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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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beLIEve
post Dec 19 2018, 09:19 PM

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QUOTE(ericlks91 @ Dec 19 2018, 09:12 PM)
Errr.. Assuming he and his wife stay in the same house? Hahahahahha
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Yes exactly
beLIEve
post Dec 19 2018, 09:26 PM

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QUOTE(David83 @ Dec 19 2018, 09:20 PM)
But BigPay knows your credit card address that you used? hmm.gif
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Oops sorry. Misread. I thought 2 bigpay cards 1 credit card.

But on second thoughts, since using one time password, it should be as good as buying things online right? Some more they have a copy of your IC

This post has been edited by beLIEve: Dec 19 2018, 09:28 PM
beLIEve
post Dec 20 2018, 01:02 AM

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QUOTE(stuffx @ Dec 20 2018, 12:29 AM)
what is the advantage of doing this (credit card --> bigpay --> boost --> bank)? why not topup boost directly using credit card and directly withdraw to bank account?
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Because their main feature is not to help people withdraw money from credit cards. It's just a sweetener in my opinion.
beLIEve
post Dec 21 2018, 03:32 PM

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Maybe he's not using it. Dates are kinda recent, that's why fresh and newly minted (i.e. he only start using after it stabilizes). And both cards should have no limit no?

so if the Monday midnite topup problem happens again, can get him to top up together gether on Monday midnite.
beLIEve
post Dec 21 2018, 06:04 PM

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QUOTE(LalaluSan @ Dec 21 2018, 04:55 PM)
Thanks... Guess that is the downside of using prepaid credit card, seriously pain in the s  doh.gif
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I think postpaid credit card also same. You don't feel it because still got extra credit.

As for bigpay problem, well, they fully comply with bank negara on the card application process. Probably no clear directives on the money transfer part, so no urgency to fix it. Or maybe tony hasn't been topping up much and ran into problems. beLIEve me, they will be shitting bricks when the big boss runs into such problem.
beLIEve
post Dec 21 2018, 06:31 PM

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QUOTE(vin_ann @ Dec 21 2018, 06:27 PM)
Big boss will just ask PA to P2P transfer direct instead sendiri top up via credit card

Thus no issue
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No la. In my world, whenever something involves the CEO, everyone extra careful. Very unsmurfy to make the big boss suffer humiliation. If tony is demonstrating it and it fails, heads might roll.
beLIEve
post Dec 21 2018, 06:38 PM

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QUOTE(fense @ Dec 21 2018, 06:33 PM)
Is prepaid card consider credit card? Isn't it is ike debit?
So far, wecgat wallet only successful topup by public bank card. Try cimb n maybank debit, failed. Top up as now petron got promo for wechat wallet.
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Aiyah. No wonder my friend ambank debit also failed la.

Yes it's more like debit card rather than credit card. But in reality, if I tell people prepaid card, they think it's phone card. So I just say prepaid credit card.
beLIEve
post Dec 22 2018, 10:42 PM

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QUOTE(Jty @ Dec 22 2018, 07:24 PM)
Then there’s a maximum number of withdrawal. For now I think it’s 3 times per month. Coz I did 1500 but can’t withdraw. Now waiting next month. -.-
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Because it's 4500 max per month
beLIEve
post Dec 23 2018, 12:39 AM

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QUOTE(alexanderclz @ Dec 23 2018, 12:13 AM)
these kinda e-commerce sites usually have the same business model. burn money to get volume, then slowly reducing the benefit to buyers and sellers. if you see through the fees and charges, many which are 'waived till further notice'. once they get the volume, don't be surprised if they start to charge. in the meantime, enjoy while you can.
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Ahhh yeah. That explains why the discount vouchers on 11street is no longer as attractive as they used to a few years ago. Hardly visit ecommerce sites nowadays unless I have some voucher from new credit card applications or when I have something to buy. 11-11 and 12-12 did not attract me.

I thought even some banks impose a lot of limitations (like limited $x on each category and high spending) on the cash back credit cards. Only the big 2 and probably a few that I missed remained generous.

QUOTE(AskarPerang @ Dec 23 2018, 12:17 AM)
So desperate just to get the RM10 one time referral fees?  hmm.gif
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Some are just not thinking big enough. Earn a bit of referral but jeopardize the whole thing (i.e. when the bank finds out and want to exclude it, they can. Which bank wants to give cash back for withdrawing money from their cards? heh). So yes, enjoy while it lasts.
beLIEve
post Dec 23 2018, 04:09 PM

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Like this difficult for Spend More Now 4 Cash Back to hit quota at 7am tonite

This post has been edited by beLIEve: Dec 23 2018, 04:12 PM
beLIEve
post Dec 24 2018, 12:31 AM

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QUOTE(vanitas @ Dec 24 2018, 12:28 AM)
It seems PBe is down too...
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No ak. I just did 5 non-BP transactions, so $25 better than nothing. Smooth as always. And able to login to PBe.

This post has been edited by beLIEve: Dec 24 2018, 12:32 AM
beLIEve
post Dec 24 2018, 12:45 AM

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QUOTE(Lon3Rang3r00 @ Dec 24 2018, 12:27 AM)
Everyone rushing for the last Rm50
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No lah. Everyone giving Spend More Now 4 Cash Back a grand sendoff. Make sure $ allocation finish within 1 hour.
beLIEve
post Dec 24 2018, 01:19 AM

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QUOTE(TongCN @ Dec 24 2018, 01:16 AM)
So I checked my PBE authorised charged and it shows 10x60 BigPay reload

However under my BigPay, it showing 9 times only (60.03 is missing)

Should I wait till morning time only check?
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I think you should. Most to most, you lose $10 only. Better catch some sleeps if you're an early sleeper.
beLIEve
post Dec 24 2018, 01:22 AM

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QUOTE(TongCN @ Dec 24 2018, 01:21 AM)
Later morning check, but why $10?
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You said 9 of your 10 transactions went through. You need a max of 8 to win $50. $60-$50=$10
beLIEve
post Dec 24 2018, 01:58 AM

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QUOTE(paogeh @ Dec 24 2018, 01:53 AM)
why this round ......take such long time ?
I tried at 12.05 till 12.30am ....

and trying now ....1.30am ...till 2.00am .....
I think i got > 10 PBB OTP ....

but finally ....BP side only register x8 ....
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check your online banking see how much is charged loh. I think as long as you key in the OTP, then it's charged.

This round take long time because earlier the BP server is already unstable. Then everyone Spend More while do stress test on the server.....
beLIEve
post Dec 24 2018, 03:37 AM

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QUOTE(scriptkiddie44 @ Dec 24 2018, 03:11 AM)
I tried around 20+ times. The authorized charge in my card still remain unchanged. I guess I have no luck with this last round of campaign sad.gif
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If you get to submit the OTP, it should work. My Authorized Charges is correct, but topup still not reflected. Not going to do more topups since only 1 case that got reverted while others all went through in later stages.

it takes a while before it shows up. Mine was <30 mins but definitely not immediate. Other transactions like Astro and DiGi are immediate.

Was expecting the grand sendoff of Spend More Now campaign = cash back allocation finish at 1. But now it turns out to be everyone reloading 10-20 times. I think Public Bank will be pleased, no so for BP though tongue.gif



This post has been edited by beLIEve: Dec 24 2018, 03:48 AM
beLIEve
post Dec 24 2018, 03:47 AM

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-deleted-

This post has been edited by beLIEve: Dec 24 2018, 03:48 AM
beLIEve
post Dec 24 2018, 10:33 AM

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QUOTE(paogeh @ Dec 24 2018, 10:29 AM)
planned 60x8 ....
turn out .....60 x20 ...
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With money flowing in like this, who wants to fix the server?


beLIEve
post Dec 24 2018, 10:47 AM

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QUOTE(paogeh @ Dec 24 2018, 10:37 AM)
this issues....already a FEW MONTHS !
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what I mean is, if don't fix, more money will flow in.

I think difficult to justify. Probably by now BP already know it's only a sudden spike in load. Once the campaign is over, load will return to normal. When there's a genuine overload, they'll probably increase the capacity. Just my thoughts.
beLIEve
post Dec 25 2018, 12:37 AM

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QUOTE(ronnie @ Dec 24 2018, 11:24 PM)
I just realised that Top-Up of BigPay does not need the correct CVV code to be entered.
Is this a bug or feature ?

Last week, I was overseas without the actual credit card and I entered a wrong CVV code but I've receive and entered the right OTP.
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I think penguin reported this before and BP points back to the bank. And I think with OTP, CVV is used less now. If I don't have a memory leak, I've experimented keying in wrong CVV in other sites with credit card and it went through also. so it's nothing to do with BP.

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