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> StashAway MY, New instrument for Malaysian?

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Krv23490
post Nov 1 2018, 12:46 PM

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Giving it a go as well
Krv23490
post Nov 2 2018, 02:00 PM

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QUOTE(honsiong @ Nov 2 2018, 01:52 PM)
Yeah I think they wanna slow the rollout.
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Yea , seems weird there's a disconnect. However I have signed up and manage to deposit without a problem
Krv23490
post Nov 11 2018, 06:53 PM

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If I am not mistaken, I had a problem with instant transfer but IBG no problem , I put the full name for recipient name , used CIMB clicks
Krv23490
post Nov 12 2018, 10:40 AM

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Yes it is a bit slow. So you can’t really time the market which you shouldn’t anyways, if I am not mistaken , I transferred Via IBG on the 1st Nov, currency conversion on the 9th, Funds invested into portfolio on the 10th
Krv23490
post Nov 12 2018, 10:44 AM

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QUOTE(Ancient-XinG- @ Nov 12 2018, 10:41 AM)
Generally T+10?
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Less , minus out weekends
Krv23490
post Nov 12 2018, 10:58 AM

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QUOTE(Avangelice @ Nov 12 2018, 10:52 AM)
wtf. t10? what a turn off bro
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Ya man, I recently opened a FSMone account, but to be fair the management fees ,much cheaper at stashaway .
Krv23490
post Nov 12 2018, 11:03 AM

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QUOTE(Ancient-XinG- @ Nov 12 2018, 11:00 AM)
What to do? Dinosaur era..

Ref code la... IBG la... LOL
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I wonder whether Singapore platform got this much delay also.fsm Sg ,can get funds within 30 minutes of Bank transfer. And change to whatever currency and immediately enter ETF
Krv23490
post Nov 12 2018, 05:35 PM

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QUOTE(Avangelice @ Nov 12 2018, 04:33 PM)
[Ancient-XinG-]

Read this https://www.google.com/amp/s/financialhorse...tashaway-1/amp/

US bonds. everything the robo focuses on is US and we know how volatile us is and fed rates
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I like it cause of cheap entry into various US ETFs. Then i use FSMone for Hong Kong listed ETFs, trying to move out from the more expensive UTs
Krv23490
post Nov 12 2018, 07:39 PM

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QUOTE(vanitas @ Nov 12 2018, 06:13 PM)
Directly buy ETFs isn't more cheap? This got annual management fee + ETFs fees right?
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Yes , but FSMone has minimum charges if not mistaken 8 USD or 0.08%. this platform easier for me to use small amounts DCA. Still cheaper for me compared to UT in FSM Malaysia with expense fee of 1.5+ per annum.

Of course I am just trying with small amount initially because they have barely minimum deposit. Try try only.
Krv23490
post Nov 13 2018, 11:00 AM

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QUOTE(Ancient-XinG- @ Nov 13 2018, 10:00 AM)
non citizen how apply eh.

but the investment port all same as sg....
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If i am not mistaken , non citizen also can apply without any hassle. Maybe just more detailed KYC ?
Krv23490
post Nov 13 2018, 01:26 PM

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Your funds have been processed for investment

We’ve received RMx from you!

Now, we need to convert your funds into the appropriate currencies. This will take 1-2 business days.
Krv23490
post Nov 15 2018, 11:12 AM

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Deposit on the 11th, funds converted and bought on 14th night . Currently on highest risk portfolio
Krv23490
post Nov 15 2018, 11:27 AM

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QUOTE(honsiong @ Nov 15 2018, 11:26 AM)
No, there are no more bonds with the highest risk after their risk index update, just equities & REIT.
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What about the hybrid etf, is it considered bond ?
Krv23490
post Nov 15 2018, 03:00 PM

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QUOTE(honsiong @ Nov 15 2018, 02:30 PM)
Yes, just curious how well will lowest risk one do.
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One account can do 2 portfolio as well right ? saw a create new portfolio as well
Krv23490
post Nov 15 2018, 10:22 PM

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QUOTE(Ancient-XinG- @ Nov 15 2018, 10:19 PM)
hmm today check back. Indeed now around T+2 or 3 because some are still in progress.

But what I confuse is the management fees. Can you explain it? It say 0.8%pa,it is deducted monthly?

And for SA MY, we are using MYR, thus, when converted, we will facing the currency impact. If MYR drop we GG lo?

And I remember I put in 3000 MYR, but why the deposited amount stated only 2997 MYR? Is it the currency impact?
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Yes, I read that it is deducted monthly , yes if myr drop, then more expensive to invest but then again , investment get currency gain as well.

2997 should be the cost of Forex, I think the rates reasonable compared to bank
Krv23490
post Nov 18 2018, 01:52 PM

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QUOTE(Ancient-XinG- @ Nov 18 2018, 12:11 PM)
Top up another 2k for 6.5%
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Sorry noob question, but when you mean 6.5% , do you mean the risk index ? Can share their allocation if it is


Krv23490
post Nov 19 2018, 11:23 AM

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QUOTE(honsiong @ Nov 19 2018, 10:50 AM)
Transferred SGD20 this morning, StashAway did double entry and added SGD40 to my account. Oh well.
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100 percent profit for you !
Krv23490
post Nov 29 2018, 09:49 AM

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QUOTE(honsiong @ Nov 29 2018, 09:31 AM)
So people repaying loans for next decades are locked out? Wanna know if it’s a mistake or they have reasons behind it.
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or just do not be so 'honest'
Krv23490
post Nov 29 2018, 10:27 AM

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QUOTE(honsiong @ Nov 29 2018, 10:10 AM)
Being dishonest can lead to worse consequences.
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yes agreed. Only yourself responsible for your own investment decisions. However should not let paying loans deny you from investing
Krv23490
post Nov 29 2018, 10:59 AM

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QUOTE(honsiong @ Nov 29 2018, 10:39 AM)
Can try sorting it out with the customer service rep. They are responsive.
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Oh , i dont have any problems with it ! Hows your account looking so far, big rally yesterday night ! Hopefully this weekend goes well with Mr Trump and Xi

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