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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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cybpsych
post Aug 15 2023, 10:47 AM

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QUOTE(jwgs0010 @ Aug 15 2023, 10:44 AM)
Meaning bank will only see it as "a transaction on lazada" ?
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yes

think of this. when you spend at grocery stores (for any cc), like at 99sm/kkmart/lotus's/aeon .... does your cc statement itemized what you bought at each place? biggrin.gif
cybpsych
post Aug 16 2023, 09:12 PM

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QUOTE(garywind @ Aug 16 2023, 08:29 PM)
Have you received cash back for this month already?
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nope
cybpsych
post Aug 17 2023, 09:36 AM

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QUOTE(rko0504 @ Aug 17 2023, 09:33 AM)
My cashback credited today with last month missing cashback.
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nice, hopefully received mine soon thumbsup.gif
cybpsych
post Aug 17 2023, 03:56 PM

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QUOTE(dlttdltt @ Aug 17 2023, 03:44 PM)
Anyone called UOB to change statement date back to the one with Citibank before ?
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1) very likely, not all uob statement dates matches with Citibank's

2) better call UOB and asked for the available dates. then you can decide which date is suitable for you.

This post has been edited by cybpsych: Aug 17 2023, 03:56 PM
cybpsych
post Aug 18 2023, 12:41 PM

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QUOTE(Wolgie @ Aug 18 2023, 12:32 PM)
UOB One = UOB ONE pla , right?
so seem cannot stack
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Classic and Platinum mah
cybpsych
post Aug 20 2023, 11:35 AM

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QUOTE(Helpisgood @ Aug 20 2023, 11:23 AM)
How long did it take for them to give you the sst rebate?
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4/8 request via call
8/8 status via email
14/8 rebate credited
cybpsych
post Aug 21 2023, 04:44 PM

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QUOTE(vit @ Aug 21 2023, 04:29 PM)
This uob is scary, so much charges and so hard to get a human online when calling their cs.

Anyone can enlighten me on whats retail interest?
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finance charge lor

i just talked to cs, easily to get human to talk to, just lengthy to input mykad and otp verification.
cybpsych
post Aug 21 2023, 05:02 PM

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user posted image

https://www.uob.com.my/personal/promotions/...cquisition.page

Limited time offer: Apply for a UOB Credit Card from 21 August 2023 to 31 August 2023 and stand a chance to win a Nintendo Switch worth RM1,499!

Valid for the first ten (10) new-to-bank customers who apply during the Campaign Period, get approved and meet the minimum RM1,000 spend. For the full Terms and Conditions, please click here.

user posted image

This post has been edited by cybpsych: Aug 21 2023, 05:03 PM
cybpsych
post Aug 21 2023, 05:21 PM

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QUOTE(vit @ Aug 21 2023, 05:19 PM)
Which number u called?
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03-2612 8121
cybpsych
post Aug 22 2023, 12:16 PM

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QUOTE(candidman78 @ Aug 22 2023, 11:37 AM)
Nope, I didn't get July Cashback (Cashback only  RM0.18 while usually > RM 30) and Aug Statemen cash back incomplete. No petrol Cashback, no july cashback. Only Grab

I am original UOB Cash back card holder
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errrrr I haven't gotten my missing Aug cb.
cybpsych
post Aug 24 2023, 03:01 PM

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QUOTE(ChiaW3n @ Aug 24 2023, 02:52 PM)
Erm sorry this is my first time i kena yolo card monthly fee 7.50, may i know what is this ah?
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https://www.uob.com.my/personal/useful/fees...-annualfee.page

// RM7.50 for EVOL Visa Card is waived upon one (1) retail transaction made per statement month. //

fyi, this is not new tongue.gif
cybpsych
post Aug 24 2023, 04:33 PM

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QUOTE(1234_4321 @ Aug 24 2023, 04:23 PM)
Guys,Citibank user here.
mind to share how to get annual fee waiver from UOB ?
Call before or after annual fee billed on account?
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call after- billed la

not billed, on what basis to request? biggrin.gif
cybpsych
post Aug 24 2023, 04:56 PM

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QUOTE(1234_4321 @ Aug 24 2023, 04:53 PM)
ok, billed and if not getting waiver .... bruce.gif
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waiver is based on bank's discretion, not a guarantee.

the card already attached with an annual fee BEFORE you signup mah. obviously, you accepted and agreed with the t&c by getting the card. thumbsup.gif

so, if bank dont give waiver, for whatever reasons, is not wrong.


if not satisfied, cancel card lor. dont use their card/services.
cybpsych
post Aug 24 2023, 05:03 PM

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QUOTE(1234_4321 @ Aug 24 2023, 04:59 PM)
Of course I knew that.
Just asking some tips to increase the chances of waiver.
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haha no direct way

usually just be active using the card ... at least justifiable that you want to continue using it

churning a customer is cheap & fast ... acquiring new customer is expensive & slow
cybpsych
post Aug 25 2023, 10:10 AM

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QUOTE(goliath @ Aug 15 2023, 11:16 AM)
Thanks for the insights.

I did the calculation based on 7 Aug statement and yes indeed, the cash rebates were for transactions starting from 26 Jul 2023 onwards. Anything before that date was not included despite meeting the min RM500 threshold. And hence, since my spending from 26 Jul was below RM500, the cash rebates of 0.2% took effect.

I am not sure why UOB did not include transactions before 26 Jul 2023 though.
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QUOTE(goliath @ Aug 25 2023, 10:01 AM)
i received another round of cash rebate on 23 Aug even though my statement date is 7th of the month. not sure how they calculate this round.

anybody facing same situation?
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adjustment perhaps?
cybpsych
post Aug 25 2023, 10:55 AM

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QUOTE(luvox @ Aug 25 2023, 10:53 AM)
Guys. Tng ewallet reload is it consider other retails spend? Since tng reload pin withdraw from lazada, n i need to fulfill rm1.5k monthly spending to qualify for one platinum 10% cashback, wonder did direct reload ewallet is considered into part of the 1.5k spending requirement or not
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have you consider reading the T&C?

the definition of "Minimum Retail Spend" already stated clearly in there
cybpsych
post Aug 25 2023, 11:09 AM

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QUOTE(luvox @ Aug 25 2023, 11:06 AM)
Ewallet reload is not on the exclusion list for minimal retail spend. So, direct reload ewallet are eligible for minimal retail spend, right?
& realise Grabpay reload is eligible for other retails spending cash rebates after hitting the 10% cash rebate.
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if no mention of any specific exclusion for min retail spend, then YES

grabpay reload is part of Grab category
cybpsych
post Aug 28 2023, 07:12 PM

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QUOTE(lukeroku @ Aug 28 2023, 07:07 PM)
Hi all, for groceries I spent at TFValue-mart and shown in app transaction as Other Purchases. Means not qualify for CB eh?
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txn still in [Pending] posting status. wait until posted, then you'll see full description.
cybpsych
post Aug 29 2023, 07:26 AM

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QUOTE(JON97 @ Aug 28 2023, 11:46 PM)
Ridiculous.
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dont use lor
cybpsych
post Aug 31 2023, 02:50 PM

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QUOTE(skty @ Aug 31 2023, 02:20 PM)
this UOB One card got Visa and Mastercard version?
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MC from Citibank migrations, eventually replaced with Visa

don't think you can apply One MC directly

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