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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!

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TSxperiaDROID
post Aug 23 2018, 10:29 AM

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QUOTE(wilson1stop @ Aug 23 2018, 10:01 AM)
I'm trying, but need 3 days and FOC...
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QUOTE(Xaser_3 @ Aug 23 2018, 10:03 AM)
Wow! 3 days is like cheque clearing. Taking too long. They should try and make it max 1 day or the best would be like instant transfer.
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Not necessarily 3 days lah, it's just within 3 days.

Sometimes it could take as quick as 1 day if I'm not wrong.
wilson1stop
post Aug 23 2018, 10:29 AM

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Sifus,

This campaigns ANGPAO only can get 1 time ONLY? or 1 time per days?
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wilson1stop
post Aug 23 2018, 10:30 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:29 AM)
Not necessarily 3 days lah, it's just within 3 days.

Sometimes it could take as quick as 1 day if I'm not wrong.
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Yup, it's just to 3 days. thumbsup.gif
TSxperiaDROID
post Aug 23 2018, 10:34 AM

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QUOTE(wilson1stop @ Aug 23 2018, 10:25 AM)
Wechat success in China which mindset of CASH IS KING because og ANGPAO given...
Now same happening in Malaysia versions, if they wanna become biggest e-wallet in here.

So I'm guessing those other wallets also need to offers some promos or cashback to attractive users, only then Merchants will INTERESTED to adopt the gateway.
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Like someone said before, the one with the deepest pocket will be the winner.

Boost has burned a lot of money from their cashbacks and promotions, and now they're leading the e wallet market, although it's still not that mainstream yet. Since their 50% cashback promotion is ending next week, hope they will have something more attractive to keep the hype going.

Wechat should do the same as well, Tencent has tons of money so it shouldn't be a problem.
yokoloco
post Aug 23 2018, 10:36 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 10:22 AM)
I'm having doubts on BNM by the way they enforce something, if they were good, there wouldn't be issues like merchants imposing minimum amount for card payments. They provided a solution to report the merchants, but it doesn't help much but giving hassle to those who really wanna report, and those who wanna report will choose to give up instead because it's a waste of time.

Also, it's hard to change the mindset of the majority when they're heavy reliant on cash. Most here will only try out something when there's hype or benefits, if you've seen the discussion thread for Boost in Kopitiam section, you will notice that 8/10 of the discussions are just about the cashback, that's the example of how the society thinks. Surely, I can't generalize by just judging on one discussion thread, but it's true.
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yeah, there's not enough protection for the consumers and users.
some merchants are still pushing the surcharge to customers and BNM ask customers to report with receipt, which means you have to pay the surcharge and there wont be a refund. then BNM will send someone to check up on the merchants, but thats about it. end up ppl will just resort to cash
TSxperiaDROID
post Aug 23 2018, 10:36 AM

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QUOTE(wilson1stop @ Aug 23 2018, 10:29 AM)
Sifus,

This campaigns ANGPAO only can get 1 time ONLY? or 1 time per days?
Attached Image
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1 time only.
wilson1stop
post Aug 23 2018, 10:39 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:34 AM)
Like someone said before, the one with the deepest pocket will be the winner.

Boost has burned a lot of money from their cashbacks and promotions, and now they're leading the e wallet market, although it's still not that mainstream yet. Since their 50% cashback promotion is ending next week, hope they will have something more attractive to keep the hype going.

Wechat should do the same as well, Tencent has tons of money so it shouldn't be a problem.
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Maybe TnG coming to Top 3 since many road users will using RFID in future...

QUOTE(xperiaDROID @ Aug 23 2018, 11:36 AM)
1 time only.
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cry.gif cry.gif cry.gif I just got lowest RM3.88 nia
uglyduckling422
post Aug 23 2018, 10:42 AM

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Sorry is bigpay cant use? it say invalid in wechat wallet
wilson1stop
post Aug 23 2018, 10:45 AM

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QUOTE(uglyduckling422 @ Aug 23 2018, 11:42 AM)
Sorry is bigpay cant use? it say invalid in wechat wallet
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bigpay is prepaid card, maybe you need a debit card linked with CASA Account of Malaysian-based banks.

or you can feedback to Wechat support to allow adding prepaid cards in future?

This post has been edited by wilson1stop: Aug 23 2018, 10:46 AM
fruitie
post Aug 23 2018, 10:46 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 09:49 AM)
I know, but what China doing is kinda close to monopoly, I dunno what happened there in the first place but I don't believe there were only Tencent and Alibaba who came up with the e wallet idea, for sure there were many who wanted to join the bandwagon to get their slice of pie on the market but seemed like the government stopped that from happening and controlled the market until there are only 2 major ones until now.

If that's true, I would prefer that way to be done here as well.
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Not too sure because I started seeing the trend in 2013...

QUOTE(chanlman @ Aug 23 2018, 09:51 AM)
I liked this thought when local consumers demanding a matured platform. BNM allowing 30+ emoney issuers to operate eventually will make these companies act like local banks, to be regulated in every features, limitations on this and that.

Adoptions by small medium merchants will be the key of success, just look at China's wet markets, food stalls etc. Ewallet is a volume game, small values, high traffic, and easy to forget. Small biz owners cannot afford to have 5 or 6 QR codes at their stalls to keep track their income or sales. It's a nightmare if this is what BNM wants to achieve.

Unless BNM wants only the up-market E-wallet users to spend in places like convinient stores, shopping malls, restaurants, urban lifestyles etc. Only this big merchants can afford multiple terminals, scanners, consolidated POS and share benefits with emoney issuers.

I believed locals kind hearted people also wanted to help these small business owners, make their lives better, giving more emoney to stall owners, no small change needed, no receipt, just give, take and go. Hope more M'sian have same thoughts rather than thinking how I can be benefited from using E-wallet.
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Exactly. I cannot forget the look of the merchants when I told them I wanted to pay in cash, took out RMB 100, they said no small change. I asked again can pay with CC? They straight shrugged me off and said why not Alipay or WeChat? laugh.gif

That's how high the adoption rate is. BNM really needs regulation on this and not by allowing 10 different types of e-wallets in the market.

QUOTE(uglyduckling422 @ Aug 23 2018, 10:42 AM)
Sorry is bigpay cant use? it say invalid in wechat wallet
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Cannot.
TSxperiaDROID
post Aug 23 2018, 10:46 AM

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QUOTE(wilson1stop @ Aug 23 2018, 10:39 AM)
Maybe TnG coming to Top 3 since many road users will using RFID in future...
cry.gif  cry.gif  cry.gif I just got lowest RM3.88 nia
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Yup, as much as I hate TnG, I can see the potential of it and hope they can get their shit right.

Lowest no problem, can ask for money packets from friends or family. icon_idea.gif

QUOTE(uglyduckling422 @ Aug 23 2018, 10:42 AM)
Sorry is bigpay cant use? it say invalid in wechat wallet
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I remember someone here once said that Bigpay couldn't be linked with Wechat Pay anymore.
andry697
post Aug 23 2018, 10:52 AM

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can't claim anymore? I received the message that run out of packets
TSxperiaDROID
post Aug 23 2018, 10:53 AM

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QUOTE(andry697 @ Aug 23 2018, 10:52 AM)
can't claim anymore? I received the message that run out of packets
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Try again tomorrow, be quick cuz it starts on 10am.
wilson1stop
post Aug 23 2018, 10:53 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:46 AM)
Yup, as much as I hate TnG, I can see the potential of it and hope they can get their shit right.

Lowest no problem, can ask for money packets from friends or family. icon_idea.gif
I remember someone here once said that Bigpay couldn't be linked with Wechat Pay anymore.
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For MYR wallet, i can withdraw to bank.
But what's about CNY wallet funds?
I'm kept getting cashback and angpao from China sellers and friends.
How's you guys spending it? (CNY)
andry697
post Aug 23 2018, 10:54 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 10:53 AM)
Try again tomorrow, be quick cuz it starts on 10am.
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should be ended already, yesterday nite tried, just now 9something try until 10 also received the same message.
wilson1stop
post Aug 23 2018, 10:55 AM

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QUOTE(andry697 @ Aug 23 2018, 11:52 AM)
can't claim anymore? I received the message that run out of packets
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Yesterday 2pm already OUT of ANGPAO.
Then got virals everywhere, surely today kena REBUT giler-giler...
azam_halim
post Aug 23 2018, 10:58 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 10:53 AM)
Try again tomorrow, be quick cuz it starts on 10am.
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So, tomorrow at 10am can scan the same qr again? (for those havent yet got)
andry697
post Aug 23 2018, 10:58 AM

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QUOTE(azam_halim @ Aug 23 2018, 10:58 AM)
So, tomorrow at 10am can scan the same qr again? (for those havent yet got)
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just now 10am i tried still the same
fruitie
post Aug 23 2018, 11:00 AM

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QUOTE(wilson1stop @ Aug 23 2018, 10:53 AM)
For MYR wallet, i can withdraw to bank.
But what's about CNY wallet funds?
I'm kept getting cashback and angpao from China sellers and friends.
How's you guys spending it? (CNY)
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No way you can withdraw RMB unless you have linked a China account.

Spend in China.
wilson1stop
post Aug 23 2018, 11:03 AM

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QUOTE(fruitie @ Aug 23 2018, 12:00 PM)
No way you can withdraw RMB unless you have linked a China account.

Spend in China.
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I see, is that HK bank account also consider China account? Have anyone tried it before?

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