want to ask any body has experience  swipe
credit cards  over limit??

usually transaction failed
but this UOB card i dont know why..

is it always allowed like this?
i was already over limit RM5k past few weeks,
and last statement no fee charged

today i forgotten accidentally swiped online insurance
it went up 10k over limit this time! 

can UOB come charge  me fee later on?

i look at UOB product disclosure sheet PDS
no mention over limit fee charges,
so should be FOC lah...

Anyone know whether TNB spending for UOB ONE cc is eligible for:
1) 0.2% cashback
2) inclusion of minimum spend (for meeting 10% cashback)
3) inclusion of minimum annual spending (for waiver of annual fees from Jan 2026)

Thanks!

Based on latest T&C effective 31 October 2025
1) no
2) no
3) yes

How about now until 30 October 2025 (based on T&C effective 1 April 2023)?

Effective 31 October 2025, the terms and conditions for UOB ONE Card is updated to:
1. exclude utility bills, postal services and religious related transactions from Cash Rebates and Minimum Retail Spend. Revisions have been made in Clause 2 and 3.
2. include the terms of usage of credit card which is strictly for personal and non-commercial use. Revisions have been made in Clause 28 & 29 under the General Terms and Conditions section.

Reference
https://www.uob.com.my/personal/announcement.page
https://www.uob.com.my/assets/web-resources...ard-tnc-eng.pdf

would appreciate if any kind soul would help to answer ^^

UOB told me earlier this year that I will have auto Annual Fee waived, when I told them I’m considering to cancel my card. But today saw my card got charged the AF. Do I really have to submit AF waiver and call them up every single year? Man they really pissed me off

Yes I’m considering to cancel the card earlier on but was enticed by them saying will waive my annual fee automatically.

Guess I’ll just call them up and get them waived first.

As Kiple is no more accepting local CC for top-up, just wondering if there's any other similar spending to qualify for the Evol "online" cashback category?

Thanks

So reload e-wallet RM850 (get RM15) and spend online RM150 (get RM15) correct? That's the best way to maximise RM30 cashback per month

ruh roh? https://ringgitplus.com/en/blog/credit-card...t_7yLm6DonTurGw

for UOB one card, i know is no cashback for insurance. may i confirm that insurance is counted as eligible transaction to cumulate the rm800 minimum spending right?

Wanna check, this month's Evol cashback not yet credited right?

Thanks