36 PM
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QUOTE(Ancient-XinG- @ Jan 7 2019, 09:28 PM) Hahah yes yes i know. But can get free so might as well..
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honsiong
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Jan 7 2019, 10:02 PM
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QUOTE(Krv23490 @ Jan 7 2019, 09:36 PM) Hahah yes yes i know. But can get free so might as well.. For .8% you rather miss out buying the dip?
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Krv23490
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Jan 7 2019, 10:36 PM
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QUOTE(honsiong @ Jan 7 2019, 10:02 PM) For .8% you rather miss out buying the dip? no no, i am still investing as normal . What i meant was , after my free referral expire in May, i will help my wife signup SA so i can get longer fee waiver.
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preducer
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Jan 8 2019, 10:02 AM
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did anyone managed to do internal transfer from citibank account ? bc I have citibank cash account but not able to to transfer because account number is not recognised, which is weird.
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SwarmTroll
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Jan 8 2019, 10:55 AM
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Is there a reason you guys are doing dca on monday? Is it because they buy the etf's on wed?
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TS[Ancient]-XinG-
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Jan 8 2019, 11:04 AM
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QUOTE(SwarmTroll @ Jan 8 2019, 10:55 AM) Is there a reason you guys are doing dca on monday? Is it because they buy the etf's on wed? for me... can watch market movent for the past 1 week. allow them to have time to reflect my amount timely before Friday. Sunday I free. so sometime I dca on Sunday. thus will start on monday.
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Krv23490
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Jan 8 2019, 11:32 AM
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QUOTE(Ancient-XinG- @ Jan 8 2019, 11:04 AM) for me... can watch market movent for the past 1 week. allow them to have time to reflect my amount timely before Friday. Sunday I free. so sometime I dca on Sunday. thus will start on monday. I just noticed, I transferred money on Friday, they received my funds yesterday and my etfs were bought as well. USD -2.5 MYR -5.4 Risk index 36
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honsiong
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Jan 8 2019, 11:36 AM
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QUOTE(Krv23490 @ Jan 8 2019, 11:32 AM) I just noticed, I transferred money on Friday, they received my funds yesterday and my etfs were bought as well. USD -2.5 MYR -5.4 Risk index 36 Welcome to risk 36 club, there’s just 2 of us in this tered.
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Krv23490
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Jan 8 2019, 11:47 AM
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QUOTE(honsiong @ Jan 8 2019, 11:36 AM) Welcome to risk 36 club, there’s just 2 of us in this tered. Haha yay us, few weeks ago it was more -10% down.
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tadashi987
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Jan 8 2019, 12:02 PM
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QUOTE(honsiong @ Jan 8 2019, 11:36 AM) Welcome to risk 36 club, there’s just 2 of us in this tered. QUOTE(Krv23490 @ Jan 8 2019, 11:47 AM) Haha yay us, few weeks ago it was more -10% down. Imma 36 too haha, took me one whole night to pass the test for 36 risk index
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