im at the end of 80s... properties bought after the bull-run... for own stay and for renting out also have... i think its okay for now until there's a superb deal again.... haha

yeap... partner working nearby there... and for me travel to PJ subang for work is not much diff from cheras to PJ subang...

rentals subsales properties mostly... haha... around cheras ones... new ones too overpriced for renting... unless those with super strong public transportation factor but the bad thing about new condo is the competition factor... nowadays more investors compete in a project than the old days where alot buy for own stay....

traffic is actually better from my place now to PJ... u know cheras jam geh la... havent able to make it the highway... already lost almost 30 mins of my time in cheras alone during peak hours... and also the jam closer to my office....

subsales low density condo... those well maintain ones not bad for renting... and its cheaper for the tenants too... usually long term tenants...

new condos... have to play with short tenure tenants to increase the rental yield... abit tedious...

yes correct... but i only gt money to join after the bull-run... hence my play now is on rental while wait for the chance to re-sell... i dont believe in undercon because undercon cant play with the value... subsales can play with the bank value vs seller pricing... and can also get full loan also... no need force myself to rent out at above rm2000 for a 3 rooms unit...

yea... i und your point also... the house i staying now also from developer one... stagnant for quite sometime liao... if sell at cost... have to rugi interest... haha...

i dont like to pay progressive interest... and i wanna rent out after i got the house... usually i start sourcing for tenant before the whole transaction completed...hence why play subsales... but very tedious also... cuz subsales have alot of options...

agreed on the loan part... rental income can help grow your property portfolio... I rmb one lady... monthly income 6k only... but she owned more than 10 properties... most of it able to rent out to cover her installment.... ini macam baru boleh macam giggs gor... satu tumbuk 10 biji....

u can do this on maju KL project... take loan 3 years later.... sign 10 SPA after pay booking... and cancel before u want apply for loan....

yeap... and LYN represent maybe less than 10% of the property buyers in the market.. or even population.... lol....

no wor... so far mine are family... especially condo near hukm... u can rent out to arabian doctors and their family to stay... they are super long term tenant... haha...

but my dad have one hse in KL... he let out to one tenant... and the tenant sub-let to foreign workers.... luckily its a super old flat....

not all locations are suitable to sub-let to foreign workers though... they need public transportation alot... so... if your house are not near to any of those... the chances of sub-let to them will be lower... unless their boss ready a car or a bike for them to transport in and out la... thats tough luck... haha

yea... i guess you can take the risk... maybe in the agreement include a clause where you have to screen his sub-let tenants also... haha... just screening them wont take too much of a job for you i guess...

the major bumi population still giving alot of new birth at a good rate wor.... how these reports calculate their data? ageing nation by 12 years later abit too soon... then how about singapore....?

her sos below reliable ka?

15% senior citizen considered as ageing nation already? what kind of benchmark is this... still got 85% not gonna be spending on property or big ticket items ke? how about those that born after year 2014?

agreed.... there are just so much more in msian pocket than the official statistic reported... alot of cash rich buyers also still wanna take loan from bank to better manage their cash flow despite they are actually able to pay for a full property by cash...

thanks for the sharing... somehow some ppl still willing to wait for the burst... which might not happen while they are still alive also... and yea... really should commit for one when u are financially able instead of waiting for blood knee deep on the floor...

and also their debt to equity ratio might not real... alot of hidden 'equity' they didn't reported out also....

actually subsales also picking up already compared to last 2 years where everyone keep waiting for the burst... i guess alot get tired of waiting for the burst... at lelong there are big drop... but still alot of ppl don dare to commit to lelong properties for own stay... and new developer price grossly overpriced... subsales alot of good deals from DIBS era buyers....

there are ppl who successful in property investment... there are also those who are not... everything comes with a risk no matter how hard you did your homework... one scenario cant be apply to everyone in investment....

actually in LYN u will saw this scenario... which represents less than 1% of the population of msia... alot of ppl especially the bumi dont really want to have several properties... live YOLO is more important for them though...

yeah... stocks also depends on the products you invest also... some stocks make more money with higher risk... while some are dividend yield stock... for ppl who want better than FD rate only...

buying for your own stay... value and budget is not always the only major factors... you can buy a property very good for investment... but u may not like to stay in that... some ppl say if u like to stay... then tenant market also will have a pool similar like u there in case u duwan to stay...
and yea property really require alot of studies... high risk products... sure need to study more... no choice... haha