Outline ·
[ Standard ] ·
Linear+
Credit Cards UOB Credit Cards v9, Ex citi read post 2
|
fruitie
|
Jun 26 2025, 10:58 AM
|
Rise and Shine
|
QUOTE(Barricade @ Jun 26 2025, 07:54 AM) Anything that can be applied is no status. Card that can never be applied but offered to you by bank because of your assets you have with the bank - that’s status. For me I couldn’t care less about those. I care about cashback. Give me a gold card with good cashback and I’ll treasure it more than whatever VI, TWE etc….  Yes.  I saw some posts telling finally they got VI etc. but they probably didn’t notice some VI only require 60k p.a.  Anyway, that said even I qualify for Zenith, I didn’t get it because of the AF. Not worth for me or I haven’t studied well this card.
|
|
|
|
|
|
fruitie
|
Jul 2 2025, 11:03 PM
|
Rise and Shine
|
QUOTE(ChiaW3n @ Jul 2 2025, 10:03 PM) I am not sure if UOB would allow me to add card like just share the current credit limit I am holding after a few days still yet to hear anything from their end If it is a higher tier than your existing cards, then you need to submit income documents.
|
|
|
|
|
|
fruitie
|
Jul 3 2025, 02:31 PM
|
Rise and Shine
|
QUOTE(francis226 @ Jul 3 2025, 02:13 PM) Peoples get confuse between VI & VI Metal, especially after VI Metal card changed to new design. I doubt so, they explicitly mention that this VI card is a beautiful one.
|
|
|
|
|
|
fruitie
|
Jul 3 2025, 11:31 PM
|
Rise and Shine
|
QUOTE(wjleong15 @ Jul 3 2025, 10:49 PM) soon pme supp no more ppl and all klia t2 lounge removed from the list? Cut benefits so much Yes.  Source: https://www.uob.com.my/personal/announcement.page
|
|
|
|
|
|
fruitie
|
Jul 4 2025, 01:10 PM
|
Rise and Shine
|
QUOTE(tifosi @ Jul 4 2025, 03:31 AM) No issues of removing ppl access, just don't take my Grab ride home away. Same here.  I don't have supplementary cards anyway, so it is fine with me.
|
|
|
|
|
|
fruitie
|
Jul 10 2025, 11:34 AM
|
Rise and Shine
|
QUOTE(lovelyuser @ Jul 10 2025, 11:19 AM) Currently holding VISA Infinite (min 120k annual income requirement), applying for PRVI Miles Elite (min 100k annual income requirement). I can predict their reply: diff department, diff credit access mechanism bla bla bla Let me try submit Borang B then try apply the card with new Borang B That’s weird as I also got the PME after I got the VI. Didn’t need to submit any additional documents.
|
|
|
|
|
|
fruitie
|
Jul 24 2025, 07:01 PM
|
Rise and Shine
|
QUOTE(silverong @ Jul 24 2025, 06:50 PM) I am going china soon and since credit card might not accept widely in china, I planned to install alipay and link the prvi elite card to it. May I know whether I will entitle 10x points while spend oversea with this? Yes.
|
|
|
|
|
|
fruitie
|
Jul 25 2025, 10:28 AM
|
Rise and Shine
|
QUOTE(rko0504 @ Jul 25 2025, 09:57 AM) It is have 3% fee for alipay if link using malaysia card to pay exceed 200 RMB? Yes. WeChat Pay also charges 3% if RMB 200 and above. I have both Alipay and WeChat Pay set up and no issues, all my linked cards are not blocked, never call banks.
|
|
|
|
|
|
fruitie
|
Jul 25 2025, 11:58 AM
|
Rise and Shine
|
QUOTE(silverong @ Jul 25 2025, 11:19 AM) Thanks all! what is green card and blue card? I didn't know about 3% charges above RMB200  It is easily break RMB200 I think. Between, do we able to waive AF by calling CS this year? However starting next year so far nobody could confirm right? Some shops won't entertain to break.
|
|
|
|
|
|
fruitie
|
Aug 14 2025, 12:18 PM
|
Rise and Shine
|
QUOTE(talexeh @ Aug 14 2025, 12:02 PM) Just an update that my full waiver request was successful. What card is that?
|
|
|
|
|
|
fruitie
|
Aug 14 2025, 12:50 PM
|
Rise and Shine
|
QUOTE(talexeh @ Aug 14 2025, 12:45 PM) I see. I thought it was a VI or PME.
|
|
|
|
|
|
fruitie
|
Aug 19 2025, 11:47 AM
|
Rise and Shine
|
QUOTE(xMusashii @ Aug 19 2025, 11:13 AM) My VI got charged for the AF, whereas PME did not. Submitted waiver through UOB Chat Assist and received sms of full waiver in few working days. Nice but did you spend a lot also in the past one year?
|
|
|
|
|
|
fruitie
|
Aug 19 2025, 01:31 PM
|
Rise and Shine
|
QUOTE(xMusashii @ Aug 19 2025, 01:15 PM) Just went through my July 2024 to July 2025 statement. Around 41k+-. I think I spent more on PME than the VI itself. Not too bad 40k over plus can get an AF waiver. Let's see my time later this year.
|
|
|
|
|
|
fruitie
|
Aug 19 2025, 01:52 PM
|
Rise and Shine
|
QUOTE(xMusashii @ Aug 19 2025, 01:43 PM) Yeah, but I mostly use my PME. Spent around 88k+- across the same duration as my VI (Applied same time). Not sure if this helps with the VI waiver or perhaps I use VI for overseas as well. AFAIK, oversea spending is lucrative for business  Yeah, I use these cards for overseas spending only though I wish they were more competitive for local retails.
|
|
|
|
|
|
fruitie
|
Sep 22 2025, 03:14 PM
|
Rise and Shine
|
Is YOLO card still possible to get SST rebate now? Anybody tried recently? I just got charged RM 25 and I never use this card except RM 1 on ShopeePay to eliminate the monthly charges. I don't feel like letting it go as my other UOB cards are having AF with minimum yearly spending...
|
|
|
|
|
|
fruitie
|
Sep 22 2025, 05:03 PM
|
Rise and Shine
|
QUOTE(ryansxs @ Sep 22 2025, 04:45 PM) SST cannot.... I dont see pay by points option either.  Looks like no choice but to pay just to retain a UOB card.
|
|
|
|
|
|
fruitie
|
Sep 22 2025, 05:18 PM
|
Rise and Shine
|
QUOTE(cybpsych @ Sep 22 2025, 05:14 PM) try whack 1 round of rm50 cb, then -25 for sst. remaining 25, spread it for monthly shopeepay rm1 reload to make it active. That's a very good idea to be honest, later I will check out how to maximize this CB, been so long since I used this card.
|
|
|
|
|
|
fruitie
|
Sep 22 2025, 05:35 PM
|
Rise and Shine
|
QUOTE(MGM @ Sep 22 2025, 05:29 PM) Spend 700 online/spaylater, 1300 on shopeepay topup. Wow RM 2k to get RM 50. I'm still missing the era where I spent RM 625 for RM 50.  Anyway, thanks for the tips!
|
|
|
|
|
|
fruitie
|
Oct 6 2025, 12:11 PM
|
Rise and Shine
|
QUOTE(-TcT- @ Oct 4 2025, 10:33 PM) I just found out that i also kena this Paypal fraud but I didn't receive any OTP. Too bad I realised too late. 2 transactions of RM160 already went through. It's OK still can call to block the card. QUOTE(Jason @ Oct 5 2025, 12:17 PM) Call? UOB promo booth? I got PME, want to add EVOL so I guess fits the criteria. I’m too lazy to submit docs… they have my CL and info.. Love MBB for this, so easy to add card. I'm not sure. I got VI and called to add PME.
|
|
|
|
|
|
fruitie
|
Oct 14 2025, 03:18 PM
|
Rise and Shine
|
Just noticed there is an AF charged to my VI and called CS to ask for waiver, being granted with no condition. It will be reflected in two working days. So another year usage for the VI.
|
|
|
|
|