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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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fruitie
post Jun 1 2023, 10:56 AM

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Hi guys, I'm sorry to ask this question but is it still worth keeping the EVOL card? I haven't been using since April and there is monthly charges to it. If it is not, I will cancel it. Just that I'm being offered with UOB 0% BT time to time, it is sad to let it go.

I used to spend only RM 600 and now I have to spend at least 1k. sad.gif

fruitie
post Jun 1 2023, 11:26 AM

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QUOTE(cybpsych @ Jun 1 2023, 11:23 AM)
not ewallet category
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Can I reload RM 1k to KiplePay and get RM 50?
fruitie
post Jun 1 2023, 11:33 AM

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QUOTE(cybpsych @ Jun 1 2023, 11:31 AM)
1k only get rm30 cuz you hit tier1 min spending

i didnt try to hit tier2
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Ouch. Looks like PBI is a better choice and the same as AmBank True.
fruitie
post Jun 3 2023, 12:13 PM

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QUOTE(RitzyHoke @ Jun 3 2023, 10:19 AM)
I cancelled mine already, though I still have One and PRVI which I don't use also lol
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This is my only UOB card now. I chose not to activate the UOB VI. laugh.gif Maybe I should now.
fruitie
post Aug 2 2023, 01:41 AM

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Is it still worth keeping EVOL? I haven’t been spending anything since YOLO revision. Luckily I had cash back credited earlier and it was used to offset the monthly fees. Unfortunately, I will need to pay this month if I’m still not using it.
fruitie
post Aug 2 2023, 11:25 AM

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QUOTE(Hoshiyuu @ Aug 2 2023, 08:38 AM)
Personally I still keep it, not bad but not great either. RM2k for RM50 cashback is quite decent in current environment, not hard to fulfill (or churn, really).

In my list it's probably 2nd or 3rd on the chopping block, below HSBC Amanah and Alliance Visa Platinum for my use cases.
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Spending RM 2k for that... hmm.gif

QUOTE(cybpsych @ Aug 2 2023, 09:11 AM)
1) can meet the RM30/50* cb criteria? if cannot, cancel.

2) are you satisfied with RM30/50* cb? biggrin.gif if not, cancel.

RM50 cb need min RM2k spending. i guess can buy TNG RM1k/2k PIN @ Lazada using UOB EVOL to hit the min spending and even cb too.
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Yeah, to answer two both questions, it's cancel for me.
But I wanna keep for BT purposes because on and off I do get 0% BT offer, though it has been some time since I was offered with one...

Time to look for AF free card. laugh.gif Or spend RM 1 every month on EVOL. laugh.gif
Let me consider.
fruitie
post Aug 2 2023, 04:45 PM

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QUOTE(mamamia @ Aug 2 2023, 04:11 PM)
If I’m u, I will just spend RM1 every month to let it offset the cashback rather than let them charge the monthly fee.
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You know what I actually realized a few days ago I should have done this. laugh.gif Silly me but I am too busy recently to think so much. blush.gif
fruitie
post Oct 9 2023, 12:49 PM

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I am so slow to only notice there is a new card now UOB Zenith. I hope it is a good card, feel like applying it. biggrin.gif
fruitie
post Oct 9 2023, 03:57 PM

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QUOTE(SzeMeng76 @ Oct 9 2023, 03:01 PM)
This is to replace Citi Prestige, if u are current Citi Prestige card user, I think they will send card replacement to u after this.
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I'm not. They even cancelled my Citi PM without notifying me. mad.gif
fruitie
post Oct 31 2023, 11:30 AM

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I cancelled my YOLO card a few weeks ago, I just received this SMS.

RM0 UOB Cards: We value you! Get RM50 Loyalty Cash Back if you keep your card ending xxxx with us. To accept, reply UOBSTAR to 66300 by 02Nov23.
fruitie
post Oct 31 2023, 11:56 AM

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QUOTE(sg8989 @ Oct 31 2023, 11:43 AM)
ACCept? free sst free annual fees, earn rm50.
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Ya, I also thought of accepting it. hmm.gif
fruitie
post Oct 31 2023, 02:24 PM

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QUOTE(Barricade @ Oct 31 2023, 01:56 PM)
Don't accept if you don't use it. Miss using it one month they charge you RM7.50 monthly fee
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Yes but thinking to keep it to offset and spend RM 1 every month from the cash back. Can last years. laugh.gif
fruitie
post Jan 10 2024, 12:58 PM

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Hi, for UOB PRVI Miles Elite Card, does it give points for e-wallets?
fruitie
post Jan 11 2024, 05:05 PM

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QUOTE(fuzzy @ Jan 11 2024, 05:00 PM)
1x. UOB WC gives 12X for TnG and Boost up to RM300.
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It seems UOB cards are not attractive enough for me.
fruitie
post Jan 15 2024, 11:43 AM

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I applied UOB VI some time back and never activated it, so I called to cancel it last week.

Just now, the retention department called me to offer me the following:
1) RM 100 cash back with one swipe at any amount within 30 days
2) AF will be waived for this year
3) 0% 12-month BT

I gladly accepted the offer. laugh.gif However, they need to send me a new card as I haven't activated it for so long.

At the same time, I also asked to add a Priv Miles Elite card; another department will call me.
fruitie
post Jan 15 2024, 10:40 PM

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QUOTE(evoce9a @ Jan 15 2024, 09:59 PM)
Changed mind to add prvi miles elite? I thought you just said uob card not attractive enough for you haha
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Yes, I did. But someone calculated that it requires lesser overseas spending for airmiles conversion. laugh.gif
Just try for fun then. tongue.gif
fruitie
post Jan 16 2024, 01:21 PM

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QUOTE(aubergine6958 @ Jan 16 2024, 12:07 PM)
I have applied for the Balance Transfer for 6 months. Inside my BT account there is only 'current statement due' which is my total BT amount and 'Minimum Payment' which is RM2k plus. Is that i only have to pay the minimum payment for these few months, (unlike  other bank is installment balance)? But of course to clear my BT upon maturity.
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You have to check with UOB. I had both programs before with them - pay minimum and pay all only on final and also full month installment every month.
fruitie
post Jan 17 2024, 12:38 PM

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QUOTE(xiaoxiaoshen @ Jan 17 2024, 12:07 PM)
really not trick on this? i had also have kind of BT before but the spend of the credit card will no longer enjoy interest free period, even you pay the card on the statement date, its still charge from the day of transaction until you paid it (statement date).
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Interest free period? You pay your statement amount in full then no issue at all.
fruitie
post Apr 3 2024, 02:34 PM

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I also didn't need to submit income documents since I already have the UOB VI.

Anyway, yesterday was the due date for my statement balance. So, I made payments last night, around 10.20 pm, using Maybank instant transfer. I also received SMSes instantly from UOB that they received my payments. I checked the app and saw that my CL has increased due to the payments I made. The outstanding payment was 0.00.

This morning, UOB CS called me while I was still sleeping to inform me that I have overdue payments. I told her I paid last night, and she said OK and hung up.

I rechecked the UOB app; it still shows my payments were due yesterday, and my CL is reduced like the amount before payment. sweat.gif

Do you know if this is normal? I usually don't check, but today is the first time I received a call from CS to remind me about payment.
fruitie
post Aug 23 2024, 02:07 PM

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QUOTE(cybpsych @ Aug 15 2024, 10:13 AM)
uob published these T&Cs yesterday

UOB Visa Infinite Metal Card https://www.uob.com.my/web-resources/person...tal-tnc-eng.pdf

UOB Privilege Banking Visa Infinite Card https://www.uob.com.my/web-resources/person...nfinite-eng.pdf

both cards can earn 10X UNIRM for every RM1.00 spent overseas

user posted image
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I received SMS about VI revision, I don't really pay attention to this card and I'm not even sure if it is a good or bad revision. laugh.gif

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