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 80s babies, have they started buying property?

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victorian
post Aug 22 2018, 11:53 PM

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QUOTE(BEANCOUNTER @ Aug 22 2018, 11:20 PM)
If you have 400k capacity why worried that you cant get 300k property?

U really lost me.....maybe am just not intelligence enuf to understand those born in the 90s.
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No i don’t have capacity for either. Just asking for future purposes
woolei
post Aug 22 2018, 11:57 PM

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QUOTE(victorian @ Aug 22 2018, 10:55 PM)
Rumawip is 300k for 850 sqft but at this price wouldn’t it better to buy a ready to stay subsale 1000+ sqft for 400k+? At least you don’t have to pay progressive interest and less restriction. Not to mention most of the rumawip are on less desirable lands which explains for the price.
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old house got some issue one... like me bought a unit in 10 years old apartment.

all stay by old man/family, i guess i am the youngest owner in the whole apartment.

facility is very old style, play ground, outdoor badminton court (walao, outdoor wind so strong how to play?)

get a modern new Rumawip is better, atleast some come with gym,swimming pool.
icemanfx
post Aug 23 2018, 12:25 AM

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QUOTE(woolei @ Aug 22 2018, 11:57 PM)
old house got some issue one... like me bought a unit in 10 years old apartment.

all stay by old man/family, i guess i am the youngest owner in the whole apartment.

facility is very old style, play ground, outdoor badminton court (walao, outdoor wind so strong how to play?)

get a modern new Rumawip is better, atleast some come with gym,swimming pool.
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It is matter of priority, what is more important; a roof over head, lifestyle, size, etc.

AskarPerang
post Aug 23 2018, 06:22 AM

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QUOTE(victorian @ Aug 22 2018, 10:55 PM)
Rumawip is 300k for 850 sqft but at this price wouldn’t it better to buy a ready to stay subsale 1000+ sqft for 400k+? At least you don’t have to pay progressive interest and less restriction. Not to mention most of the rumawip are on less desirable lands which explains for the price.
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Rumahwip on less desirable land? You sure?
I would say most rumahwip at prime location. Nearby to LRT/MRT which is convenience and what the afforable home owners need. No need own a car but take public transport instead.

Sentulmas
Wangsamas
Enesta kepong
Lily apartment

Just to name a few.
jayko
post Aug 23 2018, 07:15 AM

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No, their wallets still stuck in 80s
aaron1717
post Aug 23 2018, 09:07 AM

Chui Shui in Property Manyak Best!
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QUOTE(victorian @ Aug 22 2018, 10:55 PM)
Rumawip is 300k for 850 sqft but at this price wouldn’t it better to buy a ready to stay subsale 1000+ sqft for 400k+? At least you don’t have to pay progressive interest and less restriction. Not to mention most of the rumawip are on less desirable lands which explains for the price.
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just make your decision and go buy a subsales lo... u already have your answer anyway... lol...
ManutdGiggs
post Aug 23 2018, 09:16 AM

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Nowadays many come here ask for assurance instead. Lack of confident 😂😂😂
BEANCOUNTER
post Aug 23 2018, 09:47 AM

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QUOTE(victorian @ Aug 22 2018, 11:53 PM)
No i don’t have capacity for either. Just asking for future purposes
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well, property price movement wont wait for you to get ready.

Either

1. you work harder and save more money to buy for desire home, for (your words) future purposes

OR

2. reset your reality and embrace whatever you can afford

OR

3. get a job overseas and see the rest of the world
BEANCOUNTER
post Aug 23 2018, 09:50 AM

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QUOTE(woolei @ Aug 22 2018, 11:52 PM)
blink.gif rent house?
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its not the bad idea to rent

OR

stay in family home

NOT everyone needs to buy own house. our thinking and value need to adapt to current situation.
flight
post Aug 23 2018, 11:31 AM

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Buy within ur means. The ones who tried to chase prices higher are basically all underwater or auctioning off now.

Perfect situation for ppl with the cash and the time to wait for auction prices to move lower
Red_rustyjelly
post Aug 23 2018, 01:07 PM

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QUOTE(woolei @ Aug 22 2018, 11:52 PM)
blink.gif rent house?
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no, staying with parents, taking care them at same time.
i have kids. too. so saved some babysit money.

Invested in funds and new business.
pingshien
post Aug 23 2018, 02:50 PM

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90s here. already own 1 prop. Planning for the 2nd.

It's about getting priorities right. Getting some loan is not all that bad.
woolei
post Aug 23 2018, 03:11 PM

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QUOTE(icemanfx @ Aug 23 2018, 12:25 AM)
It is matter of priority, what is more important; a roof over head, lifestyle, size, etc.
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cant agree more on this one thumbup.gif

QUOTE(BEANCOUNTER @ Aug 23 2018, 09:50 AM)
its not the bad idea to rent

OR

stay in family home

NOT everyone needs to buy own house. our thinking and value need to adapt to current situation.
*
i understand, but with 5 digit of income he could easily invest some on house for diversity.


QUOTE(Red_rustyjelly @ Aug 23 2018, 01:07 PM)
no, staying with parents, taking care them at same time.
i have kids. too. so saved some babysit money.

Invested in funds and new business.
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got business is good, for the rest of us who belong to workforce, invest on house is a good alternative.
Dope-88
post Aug 23 2018, 03:35 PM

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Born in 1988, have 2 negative cashflow "investment" properties and 1 upcoming property for own stay. Managed to get into the property game soon after graduation cuz parents provided a car (which im still using) for free.
Red_rustyjelly
post Aug 23 2018, 03:36 PM

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QUOTE(woolei @ Aug 23 2018, 03:11 PM)

got business is good, for the rest of us who belong to workforce, invest on house is a good alternative.
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but my idea of property investment value today is far diminishing than before, i do buy offices for a 2 of my business, not very grand one but suffice to operate everything with amenities nearby.

property investment is more for those who have holding power and can evaluate the location themself.

With the government intervention on joint development for lower to mid cost housing, rumahwip Etc, I would see a challenging future for those private developers.
I am not saying it doesn't work well, but u got to have the holding power to face competition to seek out capable income buyers.

You can bash how bad the quality is rumahwip, but true experience - i had few relatives who manage to secure units of rumahwip themselves, is more or less the same quality as the private one.

SUSNew Klang
post Aug 23 2018, 03:47 PM

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QUOTE(ManutdGiggs @ Aug 23 2018, 09:16 AM)
Nowadays many come here ask for assurance instead. Lack of confident 😂😂😂
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Yes, you nail it.


BEANCOUNTER
post Aug 23 2018, 06:14 PM

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QUOTE(woolei @ Aug 23 2018, 03:11 PM)
cant agree more on this one thumbup.gif
i understand, but with 5 digit of income he could easily invest some on house for diversity.
got business is good, for the rest of us who belong to workforce, invest on house is a good alternative.
*
biz easily give much better return than property investment, if you run your biz well.

property investment will just be pocket money, or go to piggy bank nia. icon_idea.gif
Eliza66
post Aug 23 2018, 06:32 PM

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Am 80's and own 2 home service apartment . Despite heavy burden but it will more unaffordable if we buy later. Have to self motivate to own property rather than rental.
woolei
post Aug 23 2018, 09:24 PM

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QUOTE(Eliza66 @ Aug 23 2018, 06:32 PM)
Am 80's and own 2 home service apartment . Despite heavy burden but it will more unaffordable if we buy later. Have to self motivate to own property rather than rental.
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got regret to get a service apartment or not?

if i can choose again, i would look for pure residential title apartment, at least the water bill and electric bill not that expensive.
ManutdGiggs
post Aug 23 2018, 09:37 PM

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QUOTE(woolei @ Aug 23 2018, 09:24 PM)
got regret to get a service apartment or not?

if i can choose again, i would look for pure residential title apartment, at least the water bill and electric bill not that expensive.
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If wanna play resi one must just stick to pure resi. No need pattern liao liao

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