i am from the 70s. bought 3 my own hard earned money, few more under my name but not bought by myself. 2 wife got 2.

not from rich family. conservative investment.

believe that when the 80s babies enter the market, there will be a property boom in malaysia. when do u think it will come.

this is part of the reason why i started this topic.

I blif tis statistic is based on purchase of new props with slightly more accurate psf or absolute price as recorded on book since subsales prices r vary even thou few units along the same street.

In a way for subsales, owner onli need 1 genuine offer to close the case. Dun need 33m of malai population to sell 1 unit 😅😅😅

Anw to to b fair, not all the time every1 has the 1 genuine of the buyer comes across at the ngam timing

时间和人物地点

https://youtu.be/yGpHgLbXgM8

Lai take a break. Enjoy the song first.

Boss I tok kok nia. Soli soli. I shall instead go for a noon nap

for example, when you 1st started getting loan of 30yrs tenure, you were a young and beautiful or handsome accounts clerk.

are you expecting to be accounts clerk for the next 30 years?

if your answer is resounding YES, then you need to be very very worried about the next recession.

6 figures a year ? 200k or 800k . If 200k I think any Ali or ah beng also got la . Just 18k a month .

All of my friends earn around that . 6 figure a year is a mass income I think . Unless you say 6 figure a month but no wow factor also . A lot of 80’s earn 6 figure a month ...

2 or 3 properties?

I thought yr concern of 1 property with loan tenure of 30 years, no?

Gearing issue is another topic alltogether

All of my friends earn around that . 6 figure a year is a mass income I think . Unless you say 6 figure a month but no wow factor also . A lot of 80’s earn 6 figure a month ...

Talk to the bank lah
Sure can strike a deal de.

If one doesnt have big head, dun wear investors hat.

its not that many like to insult you.

they probably know about overleveraging than you and i do. Some just dun like people nagging over the samething all the time when they already aware about it.

you and i belonging to the same group i think, the conservative type. i make my not so conservative move though few years ago by engaging what i consider to be heavy weights in my own capacity. not regret though, i have been lucky i guess or have i been worrying too much instead?

i have been admiring those that are bolder than me. They make calculated moves though, not blind folded pure guessing games. and deserve their rewards. don't think that they simply hamtam.

i read 1 book about business, the author says,Don't do business if you are not ready to lose. there is not one business that can 100% guarantee profit.

some people know that they might in chance need to lelong their property, but they are fine with it because they earn from other properties. they might even receive hefty returns and able to pay for the lelong property but choose not to do so. cause when grapes turn sour, one need to throw it.

Boss pls share the rumours. Soli ya I likey to b kepochi a bit. PM oso can 😆😆😆

Haiz soli boss my IQ bit low le not able to teka teki 😢😢😢

will there be a market crash or dip....im aiming for 2nd props.
currently not in great appetite to buy

The hardest thg n the happiest way to 1 self is b urself

When u hav mastered the real meaning of 睇得开 / 睇化 then u ll eventually live ur life to the fullest.

Anw I'm like 周华健

讲就天下无敌
做就无能为力

😜😜😜

now this an interesting question.

we say that the property market is depending on demand and supply. but demand is depending on what? i believe demand is depending on many factors but population is but one of them, not even sure if it is the biggest factor.

one of big factor that affect demand is salary. today, if we earn as much as singporean or hongkee, we would be buying maybe 3 times as much. this is much much faster than population. how long it takes for our population to be double or triple?

if we compared again, country like singapore, hong kong and Taiwan. they have small population but how many unit of houses do they have in their country? Perhaps we look into average house over population comparison.

as salary grows, the whole population of malaysia would buy more even they don't need to stay in it. as they have more disposable income, they buy more to fight against inflation.

juz imagine if suddenly malaysian salary increase 3 folds, minus their basic needs they would have the capacity to buy maybe 3 or more properties that they currently can afford, so demand would 3 times more and supply 3 times more.

if we have big population and all the people very poor, there is real demand but they can't afford so supply would be small. so if people is rich and they have confident in the country, they buy more properties and compound by foreign interest, the demand grow even larger.