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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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won931106
post Jun 10 2019, 11:32 PM

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QUOTE(Tigerr @ Jun 10 2019, 06:46 PM)
If not wrong. Buy rm100 get rm15 free cash voucher for each member.
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really? 15% of cashback in certain sense drool.gif
won931106
post Jun 11 2019, 01:12 PM

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QUOTE(Sumofwhich @ Jun 11 2019, 12:36 PM)
Dunno why but i find this so funny 😂
Most likely someone lurking in this thread haha
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haha 1st moment i saw that also laugh in front of screen
won931106
post Jun 11 2019, 07:47 PM

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QUOTE(TongCN @ Jun 11 2019, 05:45 PM)
I dun think .. u can hand to the counter "BigPay" card and wanna withdraw? XD
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probably in coming future?

QUOTE(terradrgn @ Jun 11 2019, 05:50 PM)
I would love to see that hahaha.

Nah cause i'm just assuming she isn't using BigPay due to the amount withdrawn.

Unless multiple card lah then I nth to say.
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well i do hope such thing would happen.
but actually bank wont check? if certain ATM always with big amount of withdrawal
won931106
post Jun 12 2019, 11:59 PM

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QUOTE(terry5695 @ Jun 12 2019, 12:13 PM)
ok understood, thx for the info, but spending with bigpay card at certain oversea merchant is great (when u dowan the coins) biggrin.gif
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ya small amount change not so good. eat up spaces and not so easy to use as some of us used to spending in RM
won931106
post Jun 13 2019, 09:32 PM

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QUOTE(beLIEve @ Jun 13 2019, 04:16 PM)
fairylord Just withdrew $4200 from HLB@18, Jalan Perak, KL City Center - Old HQ in 1 transaction my lord. that's all the 1money I have. Someone should really try bigger amounts and create history......
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finally there is ATM with withdrawal limit more than 4k outside of Genting rclxms.gif
wonder who will be the next to try for 5k limit icon_idea.gif
won931106
post Jun 13 2019, 10:11 PM

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QUOTE(charlesj @ Jun 13 2019, 09:52 PM)
Usually those required min spending to pay with CC, I will pay with RM100 note, even just buy few ringgit stuff.
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trying to finish out their small change to reverse force them to accept card? rclxms.gif
won931106
post Jun 14 2019, 07:40 AM

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QUOTE(kaiserreich @ Jun 13 2019, 10:34 PM)
I thought I was the only one  laugh.gif

I also went to Cash only lanes in AEON and pay for my few ringgit things with RM100 note. Usually Cash lanes are also 10 item lanes and have shorter queue.  I am only buying 1 or 2 items.
When the cashier ask whether I got any small change, I said I have card and AEON ewallet, but it isn't allowed  laugh.gif
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sweat.gif pro you.... sure the cashier shoot you from the backside then

QUOTE(qu3vax @ Jun 14 2019, 12:04 AM)
Sometime merchant also pity one. just like me, i applied for terminal for the ease for customer. but then sometime the margin really so low until i couldnt afford and will tell the customer "ah, we no machine already now", i hide the terminal inside the drawer. actually is sometime choose to let client swipe card or not.

Especially in my field, electrical item. 1 kdk ceiling fan margin is RM 1-3 ringgit with the price of RM13x. If use credit card then it's gg~ if you sell higher, different RM0.50 also they keep silent and leave. sometime with the i buy many sets! extra discount storiesss bla bla bla and buying 3set is their so call many sets.

i tried few times explain to customer, margin very low and cant afford to use card, if use will charge 2%. some is ok, some even so fuzzy and said wanna complain BNM, report to consumer rights this and that. try so hard to explain in very good manner but kept being attack and like seek for argument. there is one time almost wanna fight with me and end up, i just tell the customer, ok, i dont have credit card machine. pay cash or leave. finish story. kik sim...
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sometime people would understand but sometime not.
won931106
post Jun 14 2019, 10:23 PM

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QUOTE(vez @ Jun 14 2019, 07:01 PM)
some merchant i know not because of earning less, they dont want kena TAX lol, if cash, they can avoid tax  sweat.gif
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ya if cash...... the only recording is on the merchant side to decide.
won931106
post Jun 15 2019, 05:15 PM

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QUOTE(fruitie @ Jun 15 2019, 12:03 AM)
Well, I guess no choice if you want to use their service? I put it this way, I won't do any illegal stuff, so I won't be worried if my details are exposed by BP to the authority. I mean, in this kind of era, our information is vulnerable to exposure anyway.
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yup..... nowadays it was just so easy to get our information exposed. either by ourself (when we wrongly take out those IC or whatever and there is any CCTV recording) or other entites with access to our information

QUOTE(pwlow @ Jun 15 2019, 12:18 PM)
Basically Bigpay Debit card will able to use any place that accept Credit Card right ?
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you shall say MasterCard acceptance

QUOTE(basSist @ Jun 15 2019, 12:25 PM)
Today made some spending, no notification received in apps. Anyone facing same issue?
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yes i do get into such situation...... sometimes it will while sometimes won't
won931106
post Jun 16 2019, 03:21 PM

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QUOTE(mcricky @ Jun 16 2019, 03:10 PM)
Anyone rejected by Eco rm2.10 cashier for using bigpay? That guy say only accept bank credit card... First time encounter this..
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did you ask the guy if accept debit card? nonsense for the cashier ranting.gif
only credit card sweat.gif
won931106
post Jun 17 2019, 09:05 AM

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QUOTE(totoro2018 @ Jun 17 2019, 08:50 AM)
I facing the same problem, yesterday after topup RM100 , the balance became RM85.07. Look likes my previous balance RM14.93 , the bigpay system caught as negative balance.

I can't screenshoot bigpay transaction,  how to complaint?
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isn't BigPay app already allow screenshot for android (not sure for IOS)
won931106
post Jun 17 2019, 06:09 PM

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QUOTE(koala225 @ Jun 17 2019, 02:24 PM)
They should keep the game going. They can earn more from late payment and finance charge.
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BNM or whatever body would not just allow it as it might causing more bankrupt cases

QUOTE(ckweng @ Jun 17 2019, 02:25 PM)
Let's not forget that there are silent "unsung heroes" who bug CS for confirmation that we're not aware of. We hope to plant trees but they burn the whole forest  dry.gif
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sometimes not really their fault.

QUOTE(tan_aniki @ Jun 17 2019, 02:34 PM)
Soon after July all Bigpay users will cancel Maybank cc and they will feel the pressure - customer is the boss
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quite true
won931106
post Jun 17 2019, 09:45 PM

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QUOTE(msa9696 @ Jun 17 2019, 09:35 PM)
Best is not to listen or speculate, just try it lor haha.
I'll try it and share here for sure. Since got so many credit cards, I'll just isolate one and use for few BP top up and see if I get any points
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most of us will try for the 1st month i think
won931106
post Jun 18 2019, 09:04 AM

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QUOTE(v2_vehooi @ Jun 18 2019, 08:55 AM)
ya lar. really dont understand discuss at here got any point? just use it and test it. if dont have any benefit, just use other bank's credit card top up. as simple as that.
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yup..... if there is no benefit for e-wallet topup then just go for those category that still offer cashback and substitute with other CC
won931106
post Jun 18 2019, 01:49 PM

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QUOTE(v2_vehooi @ Jun 18 2019, 01:40 PM)
at least you can pay back $$ to credit card later what....
it is still better than pay by your own hard cash.
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yes you would have extra time to do anything on your cash but finally you still need to pay the card. just that you could do anything to that amount of cash maybe short term investment

QUOTE(digidigi @ Jun 18 2019, 01:41 PM)
So we can just pay with credit card to earn reward, no need reload to e wallet
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QUOTE(v2_vehooi @ Jun 18 2019, 01:44 PM)
if the e-wallet you mentioned without giving any discount/rebate/cashback or any kind of direct benefit after you top up or use it. i dont see any point why you still keep that e-wallet. somemore, wasting your time. credit top up --> e-wallet --> then make payment. silly.
better direct use credit card to pay.
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ya waste of time if CC itself offer more than e-wallet topup and use
won931106
post Jun 18 2019, 01:51 PM

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QUOTE(Ancient-XinG- @ Jun 18 2019, 01:49 PM)
i been scroll thru so many pages...

no one mention cash out and invest somewhere really liquid and earn the interest all this while? Beside cb and whatever shake?

or... is it forbidden to say so?
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i don't think it is forbidden just that some might want to hide it out or to protect other (as for investment wold have risk)?
won931106
post Jun 18 2019, 01:52 PM

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QUOTE(digidigi @ Jun 18 2019, 01:50 PM)
Ya la until today I still think the paywave is much easier than those e wallet barcode things to make payment....
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yes..... cause from our side. there is no need to have network connection, no need key in PIN for small amount transaction (with paywave) save the hassle
won931106
post Jun 18 2019, 02:11 PM

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QUOTE(iamshf @ Jun 18 2019, 01:57 PM)
but as BNM change the overnight interest rate i not sure whether still have 4%. cause for me, the amount keep change every few days. lazy to do recording everyday and calculate it

QUOTE(Ancient-XinG- @ Jun 18 2019, 01:58 PM)
but everytime withdraw you need to pray really hard the ATM don't do something funny.
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QUOTE(v2_vehooi @ Jun 18 2019, 02:05 PM)
what do you mean "pray really hard the ATM" does it related to ATM machine ?
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eat your card of course hmm.gif
won931106
post Jun 18 2019, 03:36 PM

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QUOTE(ClarenceT @ Jun 18 2019, 03:33 PM)
Be careful. You don't know when they will remove the waiver. When you don't use the card, most likely you don't follow this thread, their fb etc, when you know it, you are late!
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but if let's say we dont left any money within the card, how they gonna charge us? it's was still an prepaid card though.....
won931106
post Jun 18 2019, 03:49 PM

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QUOTE(kelvinlzy @ Jun 18 2019, 03:37 PM)
Previously I left the AA Ezpay Mastercard with zero amount inside for few months, luckily I wanted to cancel the card anyway, otherwise after I topped up they sure deduct all those inactive monthly fees sweat.gif
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QUOTE(ClarenceT @ Jun 18 2019, 03:39 PM)
My inactive TnG could go negative automatically. So TnG asked me to get a new one.
How about BP?
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actually i am wondering too..... cause TNG card and BP is different in certain part where TNG might not have any owner information (it is not necessary to let TNG to know who is the card owner except bound under certain company such as Tesco, Watson or proceed with card binding to TNG account or even the e-wallet)where BP is a must

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