can we request the historical performance from them?

lol mine was asked to totally remove cross which is super weird.

They only started last year, but someone backtest their algo - https://financialhorse.com/best-robo-advisor-singapore/

How is the process?
Let say I buy RM1k worth of fund.
stashaway will convert my RM1k to USD then buy the ETF?

The eft will be registered under my name?

You transfer 1k to them, they will convert it and buy according to your risk profile.

Found this on their FAQ.

Even in a bankruptcy event, funds held in a trust or custodian account cannot be touched, as they belong to the customer – not to StashAway.

so far what is the return look like for those that invested?

-8% since July 2017 on maximum risk.

Mainly due to market correction recently, all robos are down across the board.

In January 2018 before the start of the frequent volatility, what was your return?

In short, what was your best return so far?

StashAway is meant for long term, it’s not a trading platform. I dunno what do you mean by best return here.

Of course, it's meant for long term. But I want to compare its past performance with the unit trust.

From last year until January this year, it was a bull run in the share market. So, you should normally have a high return before it turn sideways when the volality started. That's why I asked if you know what was your return at January which should have been your best return on paper (roughly the at the peak of bull run).

For me, the problem of Stashaway is I don't know risk-rewards factor. Despite the fact that the past performance of a fund should not be an indicator of its future performance, it shows the capability of the robo in facing the bull market and high volatility situation.

Besides that, there are 32 Stashaway Risk Index but we don't really the potential of each risk index. In the app, Stashaway shows me a simulated graph which keeps increasing which in reality has its ups and downs.

https://financialhorse.com/best-robo-advisor-singapore/

I didn’t have much gains early on coz I was on far lower risk setting previously. Maybe the finhorse article helps better.

It's ok. I have contacted StashAway for more info and received a reply from them. So, i would like to share it with everyone here.

Expected Returns (based on historical data)

Core Portfolios:
StashAway Risk Index 6.5% - 8%, our projected returns are 5.0% - 5.6%
StashAway Risk Index 8.5% - 10%, our projected returns are 5.7% - 6.2%.
StashAway Risk Index 10.5% - 12%, our projected returns are 6.4% - 6.6%.
StashAway Risk Index 12.5% - 14%, our projected returns are 6.7% - 7.0%.
StashAway Risk Index 14.5% - 16%, our projected returns are 7.2% - 7.4%.
StashAway Risk Index 16.5% - 18%, our projected returns are 7.7% - 8.0%.
StashAway Risk Index 18.5% - 20%, our projected returns are 8.1% - 8.4%.

Higher-Risk Portfolios:
StashAway Risk Index 26% - 36%, our projected returns are 8.5% - 9.3%.


Please note that these projections are based on historical monthly data (from January 1982 to December 2017). We do not endorse that historical returns are reflective of the future. As economic cycles change, returns could be higher or lower than these long-term projections.


Actual returns (July 2017 - July 2018)

Here are 7 anchor portfolios to illustrate the range of risk and returns we earned in the last year. The following chart shows gross returns in SGD of these portfolios, ranked by risk (low to high), compared to the returns of their respective risk-based benchmarks.



Our portfolios have yielded between 4.3% and 6.6% gross returns in SGD over the last year, characterised by a very positive market for the first 7 months (July 2017 to January 2018) and a more turbulent one for the subsequent 5 months (February 2018 - July 2018).

All of StashAway’s 28 portfolios (excl higher risk portfolios) have outperformed their same-risk benchmark. In the same time frame, an investment in the Straits Times Index (STI) would have yielded only 0.8% positive returns. Note that the risk of the STI is approximately 2x the risk of P28 over the last 10 years.



Previously, we have named our portfolios 1 to 28 as P1 to P28. However, we've introduced "StashAway Risk Index" and the portfolios have since been renamed.

Previous Model:

Do u topup more now to average down?

Just stick to weekly deposit.

I still did not get the process.
Let say I topup RM42 which mean after convert to USD is USD10.

How can SA buy the ETF using USD 10?

Like this

Fractional shares.

Anyone going to the event in Dojo KL tonight?

Please request them to setup fb live so everyone can view

What broker they using to buy the ETF?