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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!
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TSxperiaDROID
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 Mar 20 2018, 10:03 PM, updated 6y ago
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~--- Welcome to Wechat Pay (MY) Discussion Thread V1 ---~ This is the discussion thread for one of the anticipated e-wallets in Malaysia, Wechat Pay (MY)! Note: This is the discussion thread made specifically for Malaysia Wallet, not China Wallet. Both are totally different wallets. The information showed below is only for Malaysia Wallet. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- [GET TO KNOW] » Click to show Spoiler - click again to hide... « What is Wechat Pay? WeChat Pay is a digital wallet service incorporated into WeChat, which allows users to perform mobile payments and send money between contacts. Every WeChat user has their own WeChat Payment account. Users can acquire a balance by linking their WeChat account to their debit card, or by receiving money from other users. Users who link their credit card can only make payments to vendors, and cannot use this to top up WeChat balance. WeChat Pay can be used for digital payments, as well as payments from participating vendors. As of March 2016, WeChat Pay had over 300 million users. In China, users who have provided bank account information may use the app to pay bills, order goods and services, transfer money to other users, and pay in stores if the stores have WeChat payment option. Vetted third parties, known as "official accounts", offer these services by developing lightweight "apps within the app". Users can link their Chinese bank accounts, as well as Visa, MasterCard and JCB. [source: Wikipedia] What is Wechat? WeChat is a Chinese multi-purpose messaging and social media app developed by Tencent. It was first released in 2011, and by 2018 it was one of the world's largest standalone mobile apps by monthly active users, with over 1 billion monthly active users (902 million daily active users). It has been called China's "App For Everything" and a "Super App" because of its wide range of functions and platforms. In addition to China, it is also the most popular messaging app in Bhutan. Is Wechat Pay safe? WeChat Pay has invested tremendous resources to build and maintain a state-of-the-art fraud control and security system. Every stage of your transaction
is secured in real time.
1. Protected with Top-level PCI-DSS security
WeChat has been certified to comply with the Payment Card Industry Data Security Standard (PCI-DSS), giving our users peace of mind.
2. Account Protection
With real-time monitoring of transactions and accounts, your personal data and account profile are securely encrypted when you use WeChat Pay for payments.
3. Real-Time Security Monitoring
Our security system is designed to analyze suspicious behaviors and aims to block such transactions in real time. Once a potentially risky transaction is discovered, account protection will automatically be activated to secure your account against further threats.
(source: Wechat Pay) » Click to show Spoiler - click again to hide... « [TUTORIAL] How To Add A Bank Card? 1. Open Wechat, go to "Me" section, tap "Wallet"
2. Once you're in the main menu of your Wallet, tap "Bank Cards"
3. In the Bank Cards menu, tap "Add a Bank Card"
4. Enter your card info and email, after that, tap "Next"
5. Setup your payment PIN, confirm your PIN and then tap "Done"
6. Once you're in the bank authentication page, enter the OTP that your bank sent to you and tap "Ok"
7. Your bank card is now linked with your Wallet!NOTE: To enable the 'Withdrawal' feature, you have to verify your personal identity by going to settings (three dots), select "Payment Management", and then tap "Identity Verification", enter your payment PIN, and then fill in the details as required and after that request for verification code using your phone number and Wechat will notify you when your identity is verified.How To Enable Quick Pay?1. Tap "Quick Pay"
2. Tap "Enable Now"
3. Enter your payment PIN
4. You can either tick "Agree to Quick Pay without PIN verification" (read the instruction carefully if you wish to) or leave it unticked and straight tap "Ok"How To Make Payments? 1. Tap "Quick Pay"
2. Let the cashier scan your code
3. Enter your payment PIN
4. Payment is done!How To Send Money Packets? 1. Go to a person's chatroom (the person that you wanna send it to)
2. Tap the '+' icon
3. Tap 'Money Packet'
4. Enter the amount of money and tap 'Send money packet'
5. Tap 'Pay now'
6. Money packet is sent!What if the Wallet doesn't appear?You need to try force activating it by doing the method below...» Click to show Spoiler - click again to hide... « This post has been edited by xperiaDROID: Mar 2 2019, 10:37 AM |
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TSxperiaDROID
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Mar 20 2018, 10:04 PM
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(SUPPORTED BANKS FOR WECHAT PAY (MY)) As long it's a bank that's available here, it should be supported. (MERCHANTS) KK Mart Switch Hari Hari Mydin IT Comp Tealive Llao Llao Gindaco Starbucks Coffee Hotpot Kitchen Petron Senheng Solar Time Oldtown White Coffee Cerutti 1881 EzCab BananaBro (PROMOTIONS)
- This post has been edited by xperiaDROID: Jul 17 2019, 11:47 AM |
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TSxperiaDROID
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Mar 20 2018, 10:04 PM
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(WHAT YOU SHOULD KNOW)
1. Wechat Pay (MY) can only be linked with local issued debit cards
2. Wechat Pay Malaysia Wallet and China Wallet operate separately, so they're both totally different wallets
3. This thread is about Malaysia Wallet, not China Wallet. This post has been edited by xperiaDROID: Mar 2 2019, 10:38 AM |
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thankyou
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Mar 21 2018, 08:51 AM
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So I assume you got insider news it's WeChat pay is going to enable RM wallet soon?
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TSxperiaDROID
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Mar 21 2018, 11:05 AM
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QUOTE(thankyou @ Mar 21 2018, 08:51 AM) So I assume you got insider news it's WeChat pay is going to enable RM wallet soon? I don't know any insider lol, but at least that's what the some news source claimed it to be. Actually, Wechat Wallet is already available for our region, but it's still in testing stage. Fingers crossed for the local launch. https://www.reuters.com/article/us-tencent-...a-idUSKBN19W0RNQUOTE If approved, users in Malaysia will be able to link their local bank accounts to WeChat Pay and pay for goods and services in ringgit. |
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alucard89
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Mar 21 2018, 11:16 AM
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QUOTE(xperiaDROID @ Mar 21 2018, 11:05 AM) I don't know any insider lol, but at least that's what the some news source claimed it to be. Actually, Wechat Wallet is already available for our region, but it's still in testing stage. Fingers crossed for the local launch. https://www.reuters.com/article/us-tencent-...a-idUSKBN19W0RNDoes this mean it will support more local banks like cimb? Or do I just need to sign up for Hong Leong bank? |
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TSxperiaDROID
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Mar 21 2018, 11:24 AM
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QUOTE(alucard89 @ Mar 21 2018, 11:16 AM) Does this mean it will support more local banks like cimb? Or do I just need to sign up for Hong Leong bank? Most likely more banks will support the service soon, and HLB only got it's approval for the service, but the service itself is still not officially launched yet. So you shouldn't do anything yet until it officially launches here. |
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alucard89
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Mar 21 2018, 11:29 AM
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QUOTE(xperiaDROID @ Mar 21 2018, 11:24 AM) Most likely more banks will support the service soon, and HLB only got it's approval for the service, but the service itself is still not officially launched yet. So you shouldn't do anything yet until it officially launches here. I see, can we also link our local bank to alipay as well once this service is officially lunched? |
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TSxperiaDROID
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Mar 21 2018, 11:40 AM
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QUOTE(alucard89 @ Mar 21 2018, 11:29 AM) I see, can we also link our local bank to alipay as well once this service is officially lunched? Alipay and Wechat Pay are totally different services, and from different companies. Alipay is already available here but only catering to Chinese tourists, the local version will be a collaboration with Touch N Go which also will be launching soon. Don't even bother to try linking to their app, I tried last year and it didn't work. https://www.soyacincau.com/2017/11/15/touch...rm-with-alipay/ |
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thankyou
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Mar 21 2018, 12:03 PM
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Yes, that's what we heard... There's no MY wallet at the moment... I thought you have some insider news and that's the reason you're opening a thread about WeChat Pay MY. https://forum.lowyat.net/topic/4111867/+160@wkc56 got MY wallet activated QUOTE Hmm I got the wallet function WITHOUT anyone sending me angpao or anything I add my pbb debit card got charge rm1 and refund back for authentication+ got show public bank logo in cards tab currently I can only top up mobile,buy MBO tickets,bus tickets and air tickets (malindo,firefly) but I am using the latest IOS version, could the official version be iOS exclusive only 🤨 hence my wallet tab has a text wallet region:Malaysia |
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TSxperiaDROID
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Mar 21 2018, 12:13 PM
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QUOTE(thankyou @ Mar 21 2018, 12:03 PM) Yes, that's what we heard... There's no MY wallet at the moment... I thought you have some insider news and that's the reason you're opening a thread about WeChat Pay MY. https://forum.lowyat.net/topic/4111867/+160@wkc56 got MY wallet activated The topic is gonna be opened sooner or later anyways, so might as well do it now first, and currently there's no discussion threads about mobile wallets here as well as we already have plenty of them that's established by local firms. The MY wallet option was only available for certain period of time, that's how you join the testing stage which is already unavailable to join now. |
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thankyou
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Mar 21 2018, 12:20 PM
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The current QR based wallets available on the market are "half baked" ecosystem... hopefully WeChat Pay / AliPay (Or is it the new Lazada Wallet) will be able to fix this...
One of the main reason it's hard to be accepted by hawker center / Morning market is due to tax issue...
As you know.. All transactions will be revealed once they accept e-payment
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Rhetoric
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Mar 23 2018, 09:08 PM
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im so waiting for this, how soon this gonna be. thinking about verify my wechat trough seagm but still not sure mana tau later can verify myself really soon.
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Rhetoric
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Mar 23 2018, 09:11 PM
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QUOTE(thankyou @ Mar 21 2018, 12:03 PM) Yes, that's what we heard... There's no MY wallet at the moment... I thought you have some insider news and that's the reason you're opening a thread about WeChat Pay MY. https://forum.lowyat.net/topic/4111867/+160@wkc56 got MY wallet activated actually there is wallet features in your wechat, u just have to use the search bar and search "wallet", but cant do anything with it. cant topup, cant add most bank card except hsbc and hong leong iinm. cant transfer or received money in some cases. |
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magnesium
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Mar 23 2018, 09:14 PM
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i just want to topup in rm and use it in china
so no need to open china bank account
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TSxperiaDROID
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Mar 23 2018, 09:46 PM
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QUOTE(Rhetoric @ Mar 23 2018, 09:08 PM) im so waiting for this, how soon this gonna be. thinking about verify my wechat trough seagm but still not sure mana tau later can verify myself really soon. Would hold on until it launches here if I were you, no point of wasting money for verification and then waste again for topup using rate conversion. QUOTE(Rhetoric @ Mar 23 2018, 09:11 PM) actually there is wallet features in your wechat, u just have to use the search bar and search "wallet", but cant do anything with it. cant topup, cant add most bank card except hsbc and hong leong iinm. cant transfer or received money in some cases. You sure can link HLB with the wallet? I have HLB and I tried to link before, but it's not supported in the list of banks. What I saw was UOB and HSBC. QUOTE(magnesium @ Mar 23 2018, 09:14 PM) i just want to topup in rm and use it in china so no need to open china bank account I can feel the pain lol, quite envious when I saw the locals there using Wechat Pay and Alipay to buy stuffs every time during my previous trip in Shanghai. And to think of our TnG here just makes me wanna puke blood. This post has been edited by xperiaDROID: Mar 23 2018, 09:48 PM |
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Rhetoric
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Mar 23 2018, 10:17 PM
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QUOTE(xperiaDROID @ Mar 23 2018, 09:46 PM) You sure can link HLB with the wallet? I have HLB and I tried to link before, but it's not supported in the list of banks. What I saw was UOB and HSBC. i was mistaken about hong leong i guess. but i too did saw HSBC. |
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thankyou
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Mar 23 2018, 10:35 PM
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I have my wallet enabled for Chinese Yuan. Can't turn it to MY Wallet.
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TSxperiaDROID
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Mar 23 2018, 11:03 PM
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QUOTE(Rhetoric @ Mar 23 2018, 10:17 PM) i was mistaken about hong leong i guess. but i too did saw HSBC. Probably only available for people in China even if it's HSBC. |
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TSxperiaDROID
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Mar 23 2018, 11:05 PM
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QUOTE(thankyou @ Mar 23 2018, 10:35 PM) I have my wallet enabled for Chinese Yuan. Can't turn it to MY Wallet. My cousin has the MY wallet, and linked to her Maybank account. When I asked her how she got that, she said she has no idea lol. This post has been edited by xperiaDROID: Mar 24 2018, 12:44 AM |
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