21 days is bounded under certain law..... so in order to do any changes they must inform user at least 21 days earlier

hmm...... e-wallet with physical card (prepaid card) i think?

it depend on what FD interest rate you are talking about.....
assume 1 year with 4% which would split evenly around 0.33% monthly which mean each day around 0.011% and multiply with 10k it was RM1.1
but please do remember that the change of overnight interest rate lower down by 0.25%, most bank does not offer such an high interest.
for 4% currently is taking SC privilege saver as example (not sure whether got reduce or not)
rest for the 6 bank i have only HLB currently offer highest promotion interest which is 3.9% for half year FD
while for those without special promotion just stick to around 3% maximum interest rate for FD (i am refering more on EFD)

This post has been edited by won931106: Jun 19 2019, 01:14 AM

as some has mentioned..... soon or later banks would take steps

because here is having more discussion by people from multi area of expert

actually if this does really come out...... the loophole is quite big i think for both BP and this card.....
if we do money circulation just to spam the reward

i think should contact BP side and show them the amount was actually deducted from bank account and have them to check with it

maybe just try to wait until tomorrow morning. just be sure you have all the required evidence to proof should do

yes must open the app...... sometime no notification also even open the app but quite rare

yup previously the notification works well

BP unable to link AirAsia account? tried login but show error "something went wrong, please try again later"

100k

100k impossible for cashback as most bank does apply an max cap for cashback

like that sure even go until million also no problem..... just make sure the cash is run in an circular then point would be earned

afterward maybe is BNM regulation to limit the max topup?

600 ATM withdrawal fee that an huge amount of withdrawal being done which is more than 100 times....
assume each time 3k max.... that was 300k at least

cause some debit card does offer cashback just that lower than credit card

maybe it's time to apply for some debit card?

i don't have....
but i do have few bank debit card but it seems none of the debit card have any extra reward or benefit

me personally have more than 5 banks saving account so there is a list of debit card collection
just that all were normal debit card without any extra rewarding feature

https://www.pbebank.com/Personal-Banking/Pr...it-Card-Ca.aspx

i not sure how many more is there on market.....
but last time i do read 1 of the debit card do offer around 0.5% cashback something like that.
just like some of other has mentioned, some bank are having promotion or contest running for debit card also

thanks for the information. hope this would help other on better utilizing BP?

well this is a good question as the cease of CB and TP is only for credit card. you can try it out after 8th of July

i dont have the debit card

wondering where your spending goes