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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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digidigi
post Nov 9 2018, 03:43 PM

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QUOTE(john123x @ Nov 9 2018, 03:39 PM)
I received it on my birthday. Maybe you will receive it on your birthday. It's a RM15 discount Minimum RM50

I also would like to mention WeChat Wallet didn't accept BigPay. It stated invalid visa/MasterCard number
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WeChat only allow debit card top up.
And they are dying anyway
digidigi
post Nov 9 2018, 03:50 PM

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QUOTE(john123x @ Nov 9 2018, 03:46 PM)
This is where I confused.

Technically, BigPay is a debit card...
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Is a prepaid card
digidigi
post Nov 9 2018, 05:15 PM

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QUOTE(BigPayJonathan @ Nov 9 2018, 04:31 PM)
A bigger wallet limit is being lobbied to the authorities smile.gif

Edit: just out of curiosity, who here would be interested in being able to store more than RM10K in their BigPay account?
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some luxury goods or airticket can be 5 figure anytime
digidigi
post Nov 10 2018, 09:32 AM

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QUOTE(annoymous1234 @ Nov 10 2018, 09:14 AM)
looks like we have another alternative to bigpay. cons is can't use CC to top up, but pros is that once u change myr to foreign currency, the rates is fixed, good for traveling  (from my understanding la). http://www.merchantrademoney.com/index.html
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the no.1 feature of big pay is enable cc top up
digidigi
post Nov 10 2018, 10:38 AM

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QUOTE(ClarenceT @ Nov 10 2018, 10:10 AM)
The No. 1 feature of Bigpay is free flight tickets and no convenience fee, which will be available again at Midnight today.
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Why tonight?
digidigi
post Nov 10 2018, 01:09 PM

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QUOTE(ee7han @ Nov 10 2018, 01:04 PM)
is there any transaction that does not give 1 point per RM20 spending?

been using the card actively, groceries, food, etc. all over rm20. but don't see the point being credited also? transaction already show "settled"..
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Wait ... it take time, it will eventually credit
digidigi
post Nov 10 2018, 01:15 PM

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QUOTE(Nzok @ Nov 10 2018, 01:11 PM)
is there any limit on daily transaction?
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No, but for each transaction you won’t be able to spend more than 10k.... you can reload and spend again after each transaction
digidigi
post Nov 10 2018, 06:00 PM

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QUOTE(celciuz @ Nov 10 2018, 05:50 PM)
Boost many shops don't even accept it... I see the sticker, then i ask... they said don't have dry.gif BigPay still better cause as long got the terminal can be accepted.
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I do have case want pay with fave, then the auntie smile and say can pay cash or not, coz she don’t know how to use ...

So.... visa master is the way, with pay wave, I do think it pay faster
digidigi
post Nov 10 2018, 06:43 PM

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QUOTE(voncrane @ Nov 10 2018, 06:20 PM)
True.. But FAVE is easier to use than Boost. Just scan the Merchant's QR code, input amount yourself and pay. Show barcode to cashier, who scans using the normal scanner and voila.. Paid!..
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If by pay wave... just di Di... done...
digidigi
post Nov 10 2018, 07:02 PM

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QUOTE(hye @ Nov 10 2018, 06:48 PM)
To help you out with the accuracy of this info.

SevenBank ATM is not necessarily only found in 7-11 but you can also find them @ Narita airport (machine can be found at several levels) and Haneda. As MH lands in Narita, I think this should be crucial enough if members wish to withdraw right away after landing. Confirmed SevenBank does not impose any fees although I noticed the conversion seem to differ by about RM6 per RM1K vs XE rate at that point of time. What's important here is the SevenBank ATM withdrawal mechanism & fees for TS to capture. Conversion rate we all agree BP is very very competitive.

The withdrawal above was done @ SevenBank Narita and did not withdraw @ 7-11 in town.

There are other ATMs in the airport from other banks such as MUFG (I can't remember the other bank I tested) but do be aware that they will charge you fees starting from JPÂĄ108-ÂĄ216 for withdrawals on top of BP fees. (e.g MUFG will charge JPÂĄ108 for first JPÂĄ10,000 and JPÂĄ216 for JPÂĄ20,000 and over) 2 ATMs bank's very used in this test, MUFG and another I can't remember.

TS, would the above info provide sufficient clarity for your capture? If not, let me know and maybe I could refine it further.

Extra
Withdrawal via CIMB Bank Niaga in Indonesia is also fee free but to note that likely you won't get a page displaying the amount (showing the fees, etc). For members considering the withdrawal there via CIMB Niaga, to take note that you may be in for a shock if you are expecting that "amount" page to be displayed before the money comes out.

There is a CIMB Niaga ATM in T3 arrivals located before the immigration counter.
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If not wrong seven bank will have charges if u withdrawal after working hours?
digidigi
post Nov 10 2018, 07:22 PM

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QUOTE(hye @ Nov 10 2018, 07:06 PM)
Sorry, did not notice that. It might be true. Maybe I should try again during after working hour next time.
I normally avoid doing withdrawal to coincide with MY bank "offline" time which is around 11.30-1pm GMT +8.
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Seems like there are many case big pay rate is higher than XE rate, but most of the case is well within 1 percent
digidigi
post Nov 13 2018, 12:06 AM

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QUOTE(fruitie @ Nov 12 2018, 10:56 PM)
Why yours can and not your mum's?
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because he topped up so much money into his mum big pay... hehe
digidigi
post Nov 16 2018, 11:05 AM

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QUOTE(laymank @ Nov 16 2018, 11:04 AM)
eh, you're correct! let me amend my initial post.
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I think you withdrawal at 7 bank right? Then u should be withdrawal outside working hours, otherwise it should be free
digidigi
post Nov 16 2018, 11:14 AM

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QUOTE(ronnie @ Nov 16 2018, 11:10 AM)
What are the offiicial working hours to avoid then ?
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After 7am before 7pm
digidigi
post Nov 16 2018, 11:44 AM

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QUOTE(vin_ann @ Nov 16 2018, 11:41 AM)
Another news update from Tony on BigPay
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good, next time go travel if out of money can direct get loan, now everyone can spend everyone can loan
digidigi
post Nov 16 2018, 12:21 PM

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QUOTE(scorgio @ Nov 16 2018, 12:17 PM)
I used to get BIG points by topping up Boost using BP.

But after 1st Nov, my last 3 topups, I don't see points awarded anymore.

Anybody with the same observation?
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They have some delay in credit point recently
digidigi
post Nov 16 2018, 12:23 PM

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QUOTE(vin_ann @ Nov 16 2018, 11:51 AM)
Remembered to pay back

Can't use ptptn style ya.
Loan interest is major source of income for financial institution
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Yes, I do hope they do lending business, then they will be able to cover the expenses for provide us great feature like no conversion fees, cc top up etc
digidigi
post Nov 16 2018, 05:50 PM

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QUOTE(cclim2011 @ Nov 16 2018, 05:19 PM)
Well some can exchange cash ahead before going abroad. My experience was the final settled amount  2-3% higher. Between 10-20 October. Jpy
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If the settled rate more than 1 percent usually is due to the currencies fluctuation
digidigi
post Nov 16 2018, 07:19 PM

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QUOTE(fairylord @ Nov 16 2018, 06:28 PM)
Sounds like it's no good to use spot currency exchange product while recent global/ macro economic is too dynamic.
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Same things lo, u change at money changer, the accompany cost will even highrr
digidigi
post Nov 16 2018, 08:13 PM

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QUOTE(nasiayam @ Nov 16 2018, 07:43 PM)
Ehhh how do you screenshot???
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Because .... we choose Apple ! Haha

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