I think they're trying to see if the forex rate given by BP is really better than credit card as claimed. Forex rarely fluctuate a lot (unless there is some economic catastrophe), so the difference is normally negligible if buy at different day/time.

Physical shop I tried a few times already. All good (fortunately).

There appears to be an https://acs7.yalamanchili.in/mdpayacs/pareq gateway being used for OTP.

Tried using wrong CVV2 for online transaction and it failed even with OTP. When correct CVV2 is used, successful. So BP or the payment gateway above is validating CVV2.

Boost already stated that it'll take 2-3 business days. So today is about right. I would be grateful if they don't take longer than 3 business days, because I've seen people complaining that it takes very long or having their withdrawal reversed.

Anyone analyzed their Transaction ID?

If my understanding is correct, it looks like Dec 10 and Dec 17 were fast because less than 100 transactions per minute around midnite. Dec 24 was slow because around 3000 transactions per minute. At other times, they have like 7500 transactions in 3 hours and 90000 in 2 days (= 1 transaction every 2 seconds). Spend More Cash 4 Now is overloading their server(s)!

This post has been edited by beLIEve: Dec 27 2018, 04:09 AM

Maybe only computerized terminal needs to define debit/credit card. Today i went to some shop that manually key in the figure to charge, they don't need to know debit or credit card.

Receipt from terminal shows it is a Debit MasterCard

This post has been edited by beLIEve: Dec 27 2018, 03:49 PM

No. It's called a prepaid card for this reason. A prepaid phone also cannot use first and top up later right?

I think he's referring to https://www.ambank.com.my/ambank/Documents/...editCardTnC.pdf

But I don't see 6012 or 6540 there.

If you scroll up a couple of posts, you'll see that people already reported that the system is down

I thought gurus here made more with BP than her.

And Citibank is paying more to referers of credit card sign up. Just saying.

true also. almost everyone i know has a Citibank, for some reason.

Oh, as for Happy Mastercard, I think they'll have to offer lots of goodies to challenge the pioneer. Seems like everyone also wants to setup their own wallet or card to hold others' money.

yeah hoh. didn't notice the important keyword "digital".

Boost is a subsidiary of (or related to) Axiata. Competitor la.

Spend More Now 4 Cash Back?

I just pay cash if they refuse cards.

Your birthday matching the one in your IC? I think system want them to match.

I do know of people of old age who doesn't have birthday recorded in the old IC. In this case, a random number is given.

When it's perfectly stable, there'll probably be less benefits. Note the "until further notice" clauses.

I couldn't find anywhere to disable contactless for BP. Or were you referring to physically cutting off the wires/copper/whatever?

I did disable the contactless feature and Card Not Present on the 2-3 Debit Cards I have through the respective banks.

As for Shoppee, I was happily deleting my cards once I'm done shoppeeng, until that fateful day I encountered the problem you all did After a day or two, the problem went away.

And not all contactless are $250. This is what Public Bank says : No PIN or signature is required for contactless transactions up to RM250.00 in Malaysia. Cumulative contactless transaction limit is defaulted to RM500.00

Hmmm.....

Public Bank :
To change the cumulative contactless transaction limit or to turn off the contactless functionality,
you may perform it via the ATM/CRM or call PB Card Services Help Desk at 03-2176 8000.

Ambank :
Can I deactivate the contactless function or set a lower contactless limit for my card?
Yes, you may do so by calling our Contact Centre at +603-2178 8888.

UOB : Have to go there and fill up form.

This post has been edited by beLIEve: Jan 9 2019, 04:23 AM

Multiple credit cards. Rename according to your bank/card type so that easier to spot which is which.

ummm attempt means unsuccessful?

Duplicate card number was issued accidentally? Card was cloned? Not sure how secured is a prepaid card vs debit/credit card.

Looks like someone stopped topping up for SCB. Failed after OTP