Plus the 5x points for dining seems better utilised than 5x points for air flights.
But the VI doesn't seem to be listed for the special UOB lounge in the PPL at KLIA though? The Prvi is

Ohhh looks like it's time for me to apply the VI and cancel my Prvi lol

Oh wait, nvm dining 5x is only for min spending of RM1k per month and supp cards no PPL access (Prvi supp cards share PPL access)

Absolutely, there is no denying what you say.

Ironically, since the day I had my first credit card more than 15 yrs+ ago, I only held the MBB 2 Card Platinum and subsequently the MBB 2 Reserve. Until they raise the points and I cut it up last year?

With point inflation across the board, fewer banks willing to waive SST and Annual Fee, it's fortunate (or unfortunate - if my plan go side ways. ) that there are ways to get around this problem.

Members ... please be reminded that SST waivers are strictly not allowed anywhere in this section.

I have no issues with the idea of SST cash back. However I think there's a very fine line between obtaining SST cash back and the latter as they objectively will end towards the same purpose which is not paying SST. So ... I'd suggest accepting the term "cash back" but it is a firm NO on "SST waivers", "SST cash back" or any indicators that give the idea (direct/indirect) SST can be waived/avoided. If the leads here have other suggestions, I'm open but let's all agree on a common treatment.

I am less inclined to accept a soft approach now as it has been more than 10 years since cc SST appears and a lot of members still thinks credit card SST can be waived/avoided. (See the offending post and the term "waiver" is clearly used) The period for soft approach has long passed and it didn't work. The brazen ones even come in asking "Sifu" advice on how to avoid SST.

Would like to know if there is an update i.e AF charged in subsequent month in your case. I ask because something similar happened with my HSBC T1. I got charged for SST and no AF. I paid the SST. The AF appeared in the next statement. I wondered if that was a ploy to get us to hold on the card because "aiyaaaa paid the SST already" lol or was it just how that bank did things. (I cancelled it anyway and told them it was a very half-hearted attempt at a travel cc)

Now hearing you saying the same about UOB makes me wonder again. My PRVI up for AF soon so yeah, hope you share if kena AF subsequently.

i sign up for the world card for 3 year free AF, thus only SST were charged for the anniversary time... no show of AF...

I applied UOB VI some time back and never activated it, so I called to cancel it last week.

Just now, the retention department called me to offer me the following:
1) RM 100 cash back with one swipe at any amount within 30 days
2) AF will be waived for this year
3) 0% 12-month BT

I gladly accepted the offer. However, they need to send me a new card as I haven't activated it for so long.

At the same time, I also asked to add a Priv Miles Elite card; another department will call me.

They no longer offer cashback upfront?

1-2 days

SST charged. Paid the card in full. Called agent to cancel the card. Agent cancelled immediately and the card is gone from UOB app. Retention team called back the next day ask the reason for cancellation. I told him I don't like SST. He said he will offer me a RM25 cashback by spending one time using the card. I accepted. Card reinstated the next day. End of story.

New card and number?

What if already cut and throw away the card? Some banks never bother to call back despite the promise

sadly to say, already meet the criteria, but insist on "invitation only", unlike sg can direct apply

anyone call bank before go oversea? Cannot set on app to notify when travel. CS cannot reach as too busy .peak period

some cc need, like PBB - call. else get blocked. experience many times & end up waste money to call MY CS when at oversea.
HLB - need to set on app
HSBC - need to set on app
Fraud nowaday happening on oversea currency

yeah...i started to feel hsbc point got more restriction. Most likely will cancel before annual month