earning over 5 digits, no property.

no, staying with parents, taking care them at same time.
i have kids. too. so saved some babysit money.

Invested in funds and new business.

but my idea of property investment value today is far diminishing than before, i do buy offices for a 2 of my business, not very grand one but suffice to operate everything with amenities nearby.

property investment is more for those who have holding power and can evaluate the location themself.

With the government intervention on joint development for lower to mid cost housing, rumahwip Etc, I would see a challenging future for those private developers.
I am not saying it doesn't work well, but u got to have the holding power to face competition to seek out capable income buyers.

You can bash how bad the quality is rumahwip, but true experience - i had few relatives who manage to secure units of rumahwip themselves, is more or less the same quality as the private one.