Just to inform on CIMB Lazada Prepaid, the cashback (15% max RM25) is based on transaction date not posting date. I got cashback from a 31st Jan transaction which was posted Feb 2nd.

Hello Guys... I just received 2 credit Card from CIMB (Tesco and Cash Rebate).

May i know, if I didn't use it for very long time do i need to pay? it stated annual fee waived so nothing right?

Sorry need confirmation, so i just ask here

No use, no need pay. Can always keep it or just cancel it.
If you keep it, it will keep record in your CCRIS credit card loan portion lo.

Based on the description 400 point = rm1 is about 0.25%, For oversea and dining slightly better but not for others expenses. So many ppl might give up the VI card

Is it a good or bad thing if it's in the ccris report? I have this card and I don't think I'm going to use it anymore.. But too lazy to cancel it. Lol

This post has been edited by ohcipala: Feb 22 2018, 08:11 PM

When you hold the VI card, you don't look into cash rebate % or reward points anymore.
Visa Infinite is created for fine dining, playing golf, travelling.
I am more interested in CIMB's benefits and promotions, especially those for premier cards.
(eg Airport Duty Free - 15% discount for CIMB VI but discontinued now)
I tend to use CIMB VI to pay for dining to get better discount/offer/services.

This post has been edited by ClarenceT: Feb 22 2018, 08:47 PM

Hi may I know is there an annual fees for the cimb lazada prepaid card ?

Only RM10/year. But First year AF will be charged first and refunded in the following month.
https://www.cimbbank.com.my/content/dam/cim...et_ENG_v3.4.pdf

This post has been edited by ClarenceT: Feb 23 2018, 03:09 PM

Thx a lot for the feedback

I just applied cimb lazada prepaid card via cimb clicks. Immediately they gave me my card number , expiry date, and also the Cvv number. Can I use it straight ? Or I need to wait for the physical card to arrive first. And do I need to set PIN for this card?

I think you can use the virtual account already to make payment at Lazada. Later you need to activate the physical card for other transactions and ATM withdrawal.

How did u receive the card details, by Sms or email?

Right after I key in my info and I clicked submit, then after few seconds all my card info is there already on the page. Then we can click Save as PDF. They didn't email me the card info.

Approved in few seconds? so fast

You will receive the physical card with the same card number, expiry date and 3-digit CVV in 3 working days!
Then you can destroy your record.
Quite similar to AirAsia's Big Prepaid Mastercard, you receive the card number, expiry date and CVV online.

This post has been edited by ClarenceT: Feb 23 2018, 08:14 PM

Yes I think it's a pre approved prepaid card.

Hi guys , cimb CB card online spending no longer have 5% rebate? Last time when i apply was 5% CB now change to 0.2% unlimited?

RM279
Less RM25 (CIMBCNY8), Payment RM254. CAMPAIGN 1
Monthly rebate: -RM2.54 - RM25 (max for Jan18)
Special cashback (>RM188) if eligible: -RM18 CAMPAIGN 3
https://www.cimbbank.com.my/content/dam/cim...ard_CNY_ENG.pdf

23-Feb-2018 23-Feb-2018 RM18 CNY REBATE 18.00
21-Feb-2018 21-Feb-2018 15% BONUS CASH REBATE 25.00
01-Feb-2018 29-Jan-2018 Lazada KUALA LUMPUR MY 254.00

So Petronas Giftcard X3: RM279-RM25-RM25-RM18 = RM211
(and -RM2.54 by 25/2)

A good bet. You should receive the special cash back as well.

This post has been edited by ClarenceT: Feb 24 2018, 08:28 AM

Hi guys, which credit card centre still offers 1-hour instant approval that opens today ya? Apparently the one in Sunway Pyramid no longer offers one. Thanks!