my opinion as BP card owner... only REASON for me to get the card is AA processing fee waiver... nothing else...

however it doesn't  have the CREDIT benefit... which CC wins
it needs to reload, Debit card wins... imagine reload the card only to use... so double transaction.

Maybe use this card for our kids that study abroad or outstation?
from my perspective, its just another way for BP to hold up our cash int he company for rolling.

I dont think this is bringing bigpay backward..should be making bigpay more complete. Anyway, his suggestions are value added services..
he mean add option to do verification at branch..not that the current in-app online verification is gone..

Hi all,

I will be going to Bangkok tomorrow and I have to pay for my hotel room at the property for THB24000.

May I know is it advisable to load up my BigPay and use to pay for it, or use credit card straight, or use cash @ 12.92/100THB?

Yes I do agreed with it.

I currently holiday in Taiwan and whenever possible I just use my BigPay for payment, the rate is much more better than exchange rate.

The rate I checked in BigPay app is TWD 100 = MYR 13.56 (settled). When the time I checked for TWD in Malaysia the exchange rate around 14.10

That’s cool.

Provided all accept card payment

I have almost run out my credit in BigPay account and I don’t have roaming service on my telco SIM card.

I should top up more before leaving home country

but those train trips gotta pay with cash right?

im also leaving for japan soon, still planning how many % cash how many % BP

Similar to credit card fraud, unauthorised use of your card, I can't find in their tnc if they do cover up to certain amount. Maybe can do some search on BNM, I do remember seeing BNM having a mandatory protection against fraud etc.

Can elaborate more about your fraud case? This kind of things make me hesitate to keep fund in BP 🤔

Many merchants won't touch your card nowadays, you just wave / slot in card machine yourself without them handling your card. This will minimise the chances of fraud. Nevertheless, fraud is always there, just do your best to protect your card detail / minimise the chances happen to you. Never let merchant swipe your credit card (like those AEON swipe the member card), it will reveal all your info and it is illegal to do so (not sure how true).

With BP, your max lost is 10k (if BP not refunding you). You may top up small amount sufficient for daily use and keep the amount low inside your BP. Else draw cash from ATM will be another good option.

BigPay will save our credit card details. How do you guys delete it?

Very true, maybe just me, since got hit once thank God Citibank covered everything that time that's why quite scared now
I agree and don't think worth it at all by transferring to Boost and withdraw there, Boost tend to have many more problems with withdrawal, BP is very straightforward.
Really not a fan of such publicity, LYN still ok still a small group, just don't want it to go viral. Don't know how long this game will last, just like Shopee, now they want to charge 1% fee already, still remember that time when they launched, they said their biz model very different, they don't need to rely on charging the seller fee, now different story

i went and checked my transactions after reading your post, surprised to see that the whole December transactions are all in Pending. So, i used the capital 'ALL' to make a complaint, too.

i am wondering if you are going for trip just swipe and enjoy the moment which only lasted for few days.

if every times also need to check rate, that would be a stress trip. if cheap then buy today, no cheap then maybe tomorrow or the day after tomorrow before fly back to Msia only buy.

if they fail to understand what users want, then they will slowly fail as well.

In some scenarios, some competitors will put their competing attitude aside and play it fair together just to benefit the consumers, which also will benefit to themselves...

But if that's how yellow man thinks, then good luck yellow man, you come out with Happy Mastercard or Angry Unionpay also won't do you any good.

Ah I see...

So I need to do at least 3 times a month for 2 months to get almost 10k out. So maybe about RM12.. Still not that bad

How long is the transaction from boost to your bank account?

Nah not really. I swipe around rm10k monthly on my cards quite consistently prior to having bigpay

How so? I still spend whenever I need to. No more no less.

same here

I've stopped going hawker centre and foodcourts because they don't accept cc payments