am thinking since max CC top-up monthly is 10k, then max prepaid balance in the BP card should be given at least a little leeway more, like 12-15k.

If overseas & want to reload BP via debit bank acc, your h/p is roaming with foreign country telco but off Malaysian telco data & use pocket wifi. SMS will still arrive ?

We're going to release the following statement:

While overseas, I can get other card's SMS but not Bigpay's. Don't know what is the problem

Which telco are you all using?

that’s because bp is not exactly an ewallet. it’s a mastercard which is widely accepted as well as abiliy to topup with credit card. remove that feature then they may have to burn money to attract users.

Nice, just came back from Bangkok and used the debit card at few places. Checking the rate, yes, it's the best rate I can get. Though you still need hard cash when traveling, I think for shopping, BP is surely the besr for now.

Same here in Switzerland, wanted to pay at supermarket but card failed me. Error message that came out : 'insufficient balance' which is not possible!

Good thing I had changed some money otherwise...

For those traveling overseas, might wanna have secondary card or some local currency and not just reply solely on bigpay.

Even if the card is recognised but the merchant's terminal reject the card, it wouldn't be of use.
In my opinion, the phrase "Internationally recognised ... " is just a term coined by the bank to market their card product. In actual fact as long as the card is accepted (and not declined) by the merchant's terminal, does it matter ?

Folks here will rant when they have problems with this card. When the card do works, most of the time everyone will stay quiet.

I thought this only happened 15 years ago. I'm surprised that it's still happening today.
That was the old saying. Later I've learned that you need cards from different banks as well. If the problem is not Visa/MC specific, it'll be the bank and all cards from the same bank will be declined.

Well if we want to replace our normal card transaction with BigPay, I guess we expect same or similar level of reliability during payment.

It's very frustrating and discouraging, if the payment failing once in a while unexpectedly....

You can withdraw it (rm6 fee) and then pay with that cash.

What is the point of loading cash into BP and then pay RM 6 to withdraw out back to pay house loan?

The idea of withdraw from BP is meant if you can reload BP using or BT (if that's even possible) and earn cash back from CC.
Also ensure that the RM 6 withdrawal fee can be covered by the above mechanism so that you won't ended up in loss.

I forgot. but seem like reduce. Pbb VS reduce from rm50 to rm38

I don't think BP have any fraud protection. Is it safe to top up a lot of money into that card?

Can we transfer credit to other BigPay user? I try to search in the app I don't see the function.

My gf would be going overseas for holiday and she don't have any credit card. Thinking of applying BigPay card for her and transfer her credits as the exchange rate is competitive and don't need to bring that much cash around which is safer.

Please don't dish the wrong and irresponsible advise here. Credit card is exclusively tied to the card holder (Members may refer this to any issuing bank card T&C). Passing it although with consent is a violation of the card T&C. Attempt this @ your peril.

If the merchant reports your GF (very obvious since name on card is different than person using it), she will is liable for prosecution by the foreign police (I doubt foreign police are more forgiving than MY police) and your card may face cancelation by the bank. Lucky if you are not blacklisted.

Thanks for the feedback. Or is it too risky to bring only ~AUD500/NZD500, then once touchdown withdraw from foreign ATM couple of  thousands and the rest use BP to swipe?

You should use NZD 1000 to compare, using Amex and BigPay you will get different RM figure.
Also M2 Amex +2.5% but give back 1% worth of Treatpoints, and 5% weekend rebate (max RM50/month).
So you are comparing Apple vs Orange.

Pay +2.5% in exchange rate to get a bit more points you consider worth it? Only on weekends....