Oh no. There goes my overseas spending card - PRVI Miles Elite.
Looks like I need to stick to UOB VI in this case... I really don't want to apply Zenith just for the conversion purpose.

This post has been edited by fruitie: Sep 4 2024, 04:44 PM

Oh ya. What was I talking?

I have both VI and PME, for overseas and local spending, which is better? It looks the same to me, just a bit of difference.

Is it easy to get SST cash back for UOB card this year? For EVOL card specifically.

Oh no. Let me try later. I don’t spend on EVOL anymore but my BT is tied to it.

I just tried and failed this year after so many years...

Thanks for the information. I checked through my local spending seems like a combo of Alliance VI and HLB VI would be better. I have those two cards too. I will check out UOB World Card.

OK, PME used to be better than VI for overseas spending but the recent revision makes both of them the same now?

Sounds good but I'm going to China only in Nov and it doesn't really accept overseas card. As for next trip to Spain only in February but my birthday is in January.

Ya but I think this time I will use TnG eWallet. Let me see how.

The government imposes service tax. Banks cannot waive it. They can credit cash back to you to offset the SST, but in reality, they will still pay the government behind the scenes. They are just absorbing the cost for you. So, it’s up to the bank to do it or not. The term "waiver" is incorrect.

Card approval is up to bank's discretion, too bad we won't know the real reason.

That's nice of them to share with you the reason, usually banks won't share so that applicants cannot manipulate documents.

What are the chances to get UOB VI AF waived? I think mine will kick in next month and I hardly use it (or never) compared to PRVI Miles Elite.

Let me test water next month and see if it waives for me, if it does, I will start using VI and PME.

Good to hear this.

A fraud attempt just happened on my UOB PRIVMILES Elite. At first, I received an OTP for PayPal verification, I already suspected something amiss before I could call UOB to check further, another SMS came in telling me RM 45.03 at PayPal Google Proxima went through.

Anyway, long story short, I managed to call UOB to block the card and according to the CS, this transaction is still pending and asked me to monitor for a few days to see if it successfully went through. She mentioned the fraudster had keyed in a few incorrect expiry date but couldn't get it right.

I spent on two Europe sites yesterday for train and bus, I guess that's how my information was leaked..

I'm glad that it is all OK now, UOB will arrange for a new replacement card to be sent to me next week.

80k I would be shaking.

Gonna be the same for me too.
I just paid one last month, another one coming next month. Oh wait, I paid one early this year too when I got the card.

I have EVOL, PME and VI. Yeah, after the revision, both PME and VI are the same now for miles conversion. Next month I will have AF charged to my VI, I just started using it two days ago because I was still waiting for my PME replacement due to a fraud attempt on the card last week. I doubt I will get any AF waiver for the VI.

VI looks better for lounges.