Saxo.

Since its Fractional shares, can we see how much we got in term of unit for each of the ETF that we buy using USD 10?

Yes they will show you under assets

Everytime you deposit, they will find the assets with current weight % less than target weight, and buy them. All they do is just to make sure all counters have current weight as close to target weight as possible, aka maintain balance.

normally around what time they will invest after deposit confirmed?

If i am not mistaken when market open the day after currency conversion. I THINK.

Anyone with a more detailed answer ?

I am waiting feedback from their side as my converted funds still not yet utilized for any ETFs. Never had a problem before this.

Does stashaway buy the unit individually?
For example Mr.A buy USD 10 at 12-12-2018 @ 10AM.
While Mr.B buy USD 10 at 12-12-2018 @ 3PM.
Assuming both Mr.A and Mr.B is on same portfolio risk profile.

Does stashaway, pool the Mr.A and Mr.B fund and buy USD 20 worth of fund?

Pretty much. But they only show purchase confirmed after market closed. Got lag time.

I guess they buy a counter once for everyone. That’s why sometimes got leftover USD if they can’t buy a whole share on that day.

Can u please email and ask them on the question?

Hi all,

I just came across Stashaway a few days back and I am very new to investing. It seems like a nice investment tool for beginners like me. According to "History", there might be a recession soon (10 year cycle). Is now a good time to start investing (since they are to Re-optimize portfolios), or wait until the recession hits and then buy using a Conservative risk?

Thanks in advance.

Seems like your logic a bit wrong, when it's confirmed to be recession -- that means we have been in bear market for MONTHS already, you should go high risk, not conservative, coz the bounce back after that will be stronger and you want more exposure to equities.

To make it simple for you, just do dollar cost averaging and deposit RMx every week/month, don't throw money in lump sum. That strategy is not the most optimal, but it works for most people.

BTW my stashaway 36 since July 17 is -13% currently.

Mine was -3%, since end of Nov.
Averaging each week.

Thanks a lot for your opinion. Totally understand why it is a mid - long term investment now.

the -% is mean negative performance ?

Not a surprise given the condition of the market.

I've been topping up every Monday since their launch.

around -4% for risk profile 26%

No one else 36% risk index? I feel lonely.

Mine -7% since 9th November, topping up every week as well , risk index 36

-1% since Nov 29 @ 6.5 risk profile

Still too much exposure in US and JP equities

The 64% allocation to FI wasn't enough apparently

If it goes too much into fixed income it can be more volatile. They probably couldn’t go below 6.5% loss with any portfolio unless all cash.